BlastPoint's Credit Union Scorecard
CONNECTICUT LABOR DEPT
Charter #3544 · CT
CONNECTICUT LABOR DEPT has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 7.3% in tier
- + Member Growth Rate: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.64% below tier average
- - Loan-to-Share Ratio: Bottom 7.0% in tier
- - Loan Growth Rate: Bottom 9.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits -0.0% year over year ($12.0M in shares and deposits).
- Membership: 1,208 members, +3.5% vs a year ago.
- Delinquency rate 1.55%.
- Return on assets 0.86%.
- Efficiency ratio 75.31% vs a 88.77% peer average.
- Loan-to-share ratio 24.22% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,208
+3.5% YoY+0.2% QoQ
|
-1.4K |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
34% |
| Assets |
$14.4M
+0.7% YoY+0.0% QoQ
|
$-15.9M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
40% |
| Loans |
$2.9M
-17.3% YoY-6.2% QoQ
|
$-12.6M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
24% |
| Deposits |
$12.0M
-0.0% YoY-0.1% QoQ
|
$-13.8M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
40% |
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| ROA |
0.9%
+103.8% YoY+43.6% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
53% |
| NIM |
2.9%
-17.3% YoY+0.0% QoQ
|
-1.0% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
Bottom 15.0% in tier |
| Efficiency Ratio |
75.3%
+2.9% YoY-8.8% QoQ
|
-13.5% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
36% |
| Delinquency Rate |
1.6%
+1176.4% QoQ
|
+0.0 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
72% |
| Loan To Share |
24.2%
-17.3% YoY-6.2% QoQ
|
-34.7% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
Bottom 6.9% in tier |
| AMR |
$12,301
-7.2% YoY-1.6% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
40% |
| CD Concentration |
8.2%
+12.8% YoY-8.0% QoQ
|
-16.3% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)