BlastPoint's Credit Union Scorecard

OMAHA PUBLIC POWER DIST EMP

Charter #2507 · NE

2556 CUs in <100M nationally 34 in NE

OMAHA PUBLIC POWER DIST EMP demonstrates 5 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.77% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier
  • + Members Per Employee (MPE): Top 3.8% in tier
  • + Efficiency Ratio: Top 7.2% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 2,995
+0.3% YoY+0.1% QoQ
+379 2,615
-1.9% YoY
11,118
+2.3% YoY
33,374
+5.7% YoY
67%
Assets $33.5M
+5.2% YoY+1.9% QoQ
+$3.3M $30.1M
+2.1% YoY
$137.3M
+7.4% YoY
$561.6M
+9.7% YoY
63%
Loans $8.5M
-9.4% YoY-6.3% QoQ
$-7.3M $15.8M
-1.3% YoY
$99.6M
+9.6% YoY
$397.0M
+8.8% YoY
46%
Deposits $25.0M
+4.9% YoY+2.0% QoQ
$-718K $25.7M
+1.4% YoY
$116.6M
+5.9% YoY
$477.3M
+9.7% YoY
59%

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Tier 1
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ROA 1.4%
+85.6% YoY+10.9% QoQ
+0.8% 0.6%
+10.8% YoY
0.6%
+50.8% YoY
0.7%
+15.9% YoY
81%
NIM 3.0%
+33.8% YoY+2.6% QoQ
-1.0% 4.0%
+4.0% YoY
4.0%
+10.2% YoY
3.8%
+5.1% YoY
19%
Efficiency Ratio 54.8%
-15.4% YoY-5.7% QoQ
-27.7% 82.6%
-2.3% YoY
81.4%
-6.7% YoY
79.7%
-3.3% YoY
Bottom 7.2% in tier
Delinquency Rate 0.0%
-98.9% YoY-96.6% QoQ
-1.6 1.6%
-3.1% YoY
1.1%
-6.1% YoY
1.3%
-2.1% YoY
Bottom 12.3% in tier
Loan To Share 33.9%
-13.7% YoY-8.1% QoQ
-26.7% 60.6%
-3.1% YoY
70.8%
+0.1% YoY
67.4%
-1.7% YoY
Bottom 13.4% in tier
AMR $11,163
+0.6% YoY-0.3% QoQ
$-4K $14,783
-1.4% YoY
$17,066
+1.6% YoY
$19,687
+2.0% YoY
34%
CD Concentration 16.8%
+37.0% YoY+22.2% QoQ
-7.6% 24.4% 22.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.6% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
97
Members Per Employee (MPE)
engagement
Value: 748.750
Peer Median: -
#97 of 2556 Top 3.8% in <100M tier
184
Efficiency Ratio
profitability
Value: 54.81%
Peer Median: -
#184 of 2556 Top 7.2% in <100M tier
279
Net Worth Ratio
risk
Value: 25.27%
Peer Median: -
#279 of 2556 Top 10.9% in <100M tier
315
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: -
#315 of 2556 Top 12.3% in <100M tier
480
Return on Assets (ROA)
profitability
Value: 1.40%
Peer Median: -
#480 of 2556 Top 18.7% in <100M tier

Top Weaknesses (5 metrics)

2212
Loan-to-Share Ratio
balance_sheet
Value: 33.89%
Peer Median: -
#2212 of 2556 Bottom 13.5% in <100M tier
2075
Net Interest Margin (NIM)
profitability
Value: 2.99%
Peer Median: -
#2075 of 2556 Bottom 18.9% in <100M tier
2021
Fee Income Per Member
profitability
Value: $13.51
Peer Median: -
#2021 of 2556 Bottom 21.0% in <100M tier
2006
Loan-to-Member Ratio (LMR)
engagement
Value: $2,826
Peer Median: -
#2006 of 2556 Bottom 21.6% in <100M tier
1974
Loan Growth Rate
growth
Value: -9.41%
Peer Median: -
#1974 of 2556 Bottom 22.8% in <100M tier
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