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BlastPoint's Credit Union Scorecard

HEALTH CARE PROFESSIONALS

Charter #22213 · IN

<100M
2437 CUs in <100M nationally 71 in IN

HEALTH CARE PROFESSIONALS demonstrates 7 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.12% above tier average
  • + Net Interest Margin 0.41% above tier average
  • + Asset Growth Rate: Top 2.0% in tier
  • + Fee Income Per Member: Top 3.2% in tier
  • + Deposit Growth Rate: Top 3.2% in tier
  • + AMR Growth Rate: Top 6.3% in tier
  • + Loan Growth Rate: Top 7.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 71 that size in Indiana.
  • Shares and deposits +15.7% year over year ($33.4M in shares and deposits).
  • Membership: 3,390 members, +1.0% vs a year ago.
  • Delinquency rate 0.00%.
  • Return on assets 1.61%.
  • Efficiency ratio 74.72% vs a 88.77% peer average.
  • Loan-to-share ratio 62.52% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (IN) National Avg Tier Percentile
Members 3,390
+1.0% YoY+3.4% QoQ
+804 2,585
-1.7% YoY
23,392
+5.7% YoY
34,678
+6.6% YoY
73%
Assets $41.6M
+16.2% YoY+5.4% QoQ
+$11.3M $30.3M
+1.5% YoY
$404.4M
+8.2% YoY
$593.1M
+10.2% YoY
70%
Loans $20.9M
+12.0% YoY+5.9% QoQ
+$5.4M $15.5M
-1.7% YoY
$288.6M
+8.1% YoY
$418.6M
+10.1% YoY
72%
Deposits $33.4M
+15.7% YoY+4.3% QoQ
+$7.6M $25.8M
+1.1% YoY
$337.5M
+7.0% YoY
$504.8M
+10.3% YoY
68%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.6%
+5.7% YoY-19.8% QoQ
+0.1% 1.5%
+241.5% YoY
1.6%
+105.9% YoY
1.2%
+121.4% YoY
82%
NIM 4.3%
+0.2% YoY-0.3% QoQ
+0.4% 3.9%
+0.9% YoY
3.9%
+3.1% YoY
3.8%
+2.3% YoY
70%
Efficiency Ratio 74.7%
-1.3% YoY+1.7% QoQ
-14.0% 88.8%
-6.9% YoY
105.3%
+31.6% YoY
83.0%
-5.3% YoY
36%
Delinquency Rate 0.0%
-95.7% YoY
-1.5 1.5%
+2.1% YoY
1.6%
+32.0% YoY
1.3%
+2.6% YoY
Top 13.0% in tier
Loan To Share 62.5%
-3.2% YoY+1.5% QoQ
+3.6% 58.9%
-3.1% YoY
68.6%
+0.4% YoY
66.4%
-1.4% YoY
56%
AMR $15,998
+13.1% YoY+1.6% QoQ
+$1K $14,963
-6.8% YoY
$18,349
+1.6% YoY
$20,028
-0.9% YoY
60%
CD Concentration 13.4%
+60.9% YoY+40.4% QoQ
-11.2% 24.6% 19.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 11.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
50
Asset Growth Rate
growth
Value: 16.19%
Peer Median: 1.25%
#50 of 2437 Top 2.0% in <100M tier
79
Fee Income Per Member
profitability
Value: $235.77
Peer Median: $63.89
#79 of 2437 Top 3.2% in <100M tier
80
Deposit Growth Rate
growth
Value: 15.68%
Peer Median: 0.92%
#80 of 2437 Top 3.2% in <100M tier
155
AMR Growth Rate
growth
Value: 13.13%
Peer Median: 1.04%
#155 of 2437 Top 6.3% in <100M tier
194
Loan Growth Rate
growth
Value: 12.02%
Peer Median: -2.63%
#194 of 2437 Top 7.9% in <100M tier
318
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.70%
#318 of 2437 Top 13.0% in <100M tier
426
Return on Assets (ROA)
profitability
Value: 1.61%
Peer Median: 0.81%
#426 of 2437 Top 17.4% in <100M tier
552
Member Growth Rate
growth
Value: 0.98%
Peer Median: -1.37%
#552 of 2437 Top 22.6% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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