BlastPoint's Credit Union Scorecard
MATERION
Charter #20063 · OH
MATERION has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.65% above tier average
- + Deposit Growth Rate: Top 2.6% in tier
- + Asset Growth Rate: Top 3.0% in tier
- + Loan-to-Member Ratio (LMR): Top 9.2% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 8.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,247
+2.0% YoY+2.3% QoQ
|
-368 |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
56% |
| Assets |
$36.0M
+15.6% YoY+13.5% QoQ
|
+$5.8M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
65% |
| Loans |
$21.9M
+4.6% YoY+0.0% QoQ
|
+$6.2M |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
73% |
| Deposits |
$30.1M
+17.4% YoY+16.0% QoQ
|
+$4.5M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
65% |
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| ROA |
1.3%
-4.9% YoY-13.8% QoQ
|
+0.6% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
77% |
| NIM |
3.2%
-0.5% YoY-5.2% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
24% |
| Efficiency Ratio |
63.7%
-3.5% YoY+6.4% QoQ
|
-18.8% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
16% |
| Delinquency Rate |
0.2%
+258.8% YoY+214.9% QoQ
|
-1.3 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
27% |
| Loan To Share |
72.8%
-10.9% YoY-13.8% QoQ
|
+12.2% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
68% |
| AMR |
$23,172
+9.4% YoY+6.2% QoQ
|
+$8K |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
Top 11.6% in tier |
| CD Concentration |
38.4%
+37.3% YoY+25.4% QoQ
|
+14.0% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)