BlastPoint's Credit Union Scorecard
GREENVILLE
Charter #19116 · SC
GREENVILLE has 5 strengths but faces 3 concerns
How does the industry compare?
What's your peer group doing?
How does SC stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 32.7% in tier
- + Organic Growth Leader: Top 32.7% in tier
- + Wallet Share Momentum: Top 34.9% in tier
- + ROA 0.12% above tier average
- + Net Interest Margin 0.14% above tier average
Key Concerns
Areas that may need attention
- - Efficiency ratio 1.82% above tier (higher cost structure)
- - Total Assets: Bottom 6.7% in tier
- - Total Deposits: Bottom 9.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 165 credit unions with $500M-$750M in assets nationally, and 1 of 2 that size in South Carolina.
- Shares and deposits +5.7% year over year ($444M in shares and deposits).
- Membership: 35,628 members, +1.7% vs a year ago.
- Delinquency rate 0.50%.
- Return on assets 0.94%.
- Efficiency ratio 78.38% vs a 76.56% peer average.
- Loan-to-share ratio 81.50% vs a 79.33% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
35,628
+1.7% YoY+0.7% QoQ
|
-2.3K |
37,897
-5.0% YoY
|
38,222
+5.6% YoY
|
34,678
+6.6% YoY
|
42% |
| Assets |
$512.3M
+6.0% YoY+0.3% QoQ
|
$-110.1M |
$622.4M
+0.6% YoY
|
$548.9M
+9.6% YoY
|
$593.1M
+10.2% YoY
|
Bottom 6.1% in tier |
| Loans |
$361.7M
+8.9% YoY+3.1% QoQ
|
$-66.8M |
$428.5M
-0.7% YoY
|
$385.7M
+10.8% YoY
|
$418.6M
+10.1% YoY
|
22% |
| Deposits |
$443.8M
+5.7% YoY+0.2% QoQ
|
$-96.0M |
$539.8M
+0.9% YoY
|
$462.6M
+9.2% YoY
|
$504.8M
+10.3% YoY
|
Bottom 8.5% in tier |
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| ROA |
0.9%
+0.4% YoY-10.0% QoQ
|
+0.1% |
0.8%
+39.5% YoY
|
0.9%
-19.6% YoY
|
1.2%
+121.4% YoY
|
63% |
| NIM |
3.7%
+3.5% YoY+1.0% QoQ
|
+0.1% |
3.5%
+5.0% YoY
|
4.2%
-1.3% YoY
|
3.8%
+2.3% YoY
|
67% |
| Efficiency Ratio |
78.4%
+0.8% YoY+2.5% QoQ
|
+1.8% |
76.6%
-3.6% YoY
|
79.7%
+5.8% YoY
|
83.0%
-5.3% YoY
|
58% |
| Delinquency Rate |
0.5%
-39.4% YoY+61.1% QoQ
|
-0.3 |
0.8%
+3.1% YoY
|
1.1%
+14.2% YoY
|
1.3%
+2.6% YoY
|
32% |
| Loan To Share |
81.5%
+3.0% YoY+2.9% QoQ
|
+2.2% |
79.3%
-1.4% YoY
|
70.2%
-0.9% YoY
|
66.4%
-1.4% YoY
|
50% |
| AMR |
$22,608
+5.4% YoY+0.8% QoQ
|
$-5K |
$27,294
+4.1% YoY
|
$17,221
+4.1% YoY
|
$20,028
-0.9% YoY
|
24% |
| CD Concentration |
25.1%
+7.8% YoY+2.0% QoQ
|
+0.5% | 24.6% | 18.3% | 20.0% | 52% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.0% | 7.7% | Top 0.1% in tier |
Signature Analysis
Strengths (3)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)