BlastPoint's Credit Union Scorecard
TEAMSTERS LOCAL 92
Charter #19430 · OH
TEAMSTERS LOCAL 92 has 3 strengths but faces 11 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 3.99% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 29.34% below tier average
- - Efficiency ratio 139.57% above tier (higher cost structure)
- - Delinquency rate 0.71% above tier average
- - Member decline: -6.2% YoY
- - Net Worth Ratio: Bottom 0.1% in tier
- - Asset Growth Rate: Bottom 0.6% in tier
- - Net Charge-Off Rate: Bottom 0.9% in tier
- - Deposit Growth Rate: Bottom 3.0% in tier
- - AMR Growth Rate: Bottom 4.9% in tier
- - Loan Growth Rate: Bottom 5.3% in tier
- - Total Assets: Bottom 8.2% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
518
-6.2% YoY0% QoQ
|
-2.1K |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
Bottom 14.0% in tier |
| Assets |
$1.7M
-33.4% YoY-10.9% QoQ
|
$-28.4M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
Bottom 8.1% in tier |
| Loans |
$1.5M
-20.7% YoY-18.7% QoQ
|
$-14.3M |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
Bottom 14.2% in tier |
| Deposits |
$2.0M
-14.3% YoY-8.4% QoQ
|
$-23.7M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
Bottom 11.3% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-28.7%
+5942.3% YoY-7.4% QoQ
|
-29.3% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
Bottom 0.1% in tier |
| NIM |
7.9%
+45.4% YoY+24.3% QoQ
|
+4.0% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
Top 0.4% in tier |
| Efficiency Ratio |
222.1%
+106.7% YoY-12.8% QoQ
|
+139.6% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
Top 0.9% in tier |
| Delinquency Rate |
2.3%
-13.9% YoY-48.8% QoQ
|
+0.7 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
81% |
| Loan To Share |
72.6%
-7.5% YoY-11.2% QoQ
|
+12.0% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
68% |
| AMR |
$6,664
-11.6% YoY-13.0% QoQ
|
$-8K |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
Bottom 13.8% in tier |
| CD Concentration |
11.6%
-69.4% YoY-22.4% QoQ
|
-12.8% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)