BlastPoint's Credit Union Scorecard
LINCOLN PUBLIC SCHOOL EMPLOYEES
Charter #2643 · NE
LINCOLN PUBLIC SCHOOL EMPLOYEES has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.03% above tier average
- + Strong member growth: 41.0% YoY
- + Member Growth Rate: Top 0.8% in tier
- + Average Member Relationship (AMR): Top 7.9% in tier
Key Concerns
Areas that may need attention
- - AMR Growth Rate: Bottom 1.3% in tier
- - Share Certificate Concentration (%): Bottom 2.9% in tier
- - Net Interest Margin (NIM): Bottom 4.0% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,661
+41.0% YoY+0.5% QoQ
|
+1.0K |
2,625
-2.2% YoY
|
11,261
+2.9% YoY
|
33,089
+6.1% YoY
|
75% |
| Assets |
$70.8M
+7.8% YoY-0.2% QoQ
|
+$41.0M |
$29.9M
+1.1% YoY
|
$135.7M
+6.0% YoY
|
$547.7M
+7.8% YoY
|
Top 11.9% in tier |
| Loans |
$29.4M
+0.0% YoY-0.4% QoQ
|
+$13.6M |
$15.8M
-2.4% YoY
|
$98.5M
+7.2% YoY
|
$388.7M
+8.6% YoY
|
82% |
| Deposits |
$62.0M
+8.3% YoY-0.4% QoQ
|
+$36.5M |
$25.5M
+0.4% YoY
|
$114.5M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
Top 11.1% in tier |
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| ROA |
0.7%
+48.6% YoY+11.6% QoQ
|
+0.0% |
0.7%
-731.4% YoY
|
0.7%
+41.5% YoY
|
0.7%
+273.4% YoY
|
47% |
| NIM |
2.1%
+8.2% YoY+5.1% QoQ
|
-1.9% |
3.9%
+3.8% YoY
|
4.0%
+7.0% YoY
|
3.7%
+5.0% YoY
|
Bottom 4.0% in tier |
| Efficiency Ratio |
66.2%
-11.8% YoY-4.6% QoQ
|
-15.2% |
81.4%
-2.4% YoY
|
80.8%
-5.9% YoY
|
79.1%
-3.3% YoY
|
24% |
| Delinquency Rate |
1.4%
+71.9% YoY+54.2% QoQ
|
-0.1 |
1.5%
-2.0% YoY
|
1.1%
+1.3% YoY
|
1.2%
-0.9% YoY
|
70% |
| Loan To Share |
47.4%
-7.7% YoY+0.0% QoQ
|
-13.8% |
61.2%
-3.0% YoY
|
71.7%
-1.6% YoY
|
68.0%
-1.7% YoY
|
29% |
| AMR |
$24,950
-25.1% YoY-1.0% QoQ
|
+$10K |
$14,627
-2.7% YoY
|
$16,886
+0.6% YoY
|
$19,418
+1.3% YoY
|
Top 8.0% in tier |
| CD Concentration |
51.4%
+12.0% YoY+2.5% QoQ
|
+27.0% |
24.4%
+4.2% YoY
|
22.1%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
0.0%
-14.4% YoY-3.3% QoQ
|
-13.9% |
14.0%
-5.7% YoY
|
5.8%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)