BlastPoint's Credit Union Scorecard
NEWRIZONS
Charter #16893 · WA
NEWRIZONS has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.36% above tier average
- + Net Interest Margin 1.94% above tier average
- + Loan-to-Share Ratio: Top 1.6% in tier
- + Loan-to-Member Ratio (LMR): Top 6.5% in tier
Key Concerns
Areas that may need attention
- - Asset Growth Rate: Bottom 4.9% in tier
- - Deposit Growth Rate: Bottom 5.1% in tier
- - First Mortgage Concentration (%): Bottom 5.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,552
-1.6% YoY-1.2% QoQ
|
-1.1K |
2,676
+1.6% YoY
|
67,148
+4.0% YoY
|
33,913
+5.7% YoY
|
42% |
| Assets |
$19.2M
-9.7% YoY-0.4% QoQ
|
$-11.0M |
$30.2M
+1.3% YoY
|
$1.3B
+6.8% YoY
|
$578.3M
+9.0% YoY
|
47% |
| Loans |
$16.6M
+4.2% YoY+1.8% QoQ
|
+$1.3M |
$15.3M
-2.0% YoY
|
$931.6M
+6.7% YoY
|
$402.4M
+8.7% YoY
|
65% |
| Deposits |
$15.4M
-11.5% YoY+1.2% QoQ
|
$-10.4M |
$25.8M
+0.7% YoY
|
$1.1B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
46% |
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| ROA |
0.5%
-128.1% YoY+138.0% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.5%
+1.1% YoY
|
0.4%
-39.2% YoY
|
45% |
| NIM |
5.9%
+6.7% YoY-2.2% QoQ
|
+1.9% |
4.0%
+4.0% YoY
|
3.7%
+3.5% YoY
|
3.8%
+4.1% YoY
|
Top 4.0% in tier |
| Efficiency Ratio |
83.7%
-5.1% YoY-3.3% QoQ
|
-6.9% |
90.6%
+6.5% YoY
|
78.0%
-0.9% YoY
|
84.6%
+2.8% YoY
|
55% |
| Delinquency Rate |
0.3%
-9.8% YoY-17.4% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
0.9%
+10.5% YoY
|
1.2%
+3.4% YoY
|
37% |
| Loan To Share |
108.1%
+17.8% YoY+0.6% QoQ
|
+49.6% |
58.5%
-3.0% YoY
|
74.8%
-1.7% YoY
|
65.6%
-1.4% YoY
|
Top 1.7% in tier |
| AMR |
$20,593
-2.4% YoY+2.8% QoQ
|
+$6K |
$14,884
-1.7% YoY
|
$29,247
+2.9% YoY
|
$19,920
+1.6% YoY
|
80% |
| CD Concentration |
26.4%
+2.6% YoY-8.2% QoQ
|
+2.1% | 24.3% | 22.5% | 19.8% | 50% |
| Indirect Auto % |
6.1%
-13.0% YoY-1.5% QoQ
|
-7.7% | 13.8% | 16.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)