BlastPoint's Credit Union Scorecard
CONNECTICUT POSTAL
Charter #3683 · CT
CONNECTICUT POSTAL has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.51% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 5.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.1% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,362
-3.1% YoY+0.3% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
14,275
+6.6% YoY
|
33,374
+5.7% YoY
|
37% |
| Assets |
$12.5M
-1.9% YoY-0.4% QoQ
|
$-17.6M |
$30.1M
+2.1% YoY
|
$241.1M
+14.1% YoY
|
$561.6M
+9.7% YoY
|
37% |
| Loans |
$4.4M
-5.9% YoY-2.7% QoQ
|
$-11.3M |
$15.8M
-1.3% YoY
|
$136.5M
+14.4% YoY
|
$397.0M
+8.8% YoY
|
31% |
| Deposits |
$9.4M
-3.9% YoY-1.0% QoQ
|
$-16.3M |
$25.7M
+1.4% YoY
|
$211.2M
+13.7% YoY
|
$477.3M
+9.7% YoY
|
35% |
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| ROA |
1.1%
-7.7% YoY+2.8% QoQ
|
+0.5% |
0.6%
+10.8% YoY
|
0.6%
+43.4% YoY
|
0.7%
+15.9% YoY
|
71% |
| NIM |
3.5%
+4.9% YoY+0.3% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.6%
+1.8% YoY
|
3.8%
+5.1% YoY
|
34% |
| Efficiency Ratio |
58.8%
+2.9% YoY+4.1% QoQ
|
-23.8% |
82.6%
-2.3% YoY
|
81.1%
-1.3% YoY
|
79.7%
-3.3% YoY
|
Bottom 10.1% in tier |
| Delinquency Rate |
1.0%
+239.3% YoY-46.3% QoQ
|
-0.6 |
1.6%
-3.1% YoY
|
1.5%
+7.3% YoY
|
1.3%
-2.1% YoY
|
60% |
| Loan To Share |
46.9%
-2.1% YoY-1.7% QoQ
|
-13.7% |
60.6%
-3.1% YoY
|
54.6%
-1.8% YoY
|
67.4%
-1.7% YoY
|
29% |
| AMR |
$10,170
-1.6% YoY-1.8% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$17,243
+6.0% YoY
|
$19,687
+2.0% YoY
|
29% |
| CD Concentration |
9.2%
+84.1% YoY+22.9% QoQ
|
-15.2% | 24.4% | 14.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)