BlastPoint's Credit Union Scorecard
CAMDEN FIREMEN'S
Charter #24903 · NJ
CAMDEN FIREMEN'S has 2 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 2.75% above tier average
- + Loan Growth Rate: Top 7.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.36% below tier average
- - Delinquency rate 8.94% above tier average
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Total Delinquency Rate (60+ days): Bottom 2.1% in tier
- - Total Members: Bottom 2.7% in tier
- - Total Assets: Bottom 3.0% in tier
- - Total Deposits: Bottom 3.3% in tier
- - Total Loans: Bottom 4.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in New Jersey.
- Shares and deposits -8.8% year over year ($413K in shares and deposits).
- Membership: 142 members, -1.4% vs a year ago.
- Delinquency rate 10.49%.
- Return on assets 1.13%.
- Efficiency ratio 65.70% vs a 88.77% peer average.
- Loan-to-share ratio 48.80% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
142
-1.4% YoY-0.7% QoQ
|
-2.4K |
2,585
-1.7% YoY
|
7,520
+5.0% YoY
|
34,678
+6.6% YoY
|
Bottom 2.6% in tier |
| Assets |
$519,888
-6.2% YoY-8.8% QoQ
|
$-29.8M |
$30.3M
+1.5% YoY
|
$121.5M
+6.2% YoY
|
$593.1M
+10.2% YoY
|
Bottom 3.0% in tier |
| Loans |
$201,628
+12.7% YoY+16.0% QoQ
|
$-15.3M |
$15.5M
-1.7% YoY
|
$76.8M
+8.6% YoY
|
$418.6M
+10.1% YoY
|
Bottom 4.1% in tier |
| Deposits |
$413,168
-8.8% YoY-10.8% QoQ
|
$-25.4M |
$25.8M
+1.1% YoY
|
$104.3M
+6.9% YoY
|
$504.8M
+10.3% YoY
|
Bottom 3.2% in tier |
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| ROA |
1.1%
-27.9% YoY-29.7% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
0.9%
+81.6% YoY
|
1.2%
+121.4% YoY
|
66% |
| NIM |
6.6%
-12.3% YoY+4.9% QoQ
|
+2.8% |
3.9%
+0.9% YoY
|
3.9%
+3.8% YoY
|
3.8%
+2.3% YoY
|
Top 1.4% in tier |
| Efficiency Ratio |
65.7%
-15.2% YoY+1.5% QoQ
|
-23.1% |
88.8%
-6.9% YoY
|
85.3%
-2.0% YoY
|
83.0%
-5.3% YoY
|
18% |
| Delinquency Rate |
10.5%
+222.5% YoY-11.6% QoQ
|
+8.9 |
1.5%
+2.1% YoY
|
2.2%
+22.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 2.1% in tier |
| Loan To Share |
48.8%
+23.6% YoY+30.1% QoQ
|
-10.1% |
58.9%
-3.1% YoY
|
52.7%
+0.2% YoY
|
66.4%
-1.4% YoY
|
34% |
| AMR |
$4,330
-1.3% YoY-2.8% QoQ
|
$-11K |
$14,963
-6.8% YoY
|
$16,658
-5.0% YoY
|
$20,028
-0.9% YoY
|
Bottom 7.0% in tier |
| CD Concentration |
42.4%
+9.7% YoY+12.1% QoQ
|
+17.8% | 24.6% | 14.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 1.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)