BlastPoint's Credit Union Scorecard
EDUCATION PERSONNEL
Charter #1969 · IL
EDUCATION PERSONNEL has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Deposits: Top 9.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.75% below tier average
- - First Mortgage Concentration (%): Bottom 6.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits +2.2% year over year ($65.6M in shares and deposits).
- Membership: 4,270 members, +0.9% vs a year ago.
- Delinquency rate 0.60%.
- Return on assets 0.75%.
- Efficiency ratio 79.66% vs a 88.77% peer average.
- Loan-to-share ratio 50.74% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,270
+0.9% YoY+0.5% QoQ
|
+1.7K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
81% |
| Assets |
$74.3M
+2.5% YoY-0.6% QoQ
|
+$44.1M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
Top 10.4% in tier |
| Loans |
$33.3M
+5.8% YoY+12.4% QoQ
|
+$17.8M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
Top 14.5% in tier |
| Deposits |
$65.6M
+2.2% YoY-0.6% QoQ
|
+$39.8M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
Top 9.1% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
+82.5% YoY+32.3% QoQ
|
-0.7% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
47% |
| NIM |
3.2%
+12.4% YoY+2.3% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
24% |
| Efficiency Ratio |
79.7%
-9.0% YoY-0.8% QoQ
|
-9.1% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
48% |
| Delinquency Rate |
0.6%
+89.4% YoY-7.8% QoQ
|
-0.9 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
46% |
| Loan To Share |
50.7%
+3.5% YoY+13.1% QoQ
|
-8.1% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
38% |
| AMR |
$23,164
+2.5% YoY+2.9% QoQ
|
+$8K |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
Top 12.6% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % |
1.4%
-58.3% YoY-28.5% QoQ
|
-12.3% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)