BlastPoint's Credit Union Scorecard
CONNECTICUT LABOR DEPT
Charter #3544 · CT
CONNECTICUT LABOR DEPT has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.05% below tier average
- - Member decline: -6.8% YoY
- - Loan-to-Share Ratio: Bottom 9.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,166
-6.8% YoY-0.1% QoQ
|
-1.5K |
2,625
-2.2% YoY
|
13,754
+3.9% YoY
|
33,089
+6.1% YoY
|
32% |
| Assets |
$14.2M
+3.7% YoY-0.3% QoQ
|
$-15.6M |
$29.9M
+1.1% YoY
|
$223.0M
+8.2% YoY
|
$547.7M
+7.8% YoY
|
40% |
| Loans |
$3.5M
-1.1% YoY-0.5% QoQ
|
$-12.3M |
$15.8M
-2.4% YoY
|
$129.0M
+9.8% YoY
|
$388.7M
+8.6% YoY
|
26% |
| Deposits |
$11.9M
+2.4% YoY-0.5% QoQ
|
$-13.5M |
$25.5M
+0.4% YoY
|
$195.5M
+7.9% YoY
|
$464.6M
+9.3% YoY
|
40% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
-38.2% YoY+51.4% QoQ
|
-0.0% |
0.7%
-731.4% YoY
|
0.4%
-140.5% YoY
|
0.7%
+273.4% YoY
|
43% |
| NIM |
3.5%
+9.9% YoY-0.4% QoQ
|
-0.4% |
3.9%
+3.8% YoY
|
3.6%
+5.0% YoY
|
3.7%
+5.0% YoY
|
37% |
| Efficiency Ratio |
73.2%
+1.1% YoY+0.1% QoQ
|
-8.2% |
81.4%
-2.4% YoY
|
85.8%
+0.7% YoY
|
79.1%
-3.3% YoY
|
38% |
| Delinquency Rate |
0.2%
-80.0% YoY
|
-1.3 |
1.5%
-2.0% YoY
|
1.2%
+0.2% YoY
|
1.2%
-0.9% YoY
|
27% |
| Loan To Share |
29.3%
-3.4% YoY-0.0% QoQ
|
-32.0% |
61.2%
-3.0% YoY
|
56.5%
+1.7% YoY
|
68.0%
-1.7% YoY
|
Bottom 9.5% in tier |
| AMR |
$13,205
+9.0% YoY-0.4% QoQ
|
$-1K |
$14,627
-2.7% YoY
|
$16,763
+4.9% YoY
|
$19,418
+1.3% YoY
|
47% |
| CD Concentration |
6.3%
-24.3% YoY-13.2% QoQ
|
-18.1% |
24.4%
+4.2% YoY
|
14.4%
+16.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.3%
-6.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)