BlastPoint's Credit Union Scorecard
DEL MET
Charter #19390 · IN
DEL MET has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.99% below tier average
- - Efficiency ratio 29.05% above tier (higher cost structure)
- - Net Charge-Off Rate: Bottom 0.7% in tier
- - Loan-to-Share Ratio: Bottom 6.4% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
909
0% YoY-1.5% QoQ
|
-1.7K |
2,615
-1.9% YoY
|
22,624
+3.2% YoY
|
33,374
+5.7% YoY
|
26% |
| Assets |
$8.4M
-6.4% YoY-3.5% QoQ
|
$-21.7M |
$30.1M
+2.1% YoY
|
$390.3M
+10.1% YoY
|
$561.6M
+9.7% YoY
|
29% |
| Loans |
$1.7M
-4.5% YoY-12.7% QoQ
|
$-14.1M |
$15.8M
-1.3% YoY
|
$281.2M
+8.6% YoY
|
$397.0M
+8.8% YoY
|
16% |
| Deposits |
$7.1M
-5.5% YoY-2.1% QoQ
|
$-18.5M |
$25.7M
+1.4% YoY
|
$327.7M
+9.9% YoY
|
$477.3M
+9.7% YoY
|
29% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.4%
+139.2% YoY+31.6% QoQ
|
-1.0% |
0.6%
+10.8% YoY
|
0.9%
+52.7% YoY
|
0.7%
+15.9% YoY
|
Bottom 10.2% in tier |
| NIM |
2.7%
+14.5% YoY+11.2% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.9%
+8.6% YoY
|
3.8%
+5.1% YoY
|
Bottom 12.2% in tier |
| Efficiency Ratio |
111.6%
+5.9% YoY+1.8% QoQ
|
+29.0% |
82.6%
-2.3% YoY
|
78.1%
-3.9% YoY
|
79.7%
-3.3% YoY
|
Top 5.9% in tier |
| Delinquency Rate |
0.4%
+16.2% YoY-1.2% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
1.3%
+9.0% YoY
|
1.3%
-2.1% YoY
|
34% |
| Loan To Share |
23.7%
+1.1% YoY-10.9% QoQ
|
-36.9% |
60.6%
-3.1% YoY
|
69.9%
+0.6% YoY
|
67.4%
-1.7% YoY
|
Bottom 6.3% in tier |
| AMR |
$9,726
-5.3% YoY-2.8% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$18,520
+5.2% YoY
|
$19,687
+2.0% YoY
|
27% |
| CD Concentration |
3.3%
-15.8% YoY-27.8% QoQ
|
-21.1% | 24.4% | 19.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)