BlastPoint's Credit Union Scorecard
OMEGA PSI PHI FRATERNITY
Charter #24234 · GA
OMEGA PSI PHI FRATERNITY has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.10% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -4.5% YoY
- - Members Per Employee (MPE): Bottom 0.0% in tier
- - Average Member Relationship (AMR): Bottom 4.6% in tier
- - Loan-to-Member Ratio (LMR): Bottom 5.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (GA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,316
-4.5% YoY-7.1% QoQ
|
-360 |
2,676
+1.6% YoY
|
31,952
+7.2% YoY
|
33,913
+5.7% YoY
|
58% |
| Assets |
$5.5M
+5.5% YoY+4.5% QoQ
|
$-24.7M |
$30.2M
+1.3% YoY
|
$522.8M
+8.6% YoY
|
$578.3M
+9.0% YoY
|
21% |
| Loans |
$2.0M
-4.0% YoY-8.2% QoQ
|
$-13.3M |
$15.3M
-2.0% YoY
|
$353.5M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
18% |
| Deposits |
$5.0M
+5.5% YoY+5.3% QoQ
|
$-20.8M |
$25.8M
+0.7% YoY
|
$449.3M
+7.5% YoY
|
$494.3M
+9.1% YoY
|
23% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.2%
-28.1% YoY-8.9% QoQ
|
+1.1% |
0.1%
-77.6% YoY
|
-0.2%
-137.4% YoY
|
0.4%
-39.2% YoY
|
78% |
| NIM |
3.8%
-8.4% YoY-9.5% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.6%
-10.9% YoY
|
3.8%
+4.1% YoY
|
47% |
| Efficiency Ratio |
78.5%
+51.3% YoY+47.4% QoQ
|
-12.2% |
90.6%
+6.5% YoY
|
81.8%
+0.6% YoY
|
84.6%
+2.8% YoY
|
42% |
| Delinquency Rate |
0.5%
+12.7% YoY-36.9% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
1.7%
+76.5% YoY
|
1.2%
+3.4% YoY
|
45% |
| Loan To Share |
39.8%
-9.0% YoY-12.9% QoQ
|
-18.7% |
58.5%
-3.0% YoY
|
70.0%
+1.3% YoY
|
65.6%
-1.4% YoY
|
22% |
| AMR |
$3,018
+7.5% YoY+8.8% QoQ
|
$-12K |
$14,884
-1.7% YoY
|
$17,441
+2.7% YoY
|
$19,920
+1.6% YoY
|
Bottom 4.5% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 20.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)