BlastPoint's Credit Union Scorecard
NEW HEIGHTS
Charter #24763 · UT
NEW HEIGHTS faces 3 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.43% below tier average
- - Member decline: -10.4% YoY
- - Member Growth Rate: Bottom 5.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 29 that size in Utah.
- Shares and deposits -2.5% year over year ($23.6M in shares and deposits).
- Membership: 2,015 members, -10.4% vs a year ago.
- Delinquency rate 0.93%.
- Return on assets 0.07%.
- Efficiency ratio 82.52% vs a 88.77% peer average.
- Loan-to-share ratio 46.85% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,015
-10.4% YoY-7.3% QoQ
|
-570 |
2,585
-1.7% YoY
|
84,939
+12.5% YoY
|
34,678
+6.6% YoY
|
52% |
| Assets |
$27.7M
-1.8% YoY-1.9% QoQ
|
$-2.6M |
$30.3M
+1.5% YoY
|
$1.4B
+17.3% YoY
|
$593.1M
+10.2% YoY
|
57% |
| Loans |
$11.1M
-12.4% YoY-5.1% QoQ
|
$-4.4M |
$15.5M
-1.7% YoY
|
$1.1B
+18.0% YoY
|
$418.6M
+10.1% YoY
|
54% |
| Deposits |
$23.6M
-2.5% YoY-2.0% QoQ
|
$-2.2M |
$25.8M
+1.1% YoY
|
$1.2B
+16.7% YoY
|
$504.8M
+10.3% YoY
|
57% |
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| ROA |
0.1%
-85.4% YoY-85.8% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
1.0%
+17.0% YoY
|
1.2%
+121.4% YoY
|
Bottom 4.6% in tier |
| NIM |
3.1%
+29.9% YoY+4.3% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
3.4%
+1.5% YoY
|
3.8%
+2.3% YoY
|
19% |
| Efficiency Ratio |
82.5%
+0.0% YoY+14.9% QoQ
|
-6.2% |
88.8%
-6.9% YoY
|
73.7%
+1.7% YoY
|
83.0%
-5.3% YoY
|
55% |
| Delinquency Rate |
0.9%
+253.0% YoY+541.6% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
0.8%
+17.2% YoY
|
1.3%
+2.6% YoY
|
59% |
| Loan To Share |
46.8%
-10.2% YoY-3.1% QoQ
|
-12.0% |
58.9%
-3.1% YoY
|
75.6%
-3.6% YoY
|
66.4%
-1.4% YoY
|
32% |
| AMR |
$17,218
+5.0% YoY+4.6% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$21,736
+3.5% YoY
|
$20,028
-0.9% YoY
|
66% |
| CD Concentration |
23.7%
+4.7% YoY+6.0% QoQ
|
-0.8% | 24.6% | 28.5% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)