BlastPoint's Credit Union Scorecard
TRINITY BAPTIST CHURCH
Charter #19619 · SC
TRINITY BAPTIST CHURCH faces 3 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.28% below tier average
- - Total Members: Bottom 4.8% in tier
- - Members Per Employee (MPE): Bottom 6.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 23 that size in South Carolina.
- Shares and deposits -2.3% year over year ($1.9M in shares and deposits).
- Membership: 196 members, +3.2% vs a year ago.
- Delinquency rate 0.20%.
- Return on assets 1.21%.
- Efficiency ratio 60.95% vs a 88.77% peer average.
- Loan-to-share ratio 42.08% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
196
+3.2% YoY+1.0% QoQ
|
-2.4K |
2,585
-1.7% YoY
|
38,222
+5.6% YoY
|
34,678
+6.6% YoY
|
Bottom 4.7% in tier |
| Assets |
$2.3M
-1.7% YoY+1.4% QoQ
|
$-28.0M |
$30.3M
+1.5% YoY
|
$548.9M
+9.6% YoY
|
$593.1M
+10.2% YoY
|
Bottom 10.3% in tier |
| Loans |
$809,788
-4.9% YoY-2.3% QoQ
|
$-14.6M |
$15.5M
-1.7% YoY
|
$385.7M
+10.8% YoY
|
$418.6M
+10.1% YoY
|
Bottom 10.0% in tier |
| Deposits |
$1.9M
-2.3% YoY+1.2% QoQ
|
$-23.9M |
$25.8M
+1.1% YoY
|
$462.6M
+9.2% YoY
|
$504.8M
+10.3% YoY
|
Bottom 11.0% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.2%
-31.8% YoY+23.8% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
0.9%
-19.6% YoY
|
1.2%
+121.4% YoY
|
70% |
| NIM |
3.0%
-12.2% YoY-1.5% QoQ
|
-0.9% |
3.9%
+0.9% YoY
|
4.2%
-1.3% YoY
|
3.8%
+2.3% YoY
|
18% |
| Efficiency Ratio |
60.9%
+23.2% YoY-11.7% QoQ
|
-27.8% |
88.8%
-6.9% YoY
|
79.7%
+5.8% YoY
|
83.0%
-5.3% YoY
|
Top 12.4% in tier |
| Delinquency Rate |
0.2%
-67.0% YoY+2.3% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
1.1%
+14.2% YoY
|
1.3%
+2.6% YoY
|
26% |
| Loan To Share |
42.1%
-2.7% YoY-3.5% QoQ
|
-16.8% |
58.9%
-3.1% YoY
|
70.2%
-0.9% YoY
|
66.4%
-1.4% YoY
|
24% |
| AMR |
$13,950
-6.0% YoY-0.9% QoQ
|
$-1K |
$14,963
-6.8% YoY
|
$17,221
+4.1% YoY
|
$20,028
-0.9% YoY
|
50% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 18.3% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)