BlastPoint's Credit Union Scorecard
GALLUP
Charter #23292 · NE
GALLUP has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.57% above tier average
- + AMR Growth Rate: Top 2.0% in tier
- + Fee Income Per Member: Top 2.2% in tier
- + Loan-to-Share Ratio: Top 8.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -24.7% YoY
- - Member Growth Rate: Bottom 1.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,412
-24.7% YoY-4.1% QoQ
|
-1.3K |
2,676
+1.6% YoY
|
11,118
+0.3% YoY
|
33,913
+5.7% YoY
|
39% |
| Assets |
$16.3M
-2.7% YoY+6.8% QoQ
|
$-13.9M |
$30.2M
+1.3% YoY
|
$139.9M
+5.0% YoY
|
$578.3M
+9.0% YoY
|
43% |
| Loans |
$11.9M
-8.4% YoY+1.4% QoQ
|
$-3.4M |
$15.3M
-2.0% YoY
|
$100.8M
+9.2% YoY
|
$402.4M
+8.7% YoY
|
56% |
| Deposits |
$13.3M
-4.1% YoY+8.6% QoQ
|
$-12.5M |
$25.8M
+0.7% YoY
|
$120.0M
+4.5% YoY
|
$494.3M
+9.1% YoY
|
42% |
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| ROA |
0.7%
-14.4% YoY-11.3% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.5%
+30.6% YoY
|
0.4%
-39.2% YoY
|
56% |
| NIM |
3.8%
-13.0% YoY-17.3% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
4.1%
+5.7% YoY
|
3.8%
+4.1% YoY
|
47% |
| Efficiency Ratio |
87.7%
+1.6% YoY-0.7% QoQ
|
-3.0% |
90.6%
+6.5% YoY
|
81.5%
-7.1% YoY
|
84.6%
+2.8% YoY
|
64% |
| Delinquency Rate | 0.3% | -1.2 |
1.5%
+3.8% YoY
|
1.1%
+31.3% YoY
|
1.2%
+3.4% YoY
|
34% |
| Loan To Share |
89.6%
-4.5% YoY-6.6% QoQ
|
+31.1% |
58.5%
-3.0% YoY
|
68.2%
-0.4% YoY
|
65.6%
-1.4% YoY
|
Top 8.6% in tier |
| AMR |
$17,838
+24.5% YoY+9.5% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$17,286
+1.1% YoY
|
$19,920
+1.6% YoY
|
69% |
| CD Concentration |
15.2%
+96.4% YoY+22.0% QoQ
|
-9.1% | 24.3% | 22.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)