BlastPoint's Credit Union Scorecard
ACME
Charter #3447 · OH
ACME has 3 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.06% above tier average
- + AMR Growth Rate: Top 2.7% in tier
- + Net Charge-Off Rate: Top 4.5% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 1.91% above tier (higher cost structure)
- - Member decline: -24.3% YoY
- - Member Growth Rate: Bottom 1.4% in tier
- - Deposit Growth Rate: Bottom 7.9% in tier
- - Asset Growth Rate: Bottom 9.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,521
-24.3% YoY-1.0% QoQ
|
-1.2K |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
41% |
| Assets |
$13.2M
-7.0% YoY-1.3% QoQ
|
$-17.0M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
38% |
| Loans |
$4.6M
-4.3% YoY-4.2% QoQ
|
$-10.7M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
32% |
| Deposits |
$10.2M
-9.1% YoY-1.6% QoQ
|
$-15.5M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
37% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
-76.1% YoY+61.6% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
30% |
| NIM |
3.7%
-5.7% YoY-7.2% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
44% |
| Efficiency Ratio |
92.5%
+15.7% YoY-1.7% QoQ
|
+1.9% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
74% |
| Delinquency Rate |
0.4%
-41.5% YoY+3.8% QoQ
|
-1.1 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
40% |
| Loan To Share |
45.0%
+5.3% YoY-2.6% QoQ
|
-13.5% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
29% |
| AMR |
$9,763
+22.0% YoY-1.5% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
27% |
| CD Concentration |
16.8%
+30.0% YoY+2.7% QoQ
|
-7.4% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)