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BlastPoint's Credit Union Scorecard

DIVERSIFIED GENERAL

Charter #17411 · IN

<100M
2508 CUs in <100M nationally 80 in IN

DIVERSIFIED GENERAL has 5 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.46% above tier average
  • + Members Per Employee (MPE): Top 4.6% in tier
  • + Asset Growth Rate: Top 5.7% in tier
  • + Deposit Growth Rate: Top 6.7% in tier
  • + Fee Income Per Member: Top 9.8% in tier

Key Concerns

Areas that may need attention

  • - Net Worth Ratio: Bottom 4.7% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IN) National Avg Tier Percentile
Members 3,528
+0.5% YoY+0.4% QoQ
+851 2,676
+1.6% YoY
22,524
+2.8% YoY
33,913
+5.7% YoY
74%
Assets $21.2M
+11.4% YoY+5.3% QoQ
$-9.0M $30.2M
+1.3% YoY
$399.0M
+8.5% YoY
$578.3M
+9.0% YoY
49%
Loans $14.1M
+5.5% YoY+0.9% QoQ
$-1.2M $15.3M
-2.0% YoY
$281.9M
+8.4% YoY
$402.4M
+8.7% YoY
60%
Deposits $19.5M
+11.4% YoY+5.5% QoQ
$-6.3M $25.8M
+0.7% YoY
$336.4M
+8.1% YoY
$494.3M
+9.1% YoY
51%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.6%
-2.5% YoY-26.2% QoQ
+0.5% 0.1%
-77.6% YoY
0.6%
-3.4% YoY
0.4%
-39.2% YoY
50%
NIM 3.4%
-3.6% YoY-3.7% QoQ
-0.6% 4.0%
+4.0% YoY
3.7%
-1.2% YoY
3.8%
+4.1% YoY
30%
Efficiency Ratio 89.2%
+0.7% YoY+4.4% QoQ
-1.4% 90.6%
+6.5% YoY
86.7%
+4.4% YoY
84.6%
+2.8% YoY
67%
Delinquency Rate 0.3%
-44.3% YoY-72.6% QoQ
-1.2 1.5%
+3.8% YoY
1.1%
+11.5% YoY
1.2%
+3.4% YoY
32%
Loan To Share 72.2%
-5.3% YoY-4.4% QoQ
+13.6% 58.5%
-3.0% YoY
67.3%
+1.1% YoY
65.6%
-1.4% YoY
70%
AMR $9,504
+8.3% YoY+3.1% QoQ
$-5K $14,884
-1.7% YoY
$18,911
+5.2% YoY
$19,920
+1.6% YoY
26%
CD Concentration 30.5%
-5.7% YoY-6.0% QoQ
+6.2% 24.3% 18.9% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 10.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
116
Members Per Employee (MPE)
engagement
Value: 705.600
Peer Median: 333.750
#116 of 2508 Top 4.6% in <100M tier
145
Asset Growth Rate
growth
Value: 11.44%
Peer Median: 1.30%
#145 of 2508 Top 5.7% in <100M tier
168
Deposit Growth Rate
growth
Value: 11.40%
Peer Median: 0.66%
#168 of 2508 Top 6.7% in <100M tier
248
Fee Income Per Member
profitability
Value: $156.55
Peer Median: $60.42
#248 of 2508 Top 9.8% in <100M tier
331
AMR Growth Rate
growth
Value: 8.34%
Peer Median: 1.27%
#331 of 2508 Top 13.2% in <100M tier
471
Loan Growth Rate
growth
Value: 5.54%
Peer Median: -2.36%
#471 of 2508 Top 18.7% in <100M tier

Top Weaknesses (2 metrics)

2391
Net Worth Ratio
risk
Value: 7.93%
Peer Median: 14.28%
#2391 of 2508 Bottom 4.7% in <100M tier
2089
Share Certificate Concentration (%)
balance_sheet
Value: 30.52%
Peer Median: 12.45%
#2089 of 2508 Bottom 16.7% in <100M tier
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