BlastPoint's Credit Union Scorecard
NORDSTROM
Charter #1788 · WA
NORDSTROM has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 8.9% in tier
Key Concerns
Areas that may need attention
- - ROA 0.94% below tier average
- - Efficiency ratio 3.97% above tier (higher cost structure)
- - Net Charge-Off Rate: Bottom 7.6% in tier
- - Net Worth Ratio: Bottom 9.2% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,187
+0.1% YoY+0.2% QoQ
|
+2.6K |
2,625
-2.2% YoY
|
65,720
+2.5% YoY
|
33,089
+6.1% YoY
|
Top 13.0% in tier |
| Assets |
$57.3M
+3.2% YoY-1.0% QoQ
|
+$27.5M |
$29.9M
+1.1% YoY
|
$1.2B
+3.7% YoY
|
$547.7M
+7.8% YoY
|
82% |
| Loans |
$29.9M
-15.7% YoY-1.8% QoQ
|
+$14.1M |
$15.8M
-2.4% YoY
|
$909.1M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
82% |
| Deposits |
$51.2M
+3.3% YoY-1.5% QoQ
|
+$25.8M |
$25.5M
+0.4% YoY
|
$1.0B
+6.5% YoY
|
$464.6M
+9.3% YoY
|
83% |
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| ROA |
-0.3%
-632.3% YoY-42.9% QoQ
|
-0.9% |
0.7%
-731.4% YoY
|
0.6%
+9.9% YoY
|
0.7%
+273.4% YoY
|
Bottom 11.6% in tier |
| NIM |
3.1%
-3.3% YoY+3.5% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
3.7%
+4.7% YoY
|
3.7%
+5.0% YoY
|
20% |
| Efficiency Ratio |
85.4%
+3.4% YoY-1.7% QoQ
|
+4.0% |
81.4%
-2.4% YoY
|
76.4%
-1.1% YoY
|
79.1%
-3.3% YoY
|
68% |
| Delinquency Rate |
0.4%
-70.3% YoY-15.7% QoQ
|
-1.1 |
1.5%
-2.0% YoY
|
0.9%
-2.6% YoY
|
1.2%
-0.9% YoY
|
37% |
| Loan To Share |
58.3%
-18.4% YoY-0.3% QoQ
|
-3.0% |
61.2%
-3.0% YoY
|
76.9%
-2.2% YoY
|
68.0%
-1.7% YoY
|
46% |
| AMR |
$15,635
-4.7% YoY-1.8% QoQ
|
+$1K |
$14,627
-2.7% YoY
|
$28,761
+2.7% YoY
|
$19,418
+1.3% YoY
|
61% |
| CD Concentration |
17.0%
+0.5% YoY+2.2% QoQ
|
-7.4% |
24.4%
+4.2% YoY
|
22.3%
+2.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
17.1%
-8.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)