BlastPoint's Credit Union Scorecard

FINANCIAL EDUCATORS

Charter #19605 · FL

<100M

2508 CUs in <100M nationally 35 in FL

FINANCIAL EDUCATORS has 1 strength but faces 1 concern

National Analysis

How does the industry compare?

FL Analysis

How does FL stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.40% above tier average

Key Concerns

Areas that may need attention

- First Mortgage Concentration (%): Bottom 3.1% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
Members	1,415 +0.4% YoY-0.4% QoQ	-1.3K	2,676 +1.6% YoY	74,034 +8.9% YoY	33,913 +5.7% YoY	39%
Assets	$22.6M -1.1% YoY+4.7% QoQ	$-7.5M	$30.2M +1.3% YoY	$1.2B +11.7% YoY	$578.3M +9.0% YoY	51%
Loans	$12.2M -0.6% YoY+0.5% QoQ	$-3.1M	$15.3M -2.0% YoY	$841.5M +13.6% YoY	$402.4M +8.7% YoY	56%
Deposits	$18.9M -2.6% YoY+5.6% QoQ	$-6.9M	$25.8M +0.7% YoY	$1.0B +12.4% YoY	$494.3M +9.1% YoY	50%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.5% -48.7% YoY-43.8% QoQ	+0.4%	0.1% -77.6% YoY	0.6% -11.7% YoY	0.4% -39.2% YoY	47%
NIM	3.5% -6.3% YoY-4.6% QoQ	-0.6%	4.0% +4.0% YoY	3.6% +2.7% YoY	3.8% +4.1% YoY	34%
Efficiency Ratio	77.3% +0.4% YoY+1.2% QoQ	-13.4%	90.6% +6.5% YoY	80.0% +2.7% YoY	84.6% +2.8% YoY	40%
Delinquency Rate	1.0% +103.3% QoQ	-0.6	1.5% +3.8% YoY	0.6% +6.2% YoY	1.2% +3.4% YoY	63%
Loan To Share	64.5% +2.0% YoY-4.8% QoQ	+6.0%	58.5% -3.0% YoY	70.1% +1.4% YoY	65.6% -1.4% YoY	58%
AMR	$21,952 -2.1% YoY+4.0% QoQ	+$7K	$14,884 -1.7% YoY	$23,044 +4.5% YoY	$19,920 +1.6% YoY	84%
CD Concentration	25.7% +18.5% YoY+14.8% QoQ	+1.4%	24.3%	24.4%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	10.8%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (3 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

351

Loan-to-Member Ratio (LMR)

engagement

Value: $8,605

Peer Median: $4,923

#351 of 2508 Top 14.0% in <100M tier

388

Average Member Relationship (AMR)

engagement

Value: $21,952

Peer Median: $13,926

#388 of 2508 Top 15.4% in <100M tier

Top Weaknesses (2 metrics)

2431

First Mortgage Concentration (%)

balance_sheet

Value: 63.71%

Peer Median: 3.66%

#2431 of 2508 Bottom 3.1% in <100M tier

1907

Share Certificate Concentration (%)

balance_sheet

Value: 25.66%

Peer Median: 12.45%

#1907 of 2508 Bottom 24.0% in <100M tier