BlastPoint's Credit Union Scorecard
SELF MEMORIAL HOSPITAL
Charter #17831 · SC
SELF MEMORIAL HOSPITAL has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.69% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.01% below tier average
- - Efficiency ratio 0.89% above tier (higher cost structure)
- - Member decline: -5.7% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 23 that size in South Carolina.
- Shares and deposits -3.7% year over year ($12.5M in shares and deposits).
- Membership: 1,827 members, -5.7% vs a year ago.
- Delinquency rate 1.19%.
- Return on assets 0.48%.
- Efficiency ratio 89.66% vs a 88.77% peer average.
- Loan-to-share ratio 60.58% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,827
-5.7% YoY-0.6% QoQ
|
-758 |
2,585
-1.7% YoY
|
38,222
+5.6% YoY
|
34,678
+6.6% YoY
|
48% |
| Assets |
$14.0M
-2.9% YoY+1.4% QoQ
|
$-16.3M |
$30.3M
+1.5% YoY
|
$548.9M
+9.6% YoY
|
$593.1M
+10.2% YoY
|
39% |
| Loans |
$7.6M
-9.4% YoY+2.2% QoQ
|
$-7.9M |
$15.5M
-1.7% YoY
|
$385.7M
+10.8% YoY
|
$418.6M
+10.1% YoY
|
45% |
| Deposits |
$12.5M
-3.7% YoY+1.4% QoQ
|
$-13.3M |
$25.8M
+1.1% YoY
|
$462.6M
+9.2% YoY
|
$504.8M
+10.3% YoY
|
41% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.5%
-34.1% YoY
|
-1.0% |
1.5%
+241.5% YoY
|
0.9%
-19.6% YoY
|
1.2%
+121.4% YoY
|
30% |
| NIM |
4.6%
-0.6% YoY+1.7% QoQ
|
+0.7% |
3.9%
+0.9% YoY
|
4.2%
-1.3% YoY
|
3.8%
+2.3% YoY
|
78% |
| Efficiency Ratio |
89.7%
-3.0% YoY-4.6% QoQ
|
+0.9% |
88.8%
-6.9% YoY
|
79.7%
+5.8% YoY
|
83.0%
-5.3% YoY
|
71% |
| Delinquency Rate |
1.2%
+234.2% YoY+126.8% QoQ
|
-0.4 |
1.5%
+2.1% YoY
|
1.1%
+14.2% YoY
|
1.3%
+2.6% YoY
|
66% |
| Loan To Share |
60.6%
-6.0% YoY+0.8% QoQ
|
+1.7% |
58.9%
-3.1% YoY
|
70.2%
-0.9% YoY
|
66.4%
-1.4% YoY
|
53% |
| AMR |
$11,030
-0.2% YoY+2.3% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$17,221
+4.1% YoY
|
$20,028
-0.9% YoY
|
33% |
| CD Concentration |
4.5%
-29.6% YoY+1.5% QoQ
|
-20.1% | 24.6% | 18.3% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)