BlastPoint's Credit Union Scorecard
GREENWICH MUNICIPAL EMPLOYEES
Charter #19203 · CT
GREENWICH MUNICIPAL EMPLOYEES demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.25% above tier average
- + Net Interest Margin 0.11% above tier average
- + Efficiency Ratio: Top 6.7% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits +2.4% year over year ($27.7M in shares and deposits).
- Membership: 2,085 members, +0.1% vs a year ago.
- Delinquency rate 0.87%.
- Return on assets 1.75%.
- Efficiency ratio 53.90% vs a 88.77% peer average.
- Loan-to-share ratio 33.03% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,085
+0.1% YoY-0.2% QoQ
|
-500 |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
54% |
| Assets |
$32.6M
+3.5% YoY-0.5% QoQ
|
+$2.3M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
62% |
| Loans |
$9.1M
-3.4% YoY-4.3% QoQ
|
$-6.3M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
49% |
| Deposits |
$27.7M
+2.4% YoY-1.1% QoQ
|
+$1.9M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
62% |
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| ROA |
1.7%
+19.1% YoY+8.0% QoQ
|
+0.3% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
Top 14.0% in tier |
| NIM |
4.0%
+9.2% YoY+2.2% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
57% |
| Efficiency Ratio |
53.9%
-20.7% YoY-0.6% QoQ
|
-34.9% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
Top 6.7% in tier |
| Delinquency Rate |
0.9%
+59.5% YoY+12.0% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
56% |
| Loan To Share |
33.0%
-5.7% YoY-3.2% QoQ
|
-25.9% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
Bottom 14.4% in tier |
| AMR |
$17,645
+0.8% YoY-1.7% QoQ
|
+$3K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
67% |
| CD Concentration |
9.3%
+5.1% YoY+1.9% QoQ
|
-15.2% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)