BlastPoint's Credit Union Scorecard
MOLEX EMPLOYEES
Charter #23109 · IL
MOLEX EMPLOYEES has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.44% above tier average
- + Net Charge-Off Rate: Top 4.3% in tier
Key Concerns
Areas that may need attention
- - Member decline: -5.9% YoY
- - Deposit Growth Rate: Bottom 5.9% in tier
- - Asset Growth Rate: Bottom 7.3% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,135
-5.9% YoY-1.6% QoQ
|
-1.5K |
2,615
-1.9% YoY
|
21,665
+5.6% YoY
|
33,374
+5.7% YoY
|
31% |
| Assets |
$6.4M
-8.1% YoY-5.0% QoQ
|
$-23.8M |
$30.1M
+2.1% YoY
|
$394.9M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
24% |
| Loans |
$4.5M
-8.8% YoY-7.0% QoQ
|
$-11.3M |
$15.8M
-1.3% YoY
|
$275.6M
+9.5% YoY
|
$397.0M
+8.8% YoY
|
31% |
| Deposits |
$5.2M
-10.8% YoY-6.3% QoQ
|
$-20.5M |
$25.7M
+1.4% YoY
|
$330.4M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
24% |
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| ROA |
1.1%
+46.3% YoY+8.5% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.6%
-12.3% YoY
|
0.7%
+15.9% YoY
|
68% |
| NIM |
3.7%
+11.6% YoY+1.2% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.6%
+3.6% YoY
|
3.8%
+5.1% YoY
|
42% |
| Efficiency Ratio |
73.4%
-9.6% YoY-2.8% QoQ
|
-9.1% |
82.6%
-2.3% YoY
|
89.8%
+8.5% YoY
|
79.7%
-3.3% YoY
|
34% |
| Delinquency Rate |
0.3%
+51.3% QoQ
|
-1.3 |
1.6%
-3.1% YoY
|
1.1%
-24.1% YoY
|
1.3%
-2.1% YoY
|
30% |
| Loan To Share |
85.3%
+2.2% YoY-0.7% QoQ
|
+24.7% |
60.6%
-3.1% YoY
|
62.0%
-1.0% YoY
|
67.4%
-1.7% YoY
|
Top 14.9% in tier |
| AMR |
$8,524
-4.3% YoY-5.2% QoQ
|
$-6K |
$14,783
-1.4% YoY
|
$15,477
+4.9% YoY
|
$19,687
+2.0% YoY
|
21% |
| CD Concentration |
24.5%
-10.9% YoY+3.4% QoQ
|
+0.1% | 24.4% | 14.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)