BlastPoint's Credit Union Scorecard
BROOKLAND
Charter #24623 · SC
BROOKLAND has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.08% above tier average
- + AMR Growth Rate: Top 10.0% in tier
Key Concerns
Areas that may need attention
- - ROA 1.11% below tier average
- - Efficiency ratio 15.07% above tier (higher cost structure)
- - Delinquency rate 0.60% above tier average
- - Member decline: -7.1% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,167
-7.1% YoY-2.9% QoQ
|
-1.5K |
2,676
+1.6% YoY
|
37,268
+3.6% YoY
|
33,913
+5.7% YoY
|
32% |
| Assets |
$5.1M
+2.2% YoY-0.2% QoQ
|
$-25.0M |
$30.2M
+1.3% YoY
|
$534.3M
+6.5% YoY
|
$578.3M
+9.0% YoY
|
19% |
| Loans |
$2.9M
+2.1% YoY+8.0% QoQ
|
$-12.4M |
$15.3M
-2.0% YoY
|
$369.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
23% |
| Deposits |
$4.6M
+2.0% YoY+0.9% QoQ
|
$-21.2M |
$25.8M
+0.7% YoY
|
$450.9M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
21% |
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| ROA |
-1.0%
-114.4% YoY-125.1% QoQ
|
-1.1% |
0.1%
-77.6% YoY
|
0.7%
-43.3% YoY
|
0.4%
-39.2% YoY
|
Bottom 8.7% in tier |
| NIM |
5.1%
+2.3% YoY-6.3% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
4.1%
-0.5% YoY
|
3.8%
+4.1% YoY
|
Top 10.4% in tier |
| Efficiency Ratio |
105.7%
+89.3% YoY+52.2% QoQ
|
+15.1% |
90.6%
+6.5% YoY
|
81.4%
+7.0% YoY
|
84.6%
+2.8% YoY
|
Bottom 12.2% in tier |
| Delinquency Rate |
2.1%
-39.6% YoY-16.8% QoQ
|
+0.6 |
1.5%
+3.8% YoY
|
0.8%
+19.1% YoY
|
1.2%
+3.4% YoY
|
82% |
| Loan To Share |
62.8%
+0.1% YoY+7.1% QoQ
|
+4.3% |
58.5%
-3.0% YoY
|
69.5%
-0.5% YoY
|
65.6%
-1.4% YoY
|
56% |
| AMR |
$6,367
+9.9% YoY+6.6% QoQ
|
$-9K |
$14,884
-1.7% YoY
|
$16,971
+2.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 12.8% in tier |
| CD Concentration |
9.3%
+0.3% YoY-0.5% QoQ
|
-14.9% | 24.3% | 18.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)