BlastPoint's Credit Union Scorecard
CAMP SHELBY
Charter #18150 · MS
CAMP SHELBY demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.90% above tier average
- + Net Interest Margin 0.53% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,051
+2.1% YoY+0.9% QoQ
|
+435 |
2,615
-1.9% YoY
|
14,672
+15.4% YoY
|
33,374
+5.7% YoY
|
68% |
| Assets |
$30.7M
+7.3% YoY+6.3% QoQ
|
+$584K |
$30.1M
+2.1% YoY
|
$175.8M
+23.7% YoY
|
$561.6M
+9.7% YoY
|
60% |
| Loans |
$16.0M
-0.4% YoY+1.8% QoQ
|
+$283K |
$15.8M
-1.3% YoY
|
$116.9M
+20.6% YoY
|
$397.0M
+8.8% YoY
|
63% |
| Deposits |
$23.2M
+7.9% YoY+7.7% QoQ
|
$-2.5M |
$25.7M
+1.4% YoY
|
$139.2M
+23.5% YoY
|
$477.3M
+9.7% YoY
|
57% |
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| ROA |
1.5%
-30.5% YoY-0.9% QoQ
|
+0.9% |
0.6%
+10.8% YoY
|
0.8%
+172.9% YoY
|
0.7%
+15.9% YoY
|
84% |
| NIM |
4.5%
-4.8% YoY-1.0% QoQ
|
+0.5% |
4.0%
+4.0% YoY
|
4.4%
+3.3% YoY
|
3.8%
+5.1% YoY
|
72% |
| Efficiency Ratio |
62.2%
+4.6% YoY+1.1% QoQ
|
-20.3% |
82.6%
-2.3% YoY
|
79.5%
-8.9% YoY
|
79.7%
-3.3% YoY
|
Bottom 14.1% in tier |
| Delinquency Rate |
1.4%
-26.6% YoY+162.8% QoQ
|
-0.2 |
1.6%
-3.1% YoY
|
2.7%
-0.7% YoY
|
1.3%
-2.1% YoY
|
69% |
| Loan To Share |
69.2%
-7.7% YoY-5.5% QoQ
|
+8.6% |
60.6%
-3.1% YoY
|
68.0%
-1.8% YoY
|
67.4%
-1.7% YoY
|
63% |
| AMR |
$12,857
+2.2% YoY+4.3% QoQ
|
$-2K |
$14,783
-1.4% YoY
|
$12,283
+3.8% YoY
|
$19,687
+2.0% YoY
|
45% |
| CD Concentration |
26.6%
-2.8% YoY-6.7% QoQ
|
+2.1% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.5% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)