BlastPoint's Credit Union Scorecard

CONNECTICUT POSTAL

Charter #3683 · CT

<100M
2508 CUs in <100M nationally 43 in CT

CONNECTICUT POSTAL has 2 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.65% above tier average
  • + Members Per Employee (MPE): Top 5.1% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -2.6% YoY

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 1,370
-2.6% YoY+0.6% QoQ
-1.3K 2,676
+1.6% YoY
14,157
+8.2% YoY
33,913
+5.7% YoY
38%
Assets $12.9M
+2.0% YoY+3.1% QoQ
$-17.3M $30.2M
+1.3% YoY
$246.5M
+13.9% YoY
$578.3M
+9.0% YoY
37%
Loans $4.2M
-8.0% YoY-5.0% QoQ
$-11.1M $15.3M
-2.0% YoY
$136.3M
+13.4% YoY
$402.4M
+8.7% YoY
30%
Deposits $9.8M
+0.9% YoY+3.7% QoQ
$-16.0M $25.8M
+0.7% YoY
$217.1M
+13.8% YoY
$494.3M
+9.1% YoY
35%

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Tier 1
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Performance signatures (strengths & concerns)
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ROA 1.8%
+40.3% YoY+58.9% QoQ
+1.6% 0.1%
-77.6% YoY
0.6%
+218.7% YoY
0.4%
-39.2% YoY
Top 9.2% in tier
NIM 3.3%
-2.9% YoY-5.8% QoQ
-0.7% 4.0%
+4.0% YoY
3.6%
+1.6% YoY
3.8%
+4.1% YoY
28%
Efficiency Ratio 58.1%
+1.6% YoY-1.1% QoQ
-32.5% 90.6%
+6.5% YoY
83.6%
-6.8% YoY
84.6%
+2.8% YoY
Top 10.1% in tier
Delinquency Rate 0.9%
-43.1% YoY-4.9% QoQ
-0.6 1.5%
+3.8% YoY
2.5%
+122.5% YoY
1.2%
+3.4% YoY
62%
Loan To Share 43.0%
-8.8% YoY-8.4% QoQ
-15.5% 58.5%
-3.0% YoY
52.8%
-1.3% YoY
65.6%
-1.4% YoY
26%
AMR $10,199
+0.6% YoY+0.3% QoQ
$-5K $14,884
-1.7% YoY
$17,581
+5.9% YoY
$19,920
+1.6% YoY
30%
CD Concentration 11.3%
+75.1% YoY+22.8% QoQ
-12.9% 24.3% 14.5% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
128
Members Per Employee (MPE)
engagement
Value: 685.000
Peer Median: 333.750
#128 of 2508 Top 5.1% in <100M tier
230
Return on Assets (ROA)
profitability
Value: 1.79%
Peer Median: 0.61%
#230 of 2508 Top 9.1% in <100M tier
255
Efficiency Ratio
profitability
Value: 58.14%
Peer Median: 81.45%
#255 of 2508 Top 10.1% in <100M tier
315
Net Worth Ratio
risk
Value: 23.96%
Peer Median: 14.28%
#315 of 2508 Top 12.5% in <100M tier

Top Weaknesses (2 metrics)

2208
Net Charge-Off Rate
risk
Value: 1.17%
Peer Median: 0.07%
#2208 of 2508 Bottom 12.0% in <100M tier
2157
Fee Income Per Member
profitability
Value: $4.03
Peer Median: $60.42
#2157 of 2508 Bottom 14.0% in <100M tier
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