BlastPoint's Credit Union Scorecard
PIONEER COMMUNITY
Charter #24682 · NE
PIONEER COMMUNITY demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.19% above tier average
- + Net Interest Margin 1.79% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
722
-1.5% YoY-0.7% QoQ
|
-1.9K |
2,625
-2.2% YoY
|
11,261
+2.9% YoY
|
33,089
+6.1% YoY
|
21% |
| Assets |
$5.0M
-0.5% YoY-0.6% QoQ
|
$-24.9M |
$29.9M
+1.1% YoY
|
$135.7M
+6.0% YoY
|
$547.7M
+7.8% YoY
|
19% |
| Loans |
$3.8M
+2.2% YoY+5.1% QoQ
|
$-12.0M |
$15.8M
-2.4% YoY
|
$98.5M
+7.2% YoY
|
$388.7M
+8.6% YoY
|
28% |
| Deposits |
$4.2M
-2.5% YoY-1.5% QoQ
|
$-21.3M |
$25.5M
+0.4% YoY
|
$114.5M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
20% |
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| ROA |
1.9%
+21.4% YoY+31.0% QoQ
|
+1.2% |
0.7%
-731.4% YoY
|
0.7%
+41.5% YoY
|
0.7%
+273.4% YoY
|
Top 11.4% in tier |
| NIM |
5.7%
+2.3% YoY+1.9% QoQ
|
+1.8% |
3.9%
+3.8% YoY
|
4.0%
+7.0% YoY
|
3.7%
+5.0% YoY
|
Top 5.7% in tier |
| Efficiency Ratio |
72.4%
-1.6% YoY-7.2% QoQ
|
-9.0% |
81.4%
-2.4% YoY
|
80.8%
-5.9% YoY
|
79.1%
-3.3% YoY
|
36% |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
1.1%
+1.3% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
90.2%
+4.8% YoY+6.7% QoQ
|
+29.0% |
61.2%
-3.0% YoY
|
71.7%
-1.6% YoY
|
68.0%
-1.7% YoY
|
Top 10.8% in tier |
| AMR |
$11,012
+1.2% YoY+2.2% QoQ
|
$-4K |
$14,627
-2.7% YoY
|
$16,886
+0.6% YoY
|
$19,418
+1.3% YoY
|
34% |
| CD Concentration |
27.5%
+8.5% YoY+4.3% QoQ
|
+3.1% |
24.4%
+4.2% YoY
|
22.1%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.8%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)