BlastPoint's Credit Union Scorecard
UNITY OF EATONVILLE
Charter #24935 · FL
UNITY OF EATONVILLE has 3 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Strong member growth: 14.1% YoY
- + Fee Income Per Member: Top 2.5% in tier
- + Member Growth Rate: Top 2.6% in tier
Key Concerns
Areas that may need attention
- - ROA 0.84% below tier average
- - Net Worth Ratio: Bottom 0.7% in tier
- - Indirect Auto Concentration (%): Bottom 3.5% in tier
- - Net Charge-Off Rate: Bottom 4.9% in tier
- - AMR Growth Rate: Bottom 8.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
404
+14.1% YoY+3.3% QoQ
|
-2.2K |
2,625
-2.2% YoY
|
69,671
+4.3% YoY
|
33,089
+6.1% YoY
|
Bottom 11.2% in tier |
| Assets |
$3.2M
+3.4% YoY-0.6% QoQ
|
$-26.7M |
$29.9M
+1.1% YoY
|
$1.1B
+3.8% YoY
|
$547.7M
+7.8% YoY
|
Bottom 13.7% in tier |
| Loans |
$1.4M
+6.8% YoY+12.1% QoQ
|
$-14.4M |
$15.8M
-2.4% YoY
|
$773.4M
+7.4% YoY
|
$388.7M
+8.6% YoY
|
Bottom 13.7% in tier |
| Deposits |
$3.0M
+2.4% YoY+0.0% QoQ
|
$-22.4M |
$25.5M
+0.4% YoY
|
$908.2M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
16% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.2%
-35.3% YoY-118.4% QoQ
|
-0.8% |
0.7%
-731.4% YoY
|
0.6%
+15.9% YoY
|
0.7%
+273.4% YoY
|
Bottom 13.1% in tier |
| NIM |
3.4%
-13.7% YoY-5.2% QoQ
|
-0.6% |
3.9%
+3.8% YoY
|
3.6%
+6.7% YoY
|
3.7%
+5.0% YoY
|
30% |
| Efficiency Ratio |
70.0%
-31.6% YoY+11.4% QoQ
|
-11.4% |
81.4%
-2.4% YoY
|
79.0%
+0.0% YoY
|
79.1%
-3.3% YoY
|
31% |
| Delinquency Rate |
0.7%
-19.1% YoY-27.3% QoQ
|
-0.9 |
1.5%
-2.0% YoY
|
0.7%
+3.1% YoY
|
1.2%
-0.9% YoY
|
49% |
| Loan To Share |
45.1%
+4.4% YoY+12.1% QoQ
|
-16.2% |
61.2%
-3.0% YoY
|
71.2%
+0.4% YoY
|
68.0%
-1.7% YoY
|
25% |
| AMR |
$10,819
-9.1% YoY+0.2% QoQ
|
$-4K |
$14,627
-2.7% YoY
|
$22,283
+3.7% YoY
|
$19,418
+1.3% YoY
|
33% |
| CD Concentration |
18.3%
+6.9% YoY+1.3% QoQ
|
-6.1% |
24.4%
+4.2% YoY
|
23.4%
+4.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
34.2%
-19.4% QoQ
|
+20.2% |
14.0%
-5.7% YoY
|
10.9%
-1.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)