BlastPoint's Credit Union Scorecard
TUSKEGEE
Charter #2791 · AL
TUSKEGEE has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.10% above tier average
- + Loan Growth Rate: Top 7.6% in tier
Key Concerns
Areas that may need attention
- - ROA 1.47% below tier average
- - Efficiency ratio 10.85% above tier (higher cost structure)
- - Delinquency rate 2.74% above tier average
- - Net Worth Ratio: Bottom 0.5% in tier
- - Total Delinquency Rate (60+ days): Bottom 8.0% in tier
- - First Mortgage Concentration (%): Bottom 9.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 52 that size in Alabama.
- Shares and deposits -4.2% year over year ($10.7M in shares and deposits).
- Membership: 2,092 members, +1.7% vs a year ago.
- Delinquency rate 4.29%.
- Return on assets 0.02%.
- Efficiency ratio 99.62% vs a 88.77% peer average.
- Loan-to-share ratio 71.45% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,092
+1.7% YoY+1.8% QoQ
|
-493 |
2,585
-1.7% YoY
|
28,281
-1.7% YoY
|
34,678
+6.6% YoY
|
54% |
| Assets |
$11.3M
-5.1% YoY-3.9% QoQ
|
$-19.0M |
$30.3M
+1.5% YoY
|
$459.0M
+7.0% YoY
|
$593.1M
+10.2% YoY
|
34% |
| Loans |
$7.7M
+12.2% YoY+9.2% QoQ
|
$-7.8M |
$15.5M
-1.7% YoY
|
$266.3M
+5.7% YoY
|
$418.6M
+10.1% YoY
|
45% |
| Deposits |
$10.7M
-4.2% YoY-3.8% QoQ
|
$-15.1M |
$25.8M
+1.1% YoY
|
$400.1M
+6.1% YoY
|
$504.8M
+10.3% YoY
|
38% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.0%
-94.4% YoY-103.8% QoQ
|
-1.5% |
1.5%
+241.5% YoY
|
1.1%
+39.6% YoY
|
1.2%
+121.4% YoY
|
Bottom 1.4% in tier |
| NIM |
4.0%
-0.2% YoY+12.3% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
3.7%
+1.1% YoY
|
3.8%
+2.3% YoY
|
56% |
| Efficiency Ratio |
99.6%
+7.1% YoY-10.3% QoQ
|
+10.9% |
88.8%
-6.9% YoY
|
82.1%
+5.7% YoY
|
83.0%
-5.3% YoY
|
Bottom 13.7% in tier |
| Delinquency Rate |
4.3%
+5.6% YoY-4.6% QoQ
|
+2.7 |
1.5%
+2.1% YoY
|
1.4%
-5.8% YoY
|
1.3%
+2.6% YoY
|
Bottom 8.0% in tier |
| Loan To Share |
71.5%
+17.1% YoY+13.5% QoQ
|
+12.6% |
58.9%
-3.1% YoY
|
59.3%
-1.7% YoY
|
66.4%
-1.4% YoY
|
69% |
| AMR |
$8,784
+0.4% YoY-0.6% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$17,701
+4.0% YoY
|
$20,028
-0.9% YoY
|
22% |
| CD Concentration |
21.1%
-6.9% YoY-1.0% QoQ
|
-3.5% | 24.6% | 21.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)