BlastPoint's Credit Union Scorecard
SELF MEMORIAL HOSPITAL
Charter #17831 · SC
SELF MEMORIAL HOSPITAL has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.01% above tier average
- + Net Interest Margin 0.84% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 9.28% above tier (higher cost structure)
- - Member decline: -7.1% YoY
- - Asset Growth Rate: Bottom 8.5% in tier
- - Deposit Growth Rate: Bottom 9.5% in tier
- - Member Growth Rate: Bottom 9.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,871
-7.1% YoY-1.4% QoQ
|
-744 |
2,615
-1.9% YoY
|
37,100
+2.2% YoY
|
33,374
+5.7% YoY
|
49% |
| Assets |
$13.6M
-7.2% YoY-2.8% QoQ
|
$-16.5M |
$30.1M
+2.1% YoY
|
$523.8M
+6.7% YoY
|
$561.6M
+9.7% YoY
|
39% |
| Loans |
$7.7M
-10.9% YoY-1.9% QoQ
|
$-8.0M |
$15.8M
-1.3% YoY
|
$367.9M
+7.3% YoY
|
$397.0M
+8.8% YoY
|
44% |
| Deposits |
$12.2M
-8.5% YoY-3.2% QoQ
|
$-13.5M |
$25.7M
+1.4% YoY
|
$439.0M
+5.8% YoY
|
$477.3M
+9.7% YoY
|
41% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
+4556.9% YoY+22.0% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
1.0%
+5.1% YoY
|
0.7%
+15.9% YoY
|
47% |
| NIM |
4.8%
+5.7% YoY+2.2% QoQ
|
+0.8% |
4.0%
+4.0% YoY
|
4.2%
+0.5% YoY
|
3.8%
+5.1% YoY
|
81% |
| Efficiency Ratio |
91.8%
-5.3% YoY-3.3% QoQ
|
+9.3% |
82.6%
-2.3% YoY
|
76.9%
-0.6% YoY
|
79.7%
-3.3% YoY
|
78% |
| Delinquency Rate |
0.7%
+17.5% YoY-7.5% QoQ
|
-0.9 |
1.6%
-3.1% YoY
|
1.0%
+13.3% YoY
|
1.3%
-2.1% YoY
|
49% |
| Loan To Share |
63.3%
-2.6% YoY+1.4% QoQ
|
+2.6% |
60.6%
-3.1% YoY
|
71.5%
-0.9% YoY
|
67.4%
-1.7% YoY
|
53% |
| AMR |
$10,649
-2.6% YoY-1.4% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$16,782
+2.9% YoY
|
$19,687
+2.0% YoY
|
32% |
| CD Concentration |
5.2%
-21.9% YoY-0.7% QoQ
|
-19.2% | 24.4% | 17.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.9% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)