BlastPoint's Credit Union Scorecard

GREENVILLE

Charter #19116 · SC

1069 CUs in 100M-500M nationally 10 in SC

GREENVILLE demonstrates 9 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + Organic Growth Engine: Top 36.0% in tier
  • + Organic Growth Leader: Top 61.9% in tier
  • + ROA 0.26% above tier average
  • + Net Interest Margin 0.05% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + Total Assets: Top 0.4% in tier
  • + Total Deposits: Top 0.7% in tier
  • + Total Loans: Top 2.0% in tier
  • + Total Members: Top 3.8% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (SC) National Avg Tier Percentile
Members 35,065
+1.9% YoY-0.5% QoQ
+19.6K 15,437
-2.9% YoY
37,100
+2.2% YoY
33,374
+5.7% YoY
Top 3.9% in tier
Assets $494.6M
+3.8% YoY+2.7% QoQ
+$262.7M $231.9M
+1.3% YoY
$523.8M
+6.7% YoY
$561.6M
+9.7% YoY
Top 0.5% in tier
Loans $350.1M
+5.6% YoY+1.8% QoQ
+$202.7M $147.3M
-0.1% YoY
$367.9M
+7.3% YoY
$397.0M
+8.8% YoY
Top 2.1% in tier
Deposits $428.5M
+5.6% YoY+3.0% QoQ
+$227.7M $200.8M
+0.8% YoY
$439.0M
+5.8% YoY
$477.3M
+9.7% YoY
Top 0.8% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.0%
+3.9% YoY+6.1% QoQ
+0.3% 0.8%
+18.2% YoY
1.0%
+5.1% YoY
0.7%
+15.9% YoY
70%
NIM 3.7%
+6.6% YoY+1.4% QoQ
+0.0% 3.6%
+6.7% YoY
4.2%
+0.5% YoY
3.8%
+5.1% YoY
52%
Efficiency Ratio 76.1%
-1.1% YoY-1.4% QoQ
-1.0% 77.0%
-3.1% YoY
76.9%
-0.6% YoY
79.7%
-3.3% YoY
46%
Delinquency Rate 0.6%
-29.7% YoY-17.1% QoQ
-0.3 0.9%
+4.2% YoY
1.0%
+13.3% YoY
1.3%
-2.1% YoY
40%
Loan To Share 81.7%
+0.0% YoY-1.1% QoQ
+9.5% 72.2%
-1.1% YoY
71.5%
-0.9% YoY
67.4%
-1.7% YoY
68%
AMR $22,203
+3.6% YoY+2.9% QoQ
$-2K $24,676
+3.4% YoY
$16,782
+2.9% YoY
$19,687
+2.0% YoY
47%
CD Concentration 24.1%
+5.6% YoY+2.4% QoQ
-0.3% 24.4% 17.8% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.9% 7.8% 50%

Signature Analysis

Strengths (2)

Organic Growth Engine

growth
#215 of 595 • Top 36.0% in tier

Growing membership while maintaining profitability. Healthy fundamentals in place.

Why This Signature
Member Growth (YoY): 1.95%
(Tier: 0.69%, National: 4.32%)
better than tier avg
Return on Assets: 1.03%
(Tier: 0.75%, National: 0.67%)
better than tier avg
Indirect Auto %: 0.00%
(Tier: 13.79%, National: 7.78%)
better than tier avg
595 of 1069 Mid-Small & Community CUs have this signature | 913 nationally
→ No prior data (595 CUs now) | New qualifier

Organic Growth Leader

growth
#264 of 426 • Top 61.9% in tier

Attracting members (0.5-50% YoY) without heavy indirect auto dependency (<20%). Healthy, sustainable growth model.

Why This Signature
Member Growth (YoY): 1.95%
(Tier: 0.69%, National: 4.32%)
better than tier avg
Indirect Auto %: 0.00%
(Tier: 13.79%, National: 7.78%)
better than tier avg
426 of 1069 Mid-Small & Community CUs have this signature | 609 nationally
→ No prior data (426 CUs now) | New qualifier

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 1069 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 1069 Top 0.0% in 100M-500M tier
5
Total Assets
balance_sheet
Value: $494.57M
Peer Median: -
#5 of 1069 Top 0.4% in 100M-500M tier
9
Total Deposits
balance_sheet
Value: $428.49M
Peer Median: -
#9 of 1069 Top 0.7% in 100M-500M tier
22
Total Loans
balance_sheet
Value: $350.05M
Peer Median: -
#22 of 1069 Top 2.0% in 100M-500M tier
42
Total Members
engagement
Value: 35,065
Peer Median: -
#42 of 1069 Top 3.8% in 100M-500M tier
232
Fee Income Per Member
profitability
Value: $224.98
Peer Median: -
#232 of 1069 Top 21.6% in 100M-500M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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