BlastPoint's Credit Union Scorecard
PIONEER COMMUNITY
Charter #24682 · NE
PIONEER COMMUNITY shows strong momentum with 5 strengths and 7.3% YoY member growth
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.93% above tier average
- + Net Interest Margin 1.42% above tier average
- + Strong member growth: 7.3% YoY
- + Member Growth Rate: Top 4.7% in tier
- + Loan-to-Share Ratio: Top 8.2% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
766
+7.3% YoY+7.6% QoQ
|
-1.9K |
2,676
+1.6% YoY
|
11,118
+0.3% YoY
|
33,913
+5.7% YoY
|
22% |
| Assets |
$5.0M
-1.5% YoY+0.6% QoQ
|
$-25.2M |
$30.2M
+1.3% YoY
|
$139.9M
+5.0% YoY
|
$578.3M
+9.0% YoY
|
19% |
| Loans |
$3.8M
+4.5% YoY-0.9% QoQ
|
$-11.5M |
$15.3M
-2.0% YoY
|
$100.8M
+9.2% YoY
|
$402.4M
+8.7% YoY
|
28% |
| Deposits |
$4.2M
-3.2% YoY+0.4% QoQ
|
$-21.6M |
$25.8M
+0.7% YoY
|
$120.0M
+4.5% YoY
|
$494.3M
+9.1% YoY
|
19% |
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| ROA |
1.1%
-62.2% YoY-40.2% QoQ
|
+0.9% |
0.1%
-77.6% YoY
|
0.5%
+30.6% YoY
|
0.4%
-39.2% YoY
|
72% |
| NIM |
5.4%
-20.7% YoY-5.8% QoQ
|
+1.4% |
4.0%
+4.0% YoY
|
4.1%
+5.7% YoY
|
3.8%
+4.1% YoY
|
Top 6.8% in tier |
| Efficiency Ratio |
81.1%
+26.6% YoY+9.9% QoQ
|
-9.5% |
90.6%
+6.5% YoY
|
81.5%
-7.1% YoY
|
84.6%
+2.8% YoY
|
49% |
| Delinquency Rate |
1.1%
+68.4% YoY+24.4% QoQ
|
-0.4 |
1.5%
+3.8% YoY
|
1.1%
+31.3% YoY
|
1.2%
+3.4% YoY
|
67% |
| Loan To Share |
89.9%
+7.9% YoY-1.3% QoQ
|
+31.4% |
58.5%
-3.0% YoY
|
68.2%
-0.4% YoY
|
65.6%
-1.4% YoY
|
Top 8.3% in tier |
| AMR |
$10,360
-6.5% YoY-7.2% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$17,286
+1.1% YoY
|
$19,920
+1.6% YoY
|
30% |
| CD Concentration |
26.3%
+4.7% YoY-4.3% QoQ
|
+2.1% | 24.3% | 22.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)