BlastPoint's Credit Union Scorecard
PEE DEE
Charter #22530 · SC
PEE DEE has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.39% above tier average
- + Net Interest Margin 0.54% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan Growth Rate: Top 5.2% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 0.12% above tier (higher cost structure)
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,654
+0.1% YoY+0.9% QoQ
|
+2.0K |
2,625
-2.2% YoY
|
37,124
+2.2% YoY
|
33,089
+6.1% YoY
|
84% |
| Assets |
$41.9M
+1.4% YoY+1.1% QoQ
|
+$12.0M |
$29.9M
+1.1% YoY
|
$514.3M
+4.6% YoY
|
$547.7M
+7.8% YoY
|
72% |
| Loans |
$18.4M
+16.1% YoY+3.8% QoQ
|
+$2.6M |
$15.8M
-2.4% YoY
|
$362.8M
+7.0% YoY
|
$388.7M
+8.6% YoY
|
67% |
| Deposits |
$31.7M
+0.4% YoY+1.0% QoQ
|
+$6.3M |
$25.5M
+0.4% YoY
|
$433.3M
+6.0% YoY
|
$464.6M
+9.3% YoY
|
67% |
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| ROA |
1.1%
-36.3% YoY+14.3% QoQ
|
+0.4% |
0.7%
-731.4% YoY
|
1.2%
+18.8% YoY
|
0.7%
+273.4% YoY
|
65% |
| NIM |
4.5%
-7.4% YoY+0.3% QoQ
|
+0.5% |
3.9%
+3.8% YoY
|
4.3%
+2.6% YoY
|
3.7%
+5.0% YoY
|
72% |
| Efficiency Ratio |
81.5%
+11.3% YoY-3.2% QoQ
|
+0.1% |
81.4%
-2.4% YoY
|
75.1%
-1.9% YoY
|
79.1%
-3.3% YoY
|
58% |
| Delinquency Rate |
0.0%
-96.1% YoY-97.5% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
0.9%
+10.3% YoY
|
1.2%
-0.9% YoY
|
Bottom 13.4% in tier |
| Loan To Share |
57.9%
+15.6% YoY+2.8% QoQ
|
-3.4% |
61.2%
-3.0% YoY
|
71.3%
-1.2% YoY
|
68.0%
-1.7% YoY
|
45% |
| AMR |
$10,764
+5.5% YoY+1.0% QoQ
|
$-4K |
$14,627
-2.7% YoY
|
$16,641
+2.9% YoY
|
$19,418
+1.3% YoY
|
33% |
| CD Concentration |
3.9%
-19.3% YoY-7.9% QoQ
|
-20.5% |
24.4%
+4.2% YoY
|
17.4%
+3.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.9%
-5.3% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)