BlastPoint's Credit Union Scorecard
CHAMPION
Charter #20570 · OH
CHAMPION has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.79% above tier average
- + Deposit Growth Rate: Top 0.8% in tier
- + Asset Growth Rate: Top 1.0% in tier
- + AMR Growth Rate: Top 4.2% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 2.32% above tier average
- - Total Delinquency Rate (60+ days): Bottom 8.2% in tier
- - Share Certificate Concentration (%): Bottom 8.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
597
-1.5% YoY-0.3% QoQ
|
-2.1K |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
16% |
| Assets |
$7.8M
+26.4% YoY+4.7% QoQ
|
$-22.4M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
27% |
| Loans |
$2.5M
-13.5% YoY-6.6% QoQ
|
$-12.7M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
21% |
| Deposits |
$6.9M
+29.9% YoY+5.0% QoQ
|
$-18.9M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
28% |
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| ROA |
0.9%
-26.4% YoY+78.5% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
66% |
| NIM |
2.6%
-25.9% YoY+1.5% QoQ
|
-1.4% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
Bottom 10.0% in tier |
| Efficiency Ratio |
66.2%
+0.0% YoY-18.0% QoQ
|
-24.4% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
20% |
| Delinquency Rate |
3.8%
+81.7% YoY-23.8% QoQ
|
+2.3 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
Bottom 8.2% in tier |
| Loan To Share |
37.0%
-33.4% YoY-11.1% QoQ
|
-21.5% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
18% |
| AMR |
$15,744
+16.2% YoY+2.0% QoQ
|
+$860 |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
59% |
| CD Concentration |
38.1%
+55.0% YoY+1.7% QoQ
|
+13.8% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)