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OMAHA PUBLIC POWER DIST EMP

Charter #2507 · NE

<100M
2437 CUs in <100M nationally 34 in NE

OMAHA PUBLIC POWER DIST EMP demonstrates 3 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.31% above tier average
  • + Efficiency Ratio: Top 3.6% in tier
  • + Members Per Employee (MPE): Top 3.7% in tier

Key Concerns

Areas that may need attention

No key concerns identified

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
  • Shares and deposits +7.1% year over year ($26.0M in shares and deposits).
  • Membership: 2,958 members, -1.4% vs a year ago.
  • Delinquency rate 0.00%.
  • Return on assets 1.81%.
  • Efficiency ratio 47.51% vs a 88.77% peer average.
  • Loan-to-share ratio 29.72% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 2,958
-1.4% YoY-0.7% QoQ
+372 2,585
-1.7% YoY
11,070
-2.8% YoY
34,678
+6.6% YoY
68%
Assets $34.8M
+7.2% YoY+2.0% QoQ
+$4.5M $30.3M
+1.5% YoY
$139.7M
+2.9% YoY
$593.1M
+10.2% YoY
64%
Loans $7.7M
-14.1% YoY-3.9% QoQ
$-7.7M $15.5M
-1.7% YoY
$101.1M
+5.0% YoY
$418.6M
+10.1% YoY
45%
Deposits $26.0M
+7.1% YoY+2.0% QoQ
+$152K $25.8M
+1.1% YoY
$119.4M
+3.3% YoY
$504.8M
+10.3% YoY
60%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.8%
+73.1% YoY-0.8% QoQ
+0.3% 1.5%
+241.5% YoY
1.1%
+69.2% YoY
1.2%
+121.4% YoY
Top 12.7% in tier
NIM 3.3%
+17.5% YoY-1.0% QoQ
-0.6% 3.9%
+0.9% YoY
4.1%
+6.3% YoY
3.8%
+2.3% YoY
28%
Efficiency Ratio 47.5%
-25.8% YoY-0.4% QoQ
-41.3% 88.8%
-6.9% YoY
79.7%
-2.7% YoY
83.0%
-5.3% YoY
Top 3.6% in tier
Delinquency Rate 0.0%
-96.5% YoY
-1.5 1.5%
+2.1% YoY
1.2%
+28.5% YoY
1.3%
+2.6% YoY
Top 12.8% in tier
Loan To Share 29.7%
-19.7% YoY-5.8% QoQ
-29.2% 58.9%
-3.1% YoY
69.5%
+0.0% YoY
66.4%
-1.4% YoY
Bottom 11.0% in tier
AMR $11,382
+2.8% YoY+1.3% QoQ
$-4K $14,963
-6.8% YoY
$17,408
+1.9% YoY
$20,028
-0.9% YoY
35%
CD Concentration 18.7%
+40.8% YoY+3.5% QoQ
-5.8% 24.6% 22.2% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 5.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
88
Efficiency Ratio
profitability
Value: 47.51%
Peer Median: 80.65%
#88 of 2437 Top 3.6% in <100M tier
91
Members Per Employee (MPE)
engagement
Value: 739.500
Peer Median: 328.333
#91 of 2437 Top 3.7% in <100M tier
268
Net Worth Ratio
risk
Value: 25.22%
Peer Median: 14.28%
#268 of 2437 Top 11.0% in <100M tier
309
Return on Assets (ROA)
profitability
Value: 1.81%
Peer Median: 0.81%
#309 of 2437 Top 12.6% in <100M tier
314
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.70%
#314 of 2437 Top 12.8% in <100M tier
352
Asset Growth Rate
growth
Value: 7.17%
Peer Median: 1.25%
#352 of 2437 Top 14.4% in <100M tier
379
Deposit Growth Rate
growth
Value: 7.09%
Peer Median: 0.92%
#379 of 2437 Top 15.5% in <100M tier

Top Weaknesses (4 metrics)

2168
Loan-to-Share Ratio
balance_sheet
Value: 29.72%
Peer Median: 58.67%
#2168 of 2437 Bottom 11.1% in <100M tier
2088
Loan Growth Rate
growth
Value: -14.06%
Peer Median: -2.63%
#2088 of 2437 Bottom 14.4% in <100M tier
1957
Loan-to-Member Ratio (LMR)
engagement
Value: $2,608
Peer Median: $4,937
#1957 of 2437 Bottom 19.7% in <100M tier
1905
Fee Income Per Member
profitability
Value: $13.42
Peer Median: $63.89
#1905 of 2437 Bottom 21.9% in <100M tier
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