BlastPoint's Credit Union Scorecard
BROOKLAND
Charter #24623 · SC
BROOKLAND has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.35% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.59% below tier average
- - Efficiency ratio 19.48% above tier (higher cost structure)
- - Delinquency rate 1.64% above tier average
- - Member decline: -6.7% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 23 that size in South Carolina.
- Shares and deposits -3.8% year over year ($4.6M in shares and deposits).
- Membership: 1,161 members, -6.7% vs a year ago.
- Delinquency rate 3.19%.
- Return on assets 0.90%.
- Efficiency ratio 108.25% vs a 88.77% peer average.
- Loan-to-share ratio 61.52% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,161
-6.7% YoY-0.5% QoQ
|
-1.4K |
2,585
-1.7% YoY
|
38,222
+5.6% YoY
|
34,678
+6.6% YoY
|
32% |
| Assets |
$5.1M
-5.5% YoY-0.3% QoQ
|
$-25.2M |
$30.3M
+1.5% YoY
|
$548.9M
+9.6% YoY
|
$593.1M
+10.2% YoY
|
19% |
| Loans |
$2.8M
+2.4% YoY-2.1% QoQ
|
$-12.7M |
$15.5M
-1.7% YoY
|
$385.7M
+10.8% YoY
|
$418.6M
+10.1% YoY
|
23% |
| Deposits |
$4.6M
-3.8% YoY-0.0% QoQ
|
$-21.2M |
$25.8M
+1.1% YoY
|
$462.6M
+9.2% YoY
|
$504.8M
+10.3% YoY
|
21% |
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| ROA |
0.9%
-54.5% YoY-193.5% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
0.9%
-19.6% YoY
|
1.2%
+121.4% YoY
|
55% |
| NIM |
5.3%
+3.4% YoY+3.3% QoQ
|
+1.4% |
3.9%
+0.9% YoY
|
4.2%
-1.3% YoY
|
3.8%
+2.3% YoY
|
Top 8.6% in tier |
| Efficiency Ratio |
108.2%
+39.4% YoY+2.4% QoQ
|
+19.5% |
88.8%
-6.9% YoY
|
79.7%
+5.8% YoY
|
83.0%
-5.3% YoY
|
Bottom 8.7% in tier |
| Delinquency Rate |
3.2%
-35.3% YoY+51.3% QoQ
|
+1.6 |
1.5%
+2.1% YoY
|
1.1%
+14.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 12.2% in tier |
| Loan To Share |
61.5%
+6.4% YoY-2.1% QoQ
|
+2.6% |
58.9%
-3.1% YoY
|
70.2%
-0.9% YoY
|
66.4%
-1.4% YoY
|
54% |
| AMR |
$6,346
+5.6% YoY-0.3% QoQ
|
$-9K |
$14,963
-6.8% YoY
|
$17,221
+4.1% YoY
|
$20,028
-0.9% YoY
|
Bottom 12.7% in tier |
| CD Concentration |
9.4%
+7.9% YoY+1.0% QoQ
|
-15.1% | 24.6% | 18.3% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)