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BlastPoint's Credit Union Scorecard

NORDSTROM

Charter #1788 · WA

<100M
2437 CUs in <100M nationally 33 in WA

NORDSTROM has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 9.1% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.38% below tier average
  • - Net Worth Ratio: Bottom 8.2% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
  • Shares and deposits +3.0% year over year ($53.6M in shares and deposits).
  • Membership: 5,089 members, -1.7% vs a year ago.
  • Delinquency rate 0.12%.
  • Return on assets 0.12%.
  • Efficiency ratio 86.05% vs a 88.77% peer average.
  • Loan-to-share ratio 48.30% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (WA) National Avg Tier Percentile
Members 5,089
-1.7% YoY-0.5% QoQ
+2.5K 2,585
-1.7% YoY
69,472
+6.3% YoY
34,678
+6.6% YoY
Top 12.8% in tier
Assets $59.6M
+2.9% YoY-4.2% QoQ
+$29.3M $30.3M
+1.5% YoY
$1.3B
+8.7% YoY
$593.1M
+10.2% YoY
82%
Loans $25.9M
-14.9% YoY-4.4% QoQ
+$10.4M $15.5M
-1.7% YoY
$968.5M
+8.7% YoY
$418.6M
+10.1% YoY
78%
Deposits $53.6M
+3.0% YoY-4.7% QoQ
+$27.8M $25.8M
+1.1% YoY
$1.1B
+8.8% YoY
$504.8M
+10.3% YoY
84%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.1%
-125.8% YoY-169.8% QoQ
-1.4% 1.5%
+241.5% YoY
0.7%
+22.8% YoY
1.2%
+121.4% YoY
Bottom 7.5% in tier
NIM 3.1%
+4.4% YoY+7.6% QoQ
-0.8% 3.9%
+0.9% YoY
3.8%
+3.6% YoY
3.8%
+2.3% YoY
20%
Efficiency Ratio 86.1%
-0.9% YoY-4.0% QoQ
-2.7% 88.8%
-6.9% YoY
77.5%
+0.3% YoY
83.0%
-5.3% YoY
63%
Delinquency Rate 0.1%
-74.2% YoY-76.5% QoQ
-1.4 1.5%
+2.1% YoY
0.9%
-3.0% YoY
1.3%
+2.6% YoY
21%
Loan To Share 48.3%
-17.3% YoY+0.3% QoQ
-10.6% 58.9%
-3.1% YoY
76.2%
-1.2% YoY
66.4%
-1.4% YoY
34%
AMR $15,606
-1.9% YoY-4.1% QoQ
+$644 $14,963
-6.8% YoY
$29,351
+3.2% YoY
$20,028
-0.9% YoY
58%
CD Concentration 15.9%
-4.8% YoY+1.0% QoQ
-8.7% 24.6% 22.7% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 16.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
223
Members Per Employee (MPE)
engagement
Value: 565.444
Peer Median: 328.333
#223 of 2437 Top 9.1% in <100M tier
312
Total Members
engagement
Value: 5,089
Peer Median: 1,902
#312 of 2437 Top 12.8% in <100M tier
394
Total Deposits
balance_sheet
Value: $53.55M
Peer Median: $18.69M
#394 of 2437 Top 16.1% in <100M tier
429
Total Assets
balance_sheet
Value: $59.56M
Peer Median: $21.91M
#429 of 2437 Top 17.6% in <100M tier
520
Total Delinquency Rate (60+ days)
risk
Value: 0.12%
Peer Median: 0.70%
#520 of 2437 Top 21.3% in <100M tier
524
Total Loans
balance_sheet
Value: $25.87M
Peer Median: $9.49M
#524 of 2437 Top 21.5% in <100M tier

Top Weaknesses (5 metrics)

2254
Return on Assets (ROA)
profitability
Value: 0.12%
Peer Median: 0.81%
#2254 of 2437 Bottom 7.6% in <100M tier
2237
Net Worth Ratio
risk
Value: 8.76%
Peer Median: 14.28%
#2237 of 2437 Bottom 8.2% in <100M tier
2127
Loan Growth Rate
growth
Value: -14.87%
Peer Median: -2.63%
#2127 of 2437 Bottom 12.8% in <100M tier
1980
Net Charge-Off Rate
risk
Value: 0.78%
Peer Median: 0.18%
#1980 of 2437 Bottom 18.8% in <100M tier
1942
Net Interest Margin (NIM)
profitability
Value: 3.10%
Peer Median: 3.87%
#1942 of 2437 Bottom 20.4% in <100M tier
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