BlastPoint's Credit Union Scorecard
MIAMI UNIVERSITY COMMUNITY
Charter #19678 · OH
MIAMI UNIVERSITY COMMUNITY has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Deposits: Top 8.4% in tier
- + Total Assets: Top 8.7% in tier
Key Concerns
Areas that may need attention
- - ROA 1.04% below tier average
- - Delinquency rate 0.86% above tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
- Shares and deposits +3.6% year over year ($66.8M in shares and deposits).
- Membership: 4,588 members, -0.7% vs a year ago.
- Delinquency rate 2.41%.
- Return on assets 0.45%.
- Efficiency ratio 75.62% vs a 88.77% peer average.
- Loan-to-share ratio 55.68% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,588
-0.7% YoY-0.3% QoQ
|
+2.0K |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
84% |
| Assets |
$77.4M
+4.5% YoY+1.9% QoQ
|
+$47.2M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
Top 8.7% in tier |
| Loans |
$37.2M
-4.8% YoY-1.2% QoQ
|
+$21.8M |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
Top 12.1% in tier |
| Deposits |
$66.8M
+3.6% YoY+1.1% QoQ
|
+$41.0M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
Top 8.5% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.5%
-37.9% YoY-9.2% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
28% |
| NIM |
3.2%
-0.9% YoY-0.6% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
23% |
| Efficiency Ratio |
75.6%
-2.9% YoY-0.0% QoQ
|
-13.1% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
37% |
| Delinquency Rate |
2.4%
+311.0% YoY+63.4% QoQ
|
+0.9 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
83% |
| Loan To Share |
55.7%
-8.1% YoY-2.3% QoQ
|
-3.2% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
46% |
| AMR |
$22,677
+1.1% YoY+0.6% QoQ
|
+$8K |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
Top 13.8% in tier |
| CD Concentration |
27.5%
+6.9% YoY+4.4% QoQ
|
+3.0% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % |
1.1%
+496.2% YoY-8.8% QoQ
|
-12.6% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)