BlastPoint's Credit Union Scorecard
JEFFERSON COMMUNITY
Charter #19319 · IN
JEFFERSON COMMUNITY shows strong momentum with 6 strengths and 6.7% YoY member growth
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.19% above tier average
- + Strong member growth: 6.7% YoY
- + Loan Growth Rate: Top 2.6% in tier
- + Member Growth Rate: Top 5.2% in tier
- + Deposit Growth Rate: Top 9.1% in tier
- + Asset Growth Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,108
+6.7% YoY-3.7% QoQ
|
-568 |
2,676
+1.6% YoY
|
22,524
+2.8% YoY
|
33,913
+5.7% YoY
|
54% |
| Assets |
$18.3M
+8.9% YoY+9.5% QoQ
|
$-11.9M |
$30.2M
+1.3% YoY
|
$399.0M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
46% |
| Loans |
$11.7M
+23.4% YoY+1.3% QoQ
|
$-3.6M |
$15.3M
-2.0% YoY
|
$281.9M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
55% |
| Deposits |
$16.3M
+9.6% YoY+10.3% QoQ
|
$-9.5M |
$25.8M
+0.7% YoY
|
$336.4M
+8.1% YoY
|
$494.3M
+9.1% YoY
|
47% |
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| ROA |
1.3%
-196.0% YoY+45.7% QoQ
|
+1.2% |
0.1%
-77.6% YoY
|
0.6%
-3.4% YoY
|
0.4%
-39.2% YoY
|
81% |
| NIM |
3.9%
+1.1% YoY-5.6% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.7%
-1.2% YoY
|
3.8%
+4.1% YoY
|
55% |
| Efficiency Ratio |
77.1%
-3.0% YoY-5.8% QoQ
|
-13.5% |
90.6%
+6.5% YoY
|
86.7%
+4.4% YoY
|
84.6%
+2.8% YoY
|
39% |
| Delinquency Rate |
0.0%
-58.2% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
1.1%
+11.5% YoY
|
1.2%
+3.4% YoY
|
16% |
| Loan To Share |
71.7%
+12.6% YoY-8.2% QoQ
|
+13.2% |
58.5%
-3.0% YoY
|
67.3%
+1.1% YoY
|
65.6%
-1.4% YoY
|
70% |
| AMR |
$13,284
+7.7% YoY+10.4% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$18,911
+5.2% YoY
|
$19,920
+1.6% YoY
|
46% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 18.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)