BlastPoint's Credit Union Scorecard
FAMILY FOCUS
Charter #24771 · NE
FAMILY FOCUS has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.31% above tier average
- + Net Interest Margin 0.81% above tier average
- + Loan-to-Member Ratio (LMR): Top 9.6% in tier
- + Member Growth Rate: Top 9.8% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 0.15% above tier (higher cost structure)
- - Delinquency rate 1.71% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,132
+3.6% YoY+4.2% QoQ
|
+455 |
2,676
+1.6% YoY
|
11,118
+0.3% YoY
|
33,913
+5.7% YoY
|
70% |
| Assets |
$44.7M
+4.5% YoY+4.2% QoQ
|
+$14.5M |
$30.2M
+1.3% YoY
|
$139.9M
+5.0% YoY
|
$578.3M
+9.0% YoY
|
73% |
| Loans |
$29.9M
-4.8% YoY-1.1% QoQ
|
+$14.6M |
$15.3M
-2.0% YoY
|
$100.8M
+9.2% YoY
|
$402.4M
+8.7% YoY
|
83% |
| Deposits |
$38.8M
+4.2% YoY+4.8% QoQ
|
+$13.0M |
$25.8M
+0.7% YoY
|
$120.0M
+4.5% YoY
|
$494.3M
+9.1% YoY
|
74% |
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| ROA |
0.5%
-54.4% YoY-42.5% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.5%
+30.6% YoY
|
0.4%
-39.2% YoY
|
42% |
| NIM |
4.8%
-3.7% YoY-6.0% QoQ
|
+0.8% |
4.0%
+4.0% YoY
|
4.1%
+5.7% YoY
|
3.8%
+4.1% YoY
|
Top 14.6% in tier |
| Efficiency Ratio |
90.8%
+8.7% YoY+7.0% QoQ
|
+0.1% |
90.6%
+6.5% YoY
|
81.5%
-7.1% YoY
|
84.6%
+2.8% YoY
|
70% |
| Delinquency Rate |
3.2%
+47.3% YoY+85.8% QoQ
|
+1.7 |
1.5%
+3.8% YoY
|
1.1%
+31.3% YoY
|
1.2%
+3.4% YoY
|
Bottom 10.2% in tier |
| Loan To Share |
77.1%
-8.7% YoY-5.6% QoQ
|
+18.6% |
58.5%
-3.0% YoY
|
68.2%
-0.4% YoY
|
65.6%
-1.4% YoY
|
78% |
| AMR |
$21,931
-3.5% YoY-1.9% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$17,286
+1.1% YoY
|
$19,920
+1.6% YoY
|
84% |
| CD Concentration |
34.3%
+2.6% YoY-2.1% QoQ
|
+10.1% | 24.3% | 22.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)