BlastPoint's Credit Union Scorecard
DEL MET
Charter #19390 · IN
DEL MET has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.12% above tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin (NIM): Bottom 5.1% in tier
- - Loan-to-Share Ratio: Bottom 5.9% in tier
- - Asset Growth Rate: Bottom 9.1% in tier
- - AMR Growth Rate: Bottom 9.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
892
+1.8% YoY-1.9% QoQ
|
-1.8K |
2,676
+1.6% YoY
|
22,524
+2.8% YoY
|
33,913
+5.7% YoY
|
26% |
| Assets |
$8.3M
-7.1% YoY-1.6% QoQ
|
$-21.9M |
$30.2M
+1.3% YoY
|
$399.0M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
28% |
| Loans |
$1.5M
-9.6% YoY-10.1% QoQ
|
$-13.8M |
$15.3M
-2.0% YoY
|
$281.9M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
Bottom 15.0% in tier |
| Deposits |
$7.1M
-6.0% YoY-0.8% QoQ
|
$-18.7M |
$25.8M
+0.7% YoY
|
$336.4M
+8.1% YoY
|
$494.3M
+9.1% YoY
|
29% |
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| ROA |
0.3%
-24.5% YoY-173.1% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.6%
-3.4% YoY
|
0.4%
-39.2% YoY
|
34% |
| NIM |
2.2%
-5.4% YoY-19.2% QoQ
|
-1.8% |
4.0%
+4.0% YoY
|
3.7%
-1.2% YoY
|
3.8%
+4.1% YoY
|
Bottom 5.1% in tier |
| Efficiency Ratio |
89.8%
+3.6% YoY-19.6% QoQ
|
-0.8% |
90.6%
+6.5% YoY
|
86.7%
+4.4% YoY
|
84.6%
+2.8% YoY
|
68% |
| Delinquency Rate |
0.8%
+225.1% YoY+118.5% QoQ
|
-0.7 |
1.5%
+3.8% YoY
|
1.1%
+11.5% YoY
|
1.2%
+3.4% YoY
|
56% |
| Loan To Share |
21.5%
-3.9% YoY-9.4% QoQ
|
-37.0% |
58.5%
-3.0% YoY
|
67.3%
+1.1% YoY
|
65.6%
-1.4% YoY
|
Bottom 5.8% in tier |
| AMR |
$9,655
-8.3% YoY-0.7% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$18,911
+5.2% YoY
|
$19,920
+1.6% YoY
|
26% |
| CD Concentration |
3.3%
-13.9% YoY+1.0% QoQ
|
-21.0% | 24.3% | 18.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)