BlastPoint's Credit Union Scorecard
NEBRASKA RURAL COMMUNITY
Charter #24695 · NE
NEBRASKA RURAL COMMUNITY has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.62% above tier average
- + Loan-to-Share Ratio: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.43% below tier average
- - Efficiency ratio 8.62% above tier (higher cost structure)
- - Share Certificate Concentration (%): Bottom 1.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
617
+2.7% YoY0% QoQ
|
-2.1K |
2,676
+1.6% YoY
|
11,118
+0.3% YoY
|
33,913
+5.7% YoY
|
17% |
| Assets |
$3.6M
-5.1% YoY+3.3% QoQ
|
$-26.6M |
$30.2M
+1.3% YoY
|
$139.9M
+5.0% YoY
|
$578.3M
+9.0% YoY
|
Bottom 14.6% in tier |
| Loans |
$2.9M
+10.0% YoY+3.0% QoQ
|
$-12.4M |
$15.3M
-2.0% YoY
|
$100.8M
+9.2% YoY
|
$402.4M
+8.7% YoY
|
23% |
| Deposits |
$3.3M
-5.2% YoY+3.8% QoQ
|
$-22.5M |
$25.8M
+0.7% YoY
|
$120.0M
+4.5% YoY
|
$494.3M
+9.1% YoY
|
16% |
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| ROA |
-0.3%
-589.7% YoY+28.5% QoQ
|
-0.4% |
0.1%
-77.6% YoY
|
0.5%
+30.6% YoY
|
0.4%
-39.2% YoY
|
16% |
| NIM |
4.6%
+19.0% YoY+6.4% QoQ
|
+0.6% |
4.0%
+4.0% YoY
|
4.1%
+5.7% YoY
|
3.8%
+4.1% YoY
|
81% |
| Efficiency Ratio |
99.3%
+7.5% YoY+1.3% QoQ
|
+8.6% |
90.6%
+6.5% YoY
|
81.5%
-7.1% YoY
|
84.6%
+2.8% YoY
|
83% |
| Delinquency Rate |
1.2%
+7.2% YoY-73.1% QoQ
|
-0.3 |
1.5%
+3.8% YoY
|
1.1%
+31.3% YoY
|
1.2%
+3.4% YoY
|
68% |
| Loan To Share |
87.5%
+16.1% YoY-0.8% QoQ
|
+29.0% |
58.5%
-3.0% YoY
|
68.2%
-0.4% YoY
|
65.6%
-1.4% YoY
|
Top 9.8% in tier |
| AMR |
$9,952
-1.3% YoY+3.4% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$17,286
+1.1% YoY
|
$19,920
+1.6% YoY
|
28% |
| CD Concentration |
62.4%
+5.6% YoY+3.8% QoQ
|
+38.1% | 24.3% | 22.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)