BlastPoint's Credit Union Scorecard

GREENWICH MUNICIPAL EMPLOYEES

Charter #19203 · CT

<100M
2508 CUs in <100M nationally 43 in CT

GREENWICH MUNICIPAL EMPLOYEES demonstrates 2 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.47% above tier average
  • + Efficiency Ratio: Top 7.0% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 2,089
-0.1% YoY+0.2% QoQ
-587 2,676
+1.6% YoY
14,157
+8.2% YoY
33,913
+5.7% YoY
53%
Assets $32.7M
+4.8% YoY+0.5% QoQ
+$2.5M $30.2M
+1.3% YoY
$246.5M
+13.9% YoY
$578.3M
+9.0% YoY
62%
Loans $9.5M
+1.2% YoY-2.8% QoQ
$-5.7M $15.3M
-2.0% YoY
$136.3M
+13.4% YoY
$402.4M
+8.7% YoY
50%
Deposits $28.0M
+4.3% YoY+1.1% QoQ
+$2.2M $25.8M
+0.7% YoY
$217.1M
+13.8% YoY
$494.3M
+9.1% YoY
62%

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Tier 1
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Performance signatures (strengths & concerns)
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ROA 1.6%
+31.3% YoY+26.4% QoQ
+1.5% 0.1%
-77.6% YoY
0.6%
+218.7% YoY
0.4%
-39.2% YoY
Top 12.6% in tier
NIM 3.9%
+7.9% YoY+5.0% QoQ
-0.1% 4.0%
+4.0% YoY
3.6%
+1.6% YoY
3.8%
+4.1% YoY
55%
Efficiency Ratio 54.2%
-20.1% YoY-21.2% QoQ
-36.4% 90.6%
+6.5% YoY
83.6%
-6.8% YoY
84.6%
+2.8% YoY
Top 7.0% in tier
Delinquency Rate 0.8%
+503.2% YoY-17.6% QoQ
-0.7 1.5%
+3.8% YoY
2.5%
+122.5% YoY
1.2%
+3.4% YoY
56%
Loan To Share 34.1%
-3.0% YoY-3.8% QoQ
-24.4% 58.5%
-3.0% YoY
52.8%
-1.3% YoY
65.6%
-1.4% YoY
15%
AMR $17,955
+3.6% YoY-0.2% QoQ
+$3K $14,884
-1.7% YoY
$17,581
+5.9% YoY
$19,920
+1.6% YoY
69%
CD Concentration 9.1%
+3.2% YoY-0.2% QoQ
-15.1% 24.3% 14.5% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
176
Efficiency Ratio
profitability
Value: 54.23%
Peer Median: 81.45%
#176 of 2508 Top 7.0% in <100M tier
317
Return on Assets (ROA)
profitability
Value: 1.62%
Peer Median: 0.61%
#317 of 2508 Top 12.6% in <100M tier
318
Members Per Employee (MPE)
engagement
Value: 522.250
Peer Median: 333.750
#318 of 2508 Top 12.6% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (1 metrics)

2128
Loan-to-Share Ratio
balance_sheet
Value: 34.13%
Peer Median: 58.72%
#2128 of 2508 Bottom 15.2% in <100M tier
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