BlastPoint's Credit Union Scorecard
POLICEMEN'S
Charter #18393 · IN
POLICEMEN'S has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.87% above tier average
- + Total Assets: Top 3.3% in tier
- + Total Deposits: Top 4.1% in tier
- + Net Charge-Off Rate: Top 7.0% in tier
- + Efficiency Ratio: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.3% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,767
-3.3% YoY-0.1% QoQ
|
+2.2K |
2,615
-1.9% YoY
|
22,624
+3.2% YoY
|
33,374
+5.7% YoY
|
85% |
| Assets |
$91.7M
+7.4% YoY+2.7% QoQ
|
+$61.6M |
$30.1M
+2.1% YoY
|
$390.3M
+10.1% YoY
|
$561.6M
+9.7% YoY
|
Top 3.3% in tier |
| Loans |
$30.0M
-4.2% YoY-0.8% QoQ
|
+$14.3M |
$15.8M
-1.3% YoY
|
$281.2M
+8.6% YoY
|
$397.0M
+8.8% YoY
|
82% |
| Deposits |
$77.2M
+6.8% YoY+3.0% QoQ
|
+$51.5M |
$25.7M
+1.4% YoY
|
$327.7M
+9.9% YoY
|
$477.3M
+9.7% YoY
|
Top 4.2% in tier |
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| ROA |
1.5%
+36.9% YoY-5.2% QoQ
|
+0.9% |
0.6%
+10.8% YoY
|
0.9%
+52.7% YoY
|
0.7%
+15.9% YoY
|
84% |
| NIM |
2.7%
+8.4% YoY-0.0% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.9%
+8.6% YoY
|
3.8%
+5.1% YoY
|
Bottom 11.8% in tier |
| Efficiency Ratio |
58.4%
-11.8% YoY+1.9% QoQ
|
-24.1% |
82.6%
-2.3% YoY
|
78.1%
-3.9% YoY
|
79.7%
-3.3% YoY
|
Top 9.5% in tier |
| Delinquency Rate |
0.2%
-43.8% YoY-10.5% QoQ
|
-1.4 |
1.6%
-3.1% YoY
|
1.3%
+9.0% YoY
|
1.3%
-2.1% YoY
|
26% |
| Loan To Share |
38.9%
-10.3% YoY-3.7% QoQ
|
-21.7% |
60.6%
-3.1% YoY
|
69.9%
+0.6% YoY
|
67.4%
-1.7% YoY
|
18% |
| AMR |
$22,488
+7.1% YoY+2.0% QoQ
|
+$8K |
$14,783
-1.4% YoY
|
$18,520
+5.2% YoY
|
$19,687
+2.0% YoY
|
Top 13.3% in tier |
| CD Concentration |
28.7%
+7.1% YoY+2.0% QoQ
|
+4.3% | 24.4% | 19.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)