BlastPoint's Credit Union Scorecard
LOCAL 606 ELECTRICAL WORKERS
Charter #16979 · FL
LOCAL 606 ELECTRICAL WORKERS has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.37% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - Deposit Growth Rate: Bottom 4.9% in tier
- - AMR Growth Rate: Bottom 5.7% in tier
- - Asset Growth Rate: Bottom 6.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
411
+0.7% YoY+0.7% QoQ
|
-2.3K |
2,676
+1.6% YoY
|
74,034
+8.9% YoY
|
33,913
+5.7% YoY
|
Bottom 11.3% in tier |
| Assets |
$5.4M
-8.7% YoY-2.1% QoQ
|
$-24.8M |
$30.2M
+1.3% YoY
|
$1.2B
+11.7% YoY
|
$578.3M
+9.0% YoY
|
20% |
| Loans |
$1.3M
-8.3% YoY-8.8% QoQ
|
$-14.0M |
$15.3M
-2.0% YoY
|
$841.5M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
Bottom 13.4% in tier |
| Deposits |
$4.1M
-11.8% YoY-3.0% QoQ
|
$-21.7M |
$25.8M
+0.7% YoY
|
$1.0B
+12.4% YoY
|
$494.3M
+9.1% YoY
|
19% |
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| ROA |
0.5%
+125.7% YoY+56.2% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.6%
-11.7% YoY
|
0.4%
-39.2% YoY
|
46% |
| NIM |
3.7%
+19.8% YoY+7.0% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
3.6%
+2.7% YoY
|
3.8%
+4.1% YoY
|
43% |
| Efficiency Ratio |
87.2%
-5.9% YoY-3.8% QoQ
|
-3.4% |
90.6%
+6.5% YoY
|
80.0%
+2.7% YoY
|
84.6%
+2.8% YoY
|
63% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
0.6%
+6.2% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
31.5%
+3.9% YoY-6.0% QoQ
|
-27.0% |
58.5%
-3.0% YoY
|
70.1%
+1.4% YoY
|
65.6%
-1.4% YoY
|
Bottom 12.7% in tier |
| AMR |
$12,963
-11.6% YoY-5.2% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$23,044
+4.5% YoY
|
$19,920
+1.6% YoY
|
45% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)