BlastPoint's Credit Union Scorecard
BROOKLAND
Charter #24623 · SC
BROOKLAND has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 3.21% above tier average
- + Net Interest Margin 1.47% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Fee Income Per Member: Top 1.3% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.98% above tier average
- - Member decline: -2.5% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,202
-2.5% YoY-2.9% QoQ
|
-1.4K |
2,615
-1.9% YoY
|
37,100
+2.2% YoY
|
33,374
+5.7% YoY
|
33% |
| Assets |
$5.2M
+7.7% YoY-4.7% QoQ
|
$-25.0M |
$30.1M
+2.1% YoY
|
$523.8M
+6.7% YoY
|
$561.6M
+9.7% YoY
|
19% |
| Loans |
$2.7M
-9.8% YoY+0.8% QoQ
|
$-13.1M |
$15.8M
-1.3% YoY
|
$367.9M
+7.3% YoY
|
$397.0M
+8.8% YoY
|
22% |
| Deposits |
$4.5M
+3.8% YoY-5.2% QoQ
|
$-21.2M |
$25.7M
+1.4% YoY
|
$439.0M
+5.8% YoY
|
$477.3M
+9.7% YoY
|
21% |
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| ROA |
3.8%
+4680.0% YoY-30.1% QoQ
|
+3.2% |
0.6%
+10.8% YoY
|
1.0%
+5.1% YoY
|
0.7%
+15.9% YoY
|
Top 0.8% in tier |
| NIM |
5.4%
-11.3% YoY+5.5% QoQ
|
+1.5% |
4.0%
+4.0% YoY
|
4.2%
+0.5% YoY
|
3.8%
+5.1% YoY
|
Top 8.1% in tier |
| Efficiency Ratio |
69.4%
-29.9% YoY+15.6% QoQ
|
-13.1% |
82.6%
-2.3% YoY
|
76.9%
-0.6% YoY
|
79.7%
-3.3% YoY
|
26% |
| Delinquency Rate |
2.5%
-56.1% YoY+33.5% QoQ
|
+1.0 |
1.6%
-3.1% YoY
|
1.0%
+13.3% YoY
|
1.3%
-2.1% YoY
|
83% |
| Loan To Share |
58.7%
-13.2% YoY+6.3% QoQ
|
-1.9% |
60.6%
-3.1% YoY
|
71.5%
-0.9% YoY
|
67.4%
-1.7% YoY
|
47% |
| AMR |
$5,972
+0.8% YoY-0.2% QoQ
|
$-9K |
$14,783
-1.4% YoY
|
$16,782
+2.9% YoY
|
$19,687
+2.0% YoY
|
Bottom 11.9% in tier |
| CD Concentration |
9.4%
-3.6% YoY+5.4% QoQ
|
-15.1% | 24.4% | 17.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.9% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)