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BlastPoint's Credit Union Scorecard

MEADOW GROVE

Charter #24759 · NE

<100M
2437 CUs in <100M nationally 34 in NE

MEADOW GROVE has 3 strengths but faces 4 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.20% above tier average
  • + Net Interest Margin 0.48% above tier average
  • + Loan Growth Rate: Top 4.3% in tier

Key Concerns

Areas that may need attention

  • - Delinquency rate 0.56% above tier average
  • - Member decline: -2.1% YoY
  • - Deposit Growth Rate: Bottom 7.4% in tier
  • - Asset Growth Rate: Bottom 9.0% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
  • Shares and deposits -9.8% year over year ($5.3M in shares and deposits).
  • Membership: 469 members, -2.1% vs a year ago.
  • Delinquency rate 2.10%.
  • Return on assets 1.69%.
  • Efficiency ratio 66.37% vs a 88.77% peer average.
  • Loan-to-share ratio 77.74% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 469
-2.1% YoY-1.7% QoQ
-2.1K 2,585
-1.7% YoY
11,070
-2.8% YoY
34,678
+6.6% YoY
Bottom 12.6% in tier
Assets $6.3M
-7.2% YoY+2.5% QoQ
$-24.0M $30.3M
+1.5% YoY
$139.7M
+2.9% YoY
$593.1M
+10.2% YoY
23%
Loans $4.1M
+17.6% YoY-0.2% QoQ
$-11.3M $15.5M
-1.7% YoY
$101.1M
+5.0% YoY
$418.6M
+10.1% YoY
30%
Deposits $5.3M
-9.8% YoY+2.6% QoQ
$-20.5M $25.8M
+1.1% YoY
$119.4M
+3.3% YoY
$504.8M
+10.3% YoY
24%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.7%
+11.7% YoY-8.5% QoQ
+0.2% 1.5%
+241.5% YoY
1.1%
+69.2% YoY
1.2%
+121.4% YoY
85%
NIM 4.4%
+14.8% YoY-6.0% QoQ
+0.5% 3.9%
+0.9% YoY
4.1%
+6.3% YoY
3.8%
+2.3% YoY
72%
Efficiency Ratio 66.4%
+0.4% YoY+1.6% QoQ
-22.4% 88.8%
-6.9% YoY
79.7%
-2.7% YoY
83.0%
-5.3% YoY
20%
Delinquency Rate 2.1%
+178.3% YoY+169.4% QoQ
+0.6 1.5%
+2.1% YoY
1.2%
+28.5% YoY
1.3%
+2.6% YoY
80%
Loan To Share 77.7%
+30.5% YoY-2.7% QoQ
+18.9% 58.9%
-3.1% YoY
69.5%
+0.0% YoY
66.4%
-1.4% YoY
78%
AMR $20,168
+2.6% YoY+3.1% QoQ
+$5K $14,963
-6.8% YoY
$17,408
+1.9% YoY
$20,028
-0.9% YoY
78%
CD Concentration 24.3%
+31.9% YoY-1.6% QoQ
-0.3% 24.6% 22.2% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 5.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
106
Loan Growth Rate
growth
Value: 17.65%
Peer Median: -2.63%
#106 of 2437 Top 4.3% in <100M tier
323
Loan-to-Member Ratio (LMR)
engagement
Value: $8,821
Peer Median: $4,937
#323 of 2437 Top 13.2% in <100M tier
375
Return on Assets (ROA)
profitability
Value: 1.69%
Peer Median: 0.81%
#375 of 2437 Top 15.3% in <100M tier
482
Efficiency Ratio
profitability
Value: 66.37%
Peer Median: 80.65%
#482 of 2437 Top 19.7% in <100M tier
523
Average Member Relationship (AMR)
engagement
Value: $20,168
Peer Median: $13,967
#523 of 2437 Top 21.4% in <100M tier
538
Loan-to-Share Ratio
balance_sheet
Value: 77.74%
Peer Median: 58.67%
#538 of 2437 Top 22.0% in <100M tier

Top Weaknesses (8 metrics)

2258
Deposit Growth Rate
growth
Value: -9.84%
Peer Median: 0.92%
#2258 of 2437 Bottom 7.4% in <100M tier
2219
Asset Growth Rate
growth
Value: -7.20%
Peer Median: 1.25%
#2219 of 2437 Bottom 9.0% in <100M tier
2180
Members Per Employee (MPE)
engagement
Value: 156.333
Peer Median: 328.333
#2180 of 2437 Bottom 10.6% in <100M tier
2129
Total Members
engagement
Value: 469
Peer Median: 1,902
#2129 of 2437 Bottom 12.7% in <100M tier
2017
First Mortgage Concentration (%)
balance_sheet
Value: 34.13%
Peer Median: 3.59%
#2017 of 2437 Bottom 17.3% in <100M tier
1956
Total Delinquency Rate (60+ days)
risk
Value: 2.10%
Peer Median: 0.70%
#1956 of 2437 Bottom 19.8% in <100M tier
1883
Total Assets
balance_sheet
Value: $6.30M
Peer Median: $21.91M
#1883 of 2437 Bottom 22.8% in <100M tier
1856
Total Deposits
balance_sheet
Value: $5.32M
Peer Median: $18.69M
#1856 of 2437 Bottom 23.9% in <100M tier
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