BlastPoint's Credit Union Scorecard
CAMDEN FIREMEN'S
Charter #24903 · NJ
<100M
2508 CUs in <100M nationally
97 in NJ
CAMDEN FIREMEN'S has 2 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.46% above tier average
- + Net Interest Margin 2.33% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 10.37% above tier average
- - Members Per Employee (MPE): Bottom 0.0% in tier
- - Total Delinquency Rate (60+ days): Bottom 1.8% in tier
- - Total Members: Bottom 2.8% in tier
- - Total Assets: Bottom 3.4% in tier
- - Total Deposits: Bottom 3.7% in tier
- - Total Loans: Bottom 3.9% in tier
- - Loan Growth Rate: Bottom 6.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
143
-0.7% YoY-2.1% QoQ
|
-2.5K |
2,676
+1.6% YoY
|
7,451
+5.5% YoY
|
33,913
+5.7% YoY
|
Bottom 2.7% in tier |
| Assets |
$570,268
+0.9% YoY+8.8% QoQ
|
$-29.6M |
$30.2M
+1.3% YoY
|
$121.0M
+5.7% YoY
|
$578.3M
+9.0% YoY
|
Bottom 3.3% in tier |
| Loans |
$173,782
-20.0% YoY-7.0% QoQ
|
$-15.1M |
$15.3M
-2.0% YoY
|
$75.7M
+10.1% YoY
|
$402.4M
+8.7% YoY
|
Bottom 3.9% in tier |
| Deposits |
$463,157
-0.6% YoY+10.3% QoQ
|
$-25.3M |
$25.8M
+0.7% YoY
|
$104.6M
+7.1% YoY
|
$494.3M
+9.1% YoY
|
Bottom 3.7% in tier |
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| ROA |
1.6%
-1.8% YoY+5.2% QoQ
|
+1.5% |
0.1%
-77.6% YoY
|
0.4%
-4.8% YoY
|
0.4%
-39.2% YoY
|
Top 13.0% in tier |
| NIM |
6.3%
-18.0% YoY-19.6% QoQ
|
+2.3% |
4.0%
+4.0% YoY
|
3.8%
+4.3% YoY
|
3.8%
+4.1% YoY
|
Top 2.6% in tier |
| Efficiency Ratio |
64.7%
-18.4% YoY-14.2% QoQ
|
-25.9% |
90.6%
+6.5% YoY
|
85.6%
-4.2% YoY
|
84.6%
+2.8% YoY
|
17% |
| Delinquency Rate |
11.9%
+384.8% YoY+632.4% QoQ
|
+10.4 |
1.5%
+3.8% YoY
|
2.4%
+59.8% YoY
|
1.2%
+3.4% YoY
|
Bottom 1.8% in tier |
| Loan To Share |
37.5%
-19.5% YoY-15.7% QoQ
|
-21.0% |
58.5%
-3.0% YoY
|
51.7%
-1.0% YoY
|
65.6%
-1.4% YoY
|
19% |
| AMR |
$4,454
-6.1% YoY+7.2% QoQ
|
$-10K |
$14,884
-1.7% YoY
|
$16,671
+1.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 7.3% in tier |
| CD Concentration |
37.8%
+0.6% YoY-9.4% QoQ
|
+13.5% | 24.3% | 14.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 1.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (6 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
66
Net Interest Margin (NIM)
profitability
Value:
6.34%
Peer Median: 3.83%
#66 of 2508
Top 2.6% in <100M tier
325
Return on Assets (ROA)
profitability
Value:
1.61%
Peer Median: 0.61%
#325 of 2508
Top 12.9% in <100M tier
436
Efficiency Ratio
profitability
Value:
64.72%
Peer Median: 81.45%
#436 of 2508
Top 17.3% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
Top Weaknesses (13 metrics)
2508
Members Per Employee (MPE)
engagement
Value:
-
Peer Median: 333.750
#2508 of 2508
Bottom 0.1% in <100M tier
2464
Total Delinquency Rate (60+ days)
risk
Value:
11.87%
Peer Median: 0.65%
#2464 of 2508
Bottom 1.8% in <100M tier
2439
Total Members
engagement
Value:
143
Peer Median: 1,918
#2439 of 2508
Bottom 2.8% in <100M tier
2424
Total Assets
balance_sheet
Value:
$570,268
Peer Median: $21.86M
#2424 of 2508
Bottom 3.4% in <100M tier
2415
Total Deposits
balance_sheet
Value:
$463,157
Peer Median: $18.77M
#2415 of 2508
Bottom 3.7% in <100M tier
2411
Total Loans
balance_sheet
Value:
$173,782
Peer Median: $9.48M
#2411 of 2508
Bottom 3.9% in <100M tier
2354
Loan Growth Rate
growth
Value:
-20.01%
Peer Median: -2.36%
#2354 of 2508
Bottom 6.2% in <100M tier
2328
Loan-to-Member Ratio (LMR)
engagement
Value:
$1,215
Peer Median: $4,923
#2328 of 2508
Bottom 7.2% in <100M tier
2324
Average Member Relationship (AMR)
engagement
Value:
$4,454
Peer Median: $13,926
#2324 of 2508
Bottom 7.4% in <100M tier
2280
Share Certificate Concentration (%)
balance_sheet
Value:
37.78%
Peer Median: 12.45%
#2280 of 2508
Bottom 9.1% in <100M tier