BlastPoint's Credit Union Scorecard

MOLEX EMPLOYEES

Charter #23109 · IL

<100M
2508 CUs in <100M nationally 137 in IL

MOLEX EMPLOYEES has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.61% above tier average

Key Concerns

Areas that may need attention

  • - Member decline: -3.2% YoY
  • - Deposit Growth Rate: Bottom 9.3% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 1,127
-3.2% YoY-0.7% QoQ
-1.5K 2,676
+1.6% YoY
22,133
+6.8% YoY
33,913
+5.7% YoY
31%
Assets $6.6M
-5.9% YoY+3.1% QoQ
$-23.6M $30.2M
+1.3% YoY
$406.0M
+9.7% YoY
$578.3M
+9.0% YoY
24%
Loans $4.2M
-13.6% YoY-5.0% QoQ
$-11.1M $15.3M
-2.0% YoY
$279.6M
+10.0% YoY
$402.4M
+8.7% YoY
31%
Deposits $5.4M
-8.3% YoY+3.5% QoQ
$-20.4M $25.8M
+0.7% YoY
$344.9M
+10.3% YoY
$494.3M
+9.1% YoY
24%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.8%
+66.2% YoY-29.2% QoQ
+0.6% 0.1%
-77.6% YoY
0.5%
-57.9% YoY
0.4%
-39.2% YoY
58%
NIM 3.3%
-4.5% YoY-10.0% QoQ
-0.7% 4.0%
+4.0% YoY
3.7%
-0.2% YoY
3.8%
+4.1% YoY
29%
Efficiency Ratio 78.4%
-10.7% YoY+6.7% QoQ
-12.2% 90.6%
+6.5% YoY
87.0%
+8.4% YoY
84.6%
+2.8% YoY
42%
Delinquency Rate 0.6%
+176.3% YoY+130.5% QoQ
-0.9 1.5%
+3.8% YoY
1.2%
+7.3% YoY
1.2%
+3.4% YoY
48%
Loan To Share 78.3%
-5.8% YoY-8.3% QoQ
+19.8% 58.5%
-3.0% YoY
60.2%
-0.9% YoY
65.6%
-1.4% YoY
80%
AMR $8,548
-7.7% YoY+0.3% QoQ
$-6K $14,884
-1.7% YoY
$15,723
+4.6% YoY
$19,920
+1.6% YoY
21%
CD Concentration 21.0%
-12.7% YoY-14.2% QoQ
-3.2% 24.3% 14.0% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 7.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
505
Loan-to-Share Ratio
balance_sheet
Value: 78.28%
Peer Median: 58.72%
#505 of 2508 Top 20.1% in <100M tier

Top Weaknesses (8 metrics)

2275
Deposit Growth Rate
growth
Value: -8.28%
Peer Median: 0.66%
#2275 of 2508 Bottom 9.3% in <100M tier
2242
AMR Growth Rate
growth
Value: -7.74%
Peer Median: 1.27%
#2242 of 2508 Bottom 10.6% in <100M tier
2225
Asset Growth Rate
growth
Value: -5.90%
Peer Median: 1.30%
#2225 of 2508 Bottom 11.3% in <100M tier
2163
Loan Growth Rate
growth
Value: -13.55%
Peer Median: -2.36%
#2163 of 2508 Bottom 13.8% in <100M tier
2046
Fee Income Per Member
profitability
Value: $8.82
Peer Median: $60.42
#2046 of 2508 Bottom 18.5% in <100M tier
1980
Average Member Relationship (AMR)
engagement
Value: $8,548
Peer Median: $13,926
#1980 of 2508 Bottom 21.1% in <100M tier
1913
Total Assets
balance_sheet
Value: $6.59M
Peer Median: $21.86M
#1913 of 2508 Bottom 23.8% in <100M tier
1902
Total Deposits
balance_sheet
Value: $5.40M
Peer Median: $18.77M
#1902 of 2508 Bottom 24.2% in <100M tier
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