BlastPoint's Credit Union Scorecard
CAMP SHELBY
Charter #18150 · MS
CAMP SHELBY has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.53% above tier average
- + Asset Growth Rate: Top 5.9% in tier
- + Deposit Growth Rate: Top 7.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.36% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Mississippi.
- Shares and deposits +10.9% year over year ($23.9M in shares and deposits).
- Membership: 3,066 members, +1.5% vs a year ago.
- Delinquency rate 0.83%.
- Return on assets 1.13%.
- Efficiency ratio 75.22% vs a 88.77% peer average.
- Loan-to-share ratio 66.91% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,066
+1.5% YoY+0.3% QoQ
|
+480 |
2,585
-1.7% YoY
|
15,019
+10.4% YoY
|
34,678
+6.6% YoY
|
69% |
| Assets |
$31.8M
+10.5% YoY+4.1% QoQ
|
+$1.5M |
$30.3M
+1.5% YoY
|
$179.3M
+15.8% YoY
|
$593.1M
+10.2% YoY
|
61% |
| Loans |
$16.0M
+1.6% YoY+1.9% QoQ
|
+$502K |
$15.5M
-1.7% YoY
|
$118.9M
+12.9% YoY
|
$418.6M
+10.1% YoY
|
64% |
| Deposits |
$23.9M
+10.9% YoY+4.3% QoQ
|
$-1.9M |
$25.8M
+1.1% YoY
|
$142.7M
+16.5% YoY
|
$504.8M
+10.3% YoY
|
57% |
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| ROA |
1.1%
-11.7% YoY+137.9% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
6.8%
+536.0% YoY
|
1.2%
+121.4% YoY
|
66% |
| NIM |
4.4%
+1.5% YoY-0.3% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
4.4%
+0.2% YoY
|
3.8%
+2.3% YoY
|
74% |
| Efficiency Ratio |
75.2%
+18.5% YoY-16.2% QoQ
|
-13.5% |
88.8%
-6.9% YoY
|
168.1%
+110.0% YoY
|
83.0%
-5.3% YoY
|
36% |
| Delinquency Rate |
0.8%
+36.0% YoY+16.7% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
2.3%
+20.5% YoY
|
1.3%
+2.6% YoY
|
55% |
| Loan To Share |
66.9%
-8.4% YoY-2.3% QoQ
|
+8.0% |
58.9%
-3.1% YoY
|
65.7%
-3.6% YoY
|
66.4%
-1.4% YoY
|
62% |
| AMR |
$12,986
+5.4% YoY+3.0% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$12,280
+0.8% YoY
|
$20,028
-0.9% YoY
|
44% |
| CD Concentration |
27.6%
-5.0% YoY-2.8% QoQ
|
+3.0% | 24.6% | 19.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)