✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

POLICEMEN'S

Charter #18393 · IN

<100M
2437 CUs in <100M nationally 71 in IN

POLICEMEN'S has 3 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Total Assets: Top 1.4% in tier
  • + Total Deposits: Top 2.5% in tier
  • + Net Charge-Off Rate: Top 9.0% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.15% below tier average
  • - Member decline: -2.1% YoY

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 71 that size in Indiana.
  • Shares and deposits +7.0% year over year ($80.1M in shares and deposits).
  • Membership: 4,739 members, -2.1% vs a year ago.
  • Delinquency rate 0.29%.
  • Return on assets 1.35%.
  • Efficiency ratio 61.20% vs a 88.77% peer average.
  • Loan-to-share ratio 39.13% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (IN) National Avg Tier Percentile
Members 4,739
-2.1% YoY-0.3% QoQ
+2.2K 2,585
-1.7% YoY
23,392
+5.7% YoY
34,678
+6.6% YoY
85%
Assets $95.5M
+7.8% YoY+0.6% QoQ
+$65.3M $30.3M
+1.5% YoY
$404.4M
+8.2% YoY
$593.1M
+10.2% YoY
Top 1.5% in tier
Loans $31.4M
+4.3% YoY+5.1% QoQ
+$15.9M $15.5M
-1.7% YoY
$288.6M
+8.1% YoY
$418.6M
+10.1% YoY
84%
Deposits $80.1M
+7.0% YoY+0.4% QoQ
+$54.3M $25.8M
+1.1% YoY
$337.5M
+7.0% YoY
$504.8M
+10.3% YoY
Top 2.6% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.3%
+8.1% YoY+4.6% QoQ
-0.1% 1.5%
+241.5% YoY
1.6%
+105.9% YoY
1.2%
+121.4% YoY
75%
NIM 2.8%
+5.4% YoY+2.6% QoQ
-1.1% 3.9%
+0.9% YoY
3.9%
+3.1% YoY
3.8%
+2.3% YoY
Bottom 12.7% in tier
Efficiency Ratio 61.2%
-2.3% YoY-2.0% QoQ
-27.6% 88.8%
-6.9% YoY
105.3%
+31.6% YoY
83.0%
-5.3% YoY
Top 12.7% in tier
Delinquency Rate 0.3%
+71.5% YoY-3.2% QoQ
-1.3 1.5%
+2.1% YoY
1.6%
+32.0% YoY
1.3%
+2.6% YoY
31%
Loan To Share 39.1%
-2.5% YoY+4.6% QoQ
-19.8% 58.9%
-3.1% YoY
68.6%
+0.4% YoY
66.4%
-1.4% YoY
21%
AMR $23,526
+8.4% YoY+2.0% QoQ
+$9K $14,963
-6.8% YoY
$18,349
+1.6% YoY
$20,028
-0.9% YoY
Top 11.9% in tier
CD Concentration 29.8%
+9.8% YoY-1.6% QoQ
+5.3% 24.6% 19.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 11.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (14 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
36
Total Assets
balance_sheet
Value: $95.55M
Peer Median: $21.91M
#36 of 2437 Top 1.4% in <100M tier
63
Total Deposits
balance_sheet
Value: $80.13M
Peer Median: $18.69M
#63 of 2437 Top 2.5% in <100M tier
220
Net Charge-Off Rate
risk
Value: -0.04%
Peer Median: 0.18%
#220 of 2437 Top 9.0% in <100M tier
288
Asset Growth Rate
growth
Value: 7.75%
Peer Median: 1.25%
#288 of 2437 Top 11.8% in <100M tier
289
Average Member Relationship (AMR)
engagement
Value: $23,526
Peer Median: $13,967
#289 of 2437 Top 11.8% in <100M tier
311
Efficiency Ratio
profitability
Value: 61.20%
Peer Median: 80.65%
#311 of 2437 Top 12.7% in <100M tier
319
AMR Growth Rate
growth
Value: 8.44%
Peer Median: 1.04%
#319 of 2437 Top 13.0% in <100M tier
373
Total Members
engagement
Value: 4,739
Peer Median: 1,902
#373 of 2437 Top 15.3% in <100M tier
386
Total Loans
balance_sheet
Value: $31.36M
Peer Median: $9.49M
#386 of 2437 Top 15.8% in <100M tier

Top Weaknesses (3 metrics)

2128
Net Interest Margin (NIM)
profitability
Value: 2.82%
Peer Median: 3.87%
#2128 of 2437 Bottom 12.7% in <100M tier
1994
Share Certificate Concentration (%)
balance_sheet
Value: 29.85%
Peer Median: 12.77%
#1994 of 2437 Bottom 18.2% in <100M tier
1933
Loan-to-Share Ratio
balance_sheet
Value: 39.13%
Peer Median: 58.67%
#1933 of 2437 Bottom 20.7% in <100M tier
Link copied to clipboard!