BlastPoint's Credit Union Scorecard
MAUN
Charter #24925 · NJ
MAUN has 8 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.53% above tier average
- + Strong member growth: 51.4% YoY
- + Member Growth Rate: Top 0.7% in tier
- + Fee Income Per Member: Top 0.9% in tier
- + Loan Growth Rate: Top 0.9% in tier
- + Deposit Growth Rate: Top 3.5% in tier
- + Asset Growth Rate: Top 5.3% in tier
- + Loan-to-Share Ratio: Top 6.3% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 37.54% above tier (higher cost structure)
- - Net Interest Margin (NIM): Bottom 0.3% in tier
- - AMR Growth Rate: Bottom 4.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in New Jersey.
- Shares and deposits +15.1% year over year ($2.6M in shares and deposits).
- Membership: 474 members, +51.4% vs a year ago.
- Delinquency rate 1.36%.
- Return on assets 2.02%.
- Efficiency ratio 126.31% vs a 88.77% peer average.
- Loan-to-share ratio 93.62% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
474
+51.4% YoY+7.5% QoQ
|
-2.1K |
2,585
-1.7% YoY
|
7,520
+5.0% YoY
|
34,678
+6.6% YoY
|
Bottom 12.8% in tier |
| Assets |
$3.0M
+11.1% YoY-4.1% QoQ
|
$-27.3M |
$30.3M
+1.5% YoY
|
$121.5M
+6.2% YoY
|
$593.1M
+10.2% YoY
|
Bottom 12.5% in tier |
| Loans |
$2.4M
+54.3% YoY-0.6% QoQ
|
$-13.0M |
$15.5M
-1.7% YoY
|
$76.8M
+8.6% YoY
|
$418.6M
+10.1% YoY
|
20% |
| Deposits |
$2.6M
+15.1% YoY-3.7% QoQ
|
$-23.2M |
$25.8M
+1.1% YoY
|
$104.3M
+6.9% YoY
|
$504.8M
+10.3% YoY
|
Bottom 13.6% in tier |
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| ROA |
2.0%
+2333.1% YoY-3332.3% QoQ
|
+0.5% |
1.5%
+241.5% YoY
|
0.9%
+81.6% YoY
|
1.2%
+121.4% YoY
|
Top 9.4% in tier |
| NIM |
0.7%
-39.4% YoY-0.2% QoQ
|
-3.2% |
3.9%
+0.9% YoY
|
3.9%
+3.8% YoY
|
3.8%
+2.3% YoY
|
Bottom 0.2% in tier |
| Efficiency Ratio |
126.3%
+38.6% YoY+34.8% QoQ
|
+37.5% |
88.8%
-6.9% YoY
|
85.3%
-2.0% YoY
|
83.0%
-5.3% YoY
|
Bottom 4.0% in tier |
| Delinquency Rate |
1.4%
+3.2% QoQ
|
-0.2 |
1.5%
+2.1% YoY
|
2.2%
+22.2% YoY
|
1.3%
+2.6% YoY
|
69% |
| Loan To Share |
93.6%
+34.1% YoY+3.2% QoQ
|
+34.7% |
58.9%
-3.1% YoY
|
52.7%
+0.2% YoY
|
66.4%
-1.4% YoY
|
Top 6.4% in tier |
| AMR |
$10,582
-13.3% YoY-9.0% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$16,658
-5.0% YoY
|
$20,028
-0.9% YoY
|
31% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 14.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 1.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)