BlastPoint's Credit Union Scorecard
EAST END BAPTIST TABERNACLE
Charter #23896 · CT
EAST END BAPTIST TABERNACLE has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 1.33% below tier average
- - Efficiency ratio 19.52% above tier (higher cost structure)
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Average Member Relationship (AMR): Bottom 0.4% in tier
- - Total Assets: Bottom 0.5% in tier
- - Loan-to-Member Ratio (LMR): Bottom 0.7% in tier
- - Total Deposits: Bottom 0.7% in tier
- - Total Loans: Bottom 0.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits -13.6% year over year ($119K in shares and deposits).
- Membership: 194 members, +0.0% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.16%.
- Efficiency ratio 108.28% vs a 88.77% peer average.
- Loan-to-share ratio 5.69% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
194
0% YoY-1.5% QoQ
|
-2.4K |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
Bottom 4.6% in tier |
| Assets |
$140,145
-12.2% YoY+6.5% QoQ
|
$-30.1M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
Bottom 0.5% in tier |
| Loans |
$6,786
+6.8% YoY+37.9% QoQ
|
$-15.5M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
Bottom 0.8% in tier |
| Deposits |
$119,346
-13.6% YoY+7.8% QoQ
|
$-25.7M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 0.7% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
-81.8% YoY-227.6% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
Bottom 10.2% in tier |
| NIM |
1.1%
-4.1% YoY-27.9% QoQ
|
-2.8% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
Bottom 0.9% in tier |
| Efficiency Ratio |
108.3%
+37.2% YoY+1.6% QoQ
|
+19.5% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
Bottom 8.7% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
5.7%
+23.7% YoY+28.0% QoQ
|
-53.2% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
Bottom 0.9% in tier |
| AMR |
$650.2
-12.7% YoY+10.8% QoQ
|
$-14K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
Bottom 0.4% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)