BlastPoint's Credit Union Scorecard
NEIGHBORHOOD COMMUNITY
Charter #24396 · NE
NEIGHBORHOOD COMMUNITY has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.57% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.2% YoY
- - Loan-to-Share Ratio: Bottom 5.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,006
-3.2% YoY-1.0% QoQ
|
-619 |
2,625
-2.2% YoY
|
11,261
+2.9% YoY
|
33,089
+6.1% YoY
|
51% |
| Assets |
$30.7M
-0.9% YoY-0.1% QoQ
|
+$860K |
$29.9M
+1.1% YoY
|
$135.7M
+6.0% YoY
|
$547.7M
+7.8% YoY
|
61% |
| Loans |
$5.6M
-10.4% YoY-5.0% QoQ
|
$-10.1M |
$15.8M
-2.4% YoY
|
$98.5M
+7.2% YoY
|
$388.7M
+8.6% YoY
|
37% |
| Deposits |
$26.6M
-2.3% YoY-0.5% QoQ
|
+$1.1M |
$25.5M
+0.4% YoY
|
$114.5M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
61% |
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| ROA |
1.3%
+94.8% YoY+11.9% QoQ
|
+0.6% |
0.7%
-731.4% YoY
|
0.7%
+41.5% YoY
|
0.7%
+273.4% YoY
|
72% |
| NIM |
3.4%
+25.4% YoY+3.6% QoQ
|
-0.5% |
3.9%
+3.8% YoY
|
4.0%
+7.0% YoY
|
3.7%
+5.0% YoY
|
32% |
| Efficiency Ratio |
67.0%
-17.5% YoY-3.7% QoQ
|
-14.4% |
81.4%
-2.4% YoY
|
80.8%
-5.9% YoY
|
79.1%
-3.3% YoY
|
25% |
| Delinquency Rate |
0.1%
+123.7% YoY-76.4% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
1.1%
+1.3% YoY
|
1.2%
-0.9% YoY
|
21% |
| Loan To Share |
21.2%
-8.2% YoY-4.5% QoQ
|
-40.0% |
61.2%
-3.0% YoY
|
71.7%
-1.6% YoY
|
68.0%
-1.7% YoY
|
Bottom 4.9% in tier |
| AMR |
$16,050
-0.7% YoY-0.3% QoQ
|
+$1K |
$14,627
-2.7% YoY
|
$16,886
+0.6% YoY
|
$19,418
+1.3% YoY
|
63% |
| CD Concentration |
5.0%
+7.4% YoY+4.4% QoQ
|
-19.5% |
24.4%
+4.2% YoY
|
22.1%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.8%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)