BlastPoint's Credit Union Scorecard
BROSNAN YARD
Charter #22400 · GA
BROSNAN YARD has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.36% above tier average
- + Net Interest Margin 0.78% above tier average
- + Members Per Employee (MPE): Top 5.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 2.23% above tier average
- - Share Certificate Concentration (%): Bottom 2.9% in tier
- - Total Delinquency Rate (60+ days): Bottom 9.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 41 that size in Georgia.
- Shares and deposits +1.0% year over year ($5.2M in shares and deposits).
- Membership: 1,371 members, +0.4% vs a year ago.
- Delinquency rate 3.77%.
- Return on assets 1.85%.
- Efficiency ratio 62.96% vs a 88.77% peer average.
- Loan-to-share ratio 81.72% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (GA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,371
+0.4% YoY-0.9% QoQ
|
-1.2K |
2,585
-1.7% YoY
|
32,666
+7.6% YoY
|
34,678
+6.6% YoY
|
38% |
| Assets |
$6.2M
+1.8% YoY+2.8% QoQ
|
$-24.1M |
$30.3M
+1.5% YoY
|
$529.0M
+8.4% YoY
|
$593.1M
+10.2% YoY
|
22% |
| Loans |
$4.2M
-0.4% YoY-4.1% QoQ
|
$-11.2M |
$15.5M
-1.7% YoY
|
$366.4M
+11.0% YoY
|
$418.6M
+10.1% YoY
|
30% |
| Deposits |
$5.2M
+1.0% YoY+3.1% QoQ
|
$-20.7M |
$25.8M
+1.1% YoY
|
$453.8M
+8.0% YoY
|
$504.8M
+10.3% YoY
|
23% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.9%
+149.7% YoY-22.8% QoQ
|
+0.4% |
1.5%
+241.5% YoY
|
1.1%
+36.8% YoY
|
1.2%
+121.4% YoY
|
Top 11.9% in tier |
| NIM |
4.7%
+12.5% YoY-13.0% QoQ
|
+0.8% |
3.9%
+0.9% YoY
|
4.1%
-0.3% YoY
|
3.8%
+2.3% YoY
|
81% |
| Efficiency Ratio |
63.0%
-11.3% YoY+5.6% QoQ
|
-25.8% |
88.8%
-6.9% YoY
|
78.8%
-0.4% YoY
|
83.0%
-5.3% YoY
|
Top 15.0% in tier |
| Delinquency Rate |
3.8%
+177.0% YoY+15.4% QoQ
|
+2.2 |
1.5%
+2.1% YoY
|
1.5%
+41.3% YoY
|
1.3%
+2.6% YoY
|
Bottom 9.9% in tier |
| Loan To Share |
81.7%
-1.4% YoY-7.0% QoQ
|
+22.8% |
58.9%
-3.1% YoY
|
70.2%
-1.6% YoY
|
66.4%
-1.4% YoY
|
83% |
| AMR |
$6,829
-0.0% YoY+0.6% QoQ
|
$-8K |
$14,963
-6.8% YoY
|
$17,498
+1.4% YoY
|
$20,028
-0.9% YoY
|
Bottom 14.1% in tier |
| CD Concentration |
53.2%
+4.9% YoY-0.4% QoQ
|
+28.6% | 24.6% | 20.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)