BlastPoint's Credit Union Scorecard

MEADOW GROVE

Charter #24759 · NE

<100M
2508 CUs in <100M nationally 34 in NE

MEADOW GROVE has 3 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.71% above tier average
  • + Net Interest Margin 0.65% above tier average
  • + Loan Growth Rate: Top 3.7% in tier

Key Concerns

Areas that may need attention

  • - Deposit Growth Rate: Bottom 6.1% in tier
  • - Asset Growth Rate: Bottom 8.1% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 477
-0.4% YoY-1.0% QoQ
-2.2K 2,676
+1.6% YoY
11,118
+0.3% YoY
33,913
+5.7% YoY
Bottom 13.0% in tier
Assets $6.1M
-7.6% YoY-2.0% QoQ
$-24.0M $30.2M
+1.3% YoY
$139.9M
+5.0% YoY
$578.3M
+9.0% YoY
23%
Loans $4.1M
+19.6% YoY-0.5% QoQ
$-11.1M $15.3M
-2.0% YoY
$100.8M
+9.2% YoY
$402.4M
+8.7% YoY
30%
Deposits $5.2M
-10.5% YoY-2.9% QoQ
$-20.6M $25.8M
+0.7% YoY
$120.0M
+4.5% YoY
$494.3M
+9.1% YoY
24%

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Tier 1
50+ financial metrics with peer benchmarks
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ROA 1.9%
+83.0% YoY+32.4% QoQ
+1.7% 0.1%
-77.6% YoY
0.5%
+30.6% YoY
0.4%
-39.2% YoY
Top 8.5% in tier
NIM 4.7%
+34.1% YoY+21.3% QoQ
+0.7% 4.0%
+4.0% YoY
4.1%
+5.7% YoY
3.8%
+4.1% YoY
82%
Efficiency Ratio 65.3%
-13.3% YoY-6.6% QoQ
-25.3% 90.6%
+6.5% YoY
81.5%
-7.1% YoY
84.6%
+2.8% YoY
18%
Delinquency Rate 0.8% -0.7 1.5%
+3.8% YoY
1.1%
+31.3% YoY
1.2%
+3.4% YoY
56%
Loan To Share 79.9%
+33.6% YoY+2.5% QoQ
+21.4% 58.5%
-3.0% YoY
68.2%
-0.4% YoY
65.6%
-1.4% YoY
81%
AMR $19,560
+1.2% YoY-0.8% QoQ
+$5K $14,884
-1.7% YoY
$17,286
+1.1% YoY
$19,920
+1.6% YoY
76%
CD Concentration 24.7%
+14.3% YoY+11.7% QoQ
+0.4% 24.3% 22.1% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
94
Loan Growth Rate
growth
Value: 19.57%
Peer Median: -2.36%
#94 of 2508 Top 3.7% in <100M tier
212
Return on Assets (ROA)
profitability
Value: 1.85%
Peer Median: 0.61%
#212 of 2508 Top 8.4% in <100M tier
337
Loan-to-Member Ratio (LMR)
engagement
Value: $8,687
Peer Median: $4,923
#337 of 2508 Top 13.4% in <100M tier
458
Efficiency Ratio
profitability
Value: 65.30%
Peer Median: 81.45%
#458 of 2508 Top 18.2% in <100M tier
465
Net Interest Margin (NIM)
profitability
Value: 4.66%
Peer Median: 3.83%
#465 of 2508 Top 18.5% in <100M tier
466
Loan-to-Share Ratio
balance_sheet
Value: 79.90%
Peer Median: 58.72%
#466 of 2508 Top 18.5% in <100M tier
595
Average Member Relationship (AMR)
engagement
Value: $19,560
Peer Median: $13,926
#595 of 2508 Top 23.7% in <100M tier

Top Weaknesses (7 metrics)

2355
Deposit Growth Rate
growth
Value: -10.53%
Peer Median: 0.66%
#2355 of 2508 Bottom 6.1% in <100M tier
2307
Asset Growth Rate
growth
Value: -7.63%
Peer Median: 1.30%
#2307 of 2508 Bottom 8.1% in <100M tier
2247
Members Per Employee (MPE)
engagement
Value: 159.000
Peer Median: 333.750
#2247 of 2508 Bottom 10.4% in <100M tier
2180
Total Members
engagement
Value: 477
Peer Median: 1,918
#2180 of 2508 Bottom 13.1% in <100M tier
2079
First Mortgage Concentration (%)
balance_sheet
Value: 34.47%
Peer Median: 3.66%
#2079 of 2508 Bottom 17.1% in <100M tier
1939
Total Assets
balance_sheet
Value: $6.14M
Peer Median: $21.86M
#1939 of 2508 Bottom 22.7% in <100M tier
1918
Total Deposits
balance_sheet
Value: $5.19M
Peer Median: $18.77M
#1918 of 2508 Bottom 23.6% in <100M tier
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