BlastPoint's Credit Union Scorecard
ROBERTS DAIRY EMPLOYEES
Charter #2414 · NE
ROBERTS DAIRY EMPLOYEES has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.15% above tier average
- + Net Interest Margin 1.44% above tier average
- + Net Worth Ratio: Top 1.5% in tier
- + Loan-to-Share Ratio: Top 1.7% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 19.05% above tier (higher cost structure)
- - Member decline: -5.3% YoY
- - Net Charge-Off Rate: Bottom 4.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
- Shares and deposits +0.9% year over year ($2.1M in shares and deposits).
- Membership: 533 members, -5.3% vs a year ago.
- Delinquency rate 0.17%.
- Return on assets 2.65%.
- Efficiency ratio 107.82% vs a 88.77% peer average.
- Loan-to-share ratio 106.98% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
533
-5.3% YoY-1.8% QoQ
|
-2.1K |
2,585
-1.7% YoY
|
11,070
-2.8% YoY
|
34,678
+6.6% YoY
|
Bottom 14.6% in tier |
| Assets |
$3.7M
-1.5% YoY+0.0% QoQ
|
$-26.6M |
$30.3M
+1.5% YoY
|
$139.7M
+2.9% YoY
|
$593.1M
+10.2% YoY
|
Bottom 14.7% in tier |
| Loans |
$2.2M
-10.1% YoY+6.6% QoQ
|
$-13.2M |
$15.5M
-1.7% YoY
|
$101.1M
+5.0% YoY
|
$418.6M
+10.1% YoY
|
19% |
| Deposits |
$2.1M
+0.9% YoY+0.6% QoQ
|
$-23.7M |
$25.8M
+1.1% YoY
|
$119.4M
+3.3% YoY
|
$504.8M
+10.3% YoY
|
Bottom 11.5% in tier |
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| ROA |
2.6%
-211.4% YoY-163.3% QoQ
|
+1.2% |
1.5%
+241.5% YoY
|
1.1%
+69.2% YoY
|
1.2%
+121.4% YoY
|
Top 5.1% in tier |
| NIM |
5.3%
-4.7% YoY+2.8% QoQ
|
+1.4% |
3.9%
+0.9% YoY
|
4.1%
+6.3% YoY
|
3.8%
+2.3% YoY
|
Top 7.6% in tier |
| Efficiency Ratio |
107.8%
-0.3% YoY-5.2% QoQ
|
+19.1% |
88.8%
-6.9% YoY
|
79.7%
-2.7% YoY
|
83.0%
-5.3% YoY
|
Bottom 8.9% in tier |
| Delinquency Rate |
0.2%
-75.7% YoY-68.4% QoQ
|
-1.4 |
1.5%
+2.1% YoY
|
1.2%
+28.5% YoY
|
1.3%
+2.6% YoY
|
25% |
| Loan To Share |
107.0%
-10.9% YoY+6.0% QoQ
|
+48.1% |
58.9%
-3.1% YoY
|
69.5%
+0.0% YoY
|
66.4%
-1.4% YoY
|
Top 1.8% in tier |
| AMR |
$8,090
+0.2% YoY+5.5% QoQ
|
$-7K |
$14,963
-6.8% YoY
|
$17,408
+1.9% YoY
|
$20,028
-0.9% YoY
|
19% |
| CD Concentration |
8.1%
+14.2% YoY+12.3% QoQ
|
-16.4% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)