BlastPoint's Credit Union Scorecard

POLICEMEN'S

Charter #18393 ยท IN

2596 CUs in <100M nationally 82 in IN

POLICEMEN'S shows strong momentum with 7 strengths and 8.2% YoY member growth

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.90% above tier average
  • + Strong member growth: 8.2% YoY
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + Total Assets: Top 3.9% in tier
  • + Member Growth Rate: Top 4.2% in tier
  • + Total Deposits: Top 4.8% in tier
  • + Fee Income Per Member: Top 8.7% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (IN) National Avg Tier Percentile
Members 4,771
+8.2% YoY-1.4% QoQ
+2.1K 2,625
-2.2% YoY
22,637
+3.1% YoY
33,089
+6.1% YoY
84%
Assets $89.3M
+5.7% YoY+0.7% QoQ
+$59.5M $29.9M
+1.1% YoY
$383.9M
+8.8% YoY
$547.7M
+7.8% YoY
Top 3.9% in tier
Loans $30.3M
-4.9% YoY+0.6% QoQ
+$14.5M $15.8M
-2.4% YoY
$276.9M
+7.4% YoY
$388.7M
+8.6% YoY
82%
Deposits $75.0M
+4.8% YoY+0.1% QoQ
+$49.5M $25.5M
+0.4% YoY
$323.0M
+10.5% YoY
$464.6M
+9.3% YoY
Top 4.8% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.6%
+49.3% YoY+26.8% QoQ
+0.9% 0.7%
-731.4% YoY
0.9%
+24.5% YoY
0.7%
+273.4% YoY
82%
NIM 2.7%
+8.8% YoY+1.4% QoQ
-1.2% 3.9%
+3.8% YoY
3.8%
+8.0% YoY
3.7%
+5.0% YoY
Bottom 11.1% in tier
Efficiency Ratio 57.4%
-14.9% YoY-8.5% QoQ
-24.0% 81.4%
-2.4% YoY
77.7%
-3.5% YoY
79.1%
-3.3% YoY
Bottom 11.3% in tier
Delinquency Rate 0.2%
+188.9% YoY+34.3% QoQ
-1.3 1.5%
-2.0% YoY
1.3%
+19.3% YoY
1.2%
-0.9% YoY
29%
Loan To Share 40.4%
-9.3% YoY+0.6% QoQ
-20.9% 61.2%
-3.0% YoY
69.6%
-2.1% YoY
68.0%
-1.7% YoY
20%
AMR $22,055
-5.8% YoY+1.7% QoQ
+$7K $14,627
-2.7% YoY
$18,326
+4.3% YoY
$19,418
+1.3% YoY
Top 13.9% in tier
CD Concentration 28.2%
+14.8% YoY+3.7% QoQ
+3.8% 24.4%
+4.2% YoY
19.0%
+9.9% YoY
19.6%
+6.2% YoY
50%
Indirect Auto % 0.0% -14.0% 14.0%
-5.7% YoY
11.0%
-3.5% YoY
7.9%
-2.9% YoY
50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (12 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: -
#1 of 2596 Top 0.0% in <100M tier
102
Total Assets
balance_sheet
Value: $89.33M
Peer Avg: -
#102 of 2596 Top 3.9% in <100M tier
109
Member Growth Rate
growth
Value: 8.16%
Peer Avg: -
#109 of 2596 Top 4.2% in <100M tier
125
Total Deposits
balance_sheet
Value: $74.96M
Peer Avg: -
#125 of 2596 Top 4.8% in <100M tier
228
Fee Income Per Member
profitability
Value: $179.62
Peer Avg: -
#228 of 2596 Top 8.7% in <100M tier
294
Efficiency Ratio
profitability
Value: 57.36%
Peer Avg: -
#294 of 2596 Top 11.3% in <100M tier
360
Average Member Relationship (AMR)
engagement
Value: $22,055
Peer Avg: -
#360 of 2596 Top 13.8% in <100M tier
407
Total Members
engagement
Value: 4,771
Peer Avg: -
#407 of 2596 Top 15.6% in <100M tier
466
Total Loans
balance_sheet
Value: $30.26M
Peer Avg: -
#466 of 2596 Top 17.9% in <100M tier
474
Return on Assets (ROA)
profitability
Value: 1.58%
Peer Avg: -
#474 of 2596 Top 18.2% in <100M tier

Top Weaknesses (4 metrics)

2309
Net Interest Margin (NIM)
profitability
Value: 2.72%
Peer Avg: -
#2309 of 2596 Bottom 11.1% in <100M tier
2197
AMR Growth Rate
growth
Value: -5.83%
Peer Avg: -
#2197 of 2596 Bottom 15.4% in <100M tier
2091
Share Certificate Concentration (%)
balance_sheet
Value: 28.19%
Peer Avg: -
#2091 of 2596 Bottom 19.5% in <100M tier
2085
Loan-to-Share Ratio
balance_sheet
Value: 40.36%
Peer Avg: -
#2085 of 2596 Bottom 19.7% in <100M tier
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