BlastPoint's Credit Union Scorecard
CONNECTICUT POSTAL
Charter #3683 · CT
CONNECTICUT POSTAL has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.20% above tier average
- + Members Per Employee (MPE): Top 4.9% in tier
- + Efficiency Ratio: Top 8.3% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.7% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits -2.4% year over year ($9.4M in shares and deposits).
- Membership: 1,380 members, -2.7% vs a year ago.
- Delinquency rate 0.91%.
- Return on assets 1.70%.
- Efficiency ratio 56.28% vs a 88.77% peer average.
- Loan-to-share ratio 44.48% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,380
-2.7% YoY+0.7% QoQ
|
-1.2K |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
38% |
| Assets |
$12.6M
-0.3% YoY-2.8% QoQ
|
$-17.7M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
37% |
| Loans |
$4.2M
-10.7% YoY-1.0% QoQ
|
$-11.3M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
30% |
| Deposits |
$9.4M
-2.4% YoY-4.3% QoQ
|
$-16.4M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
34% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.7%
+97.4% YoY-5.4% QoQ
|
+0.2% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
85% |
| NIM |
3.4%
-2.2% YoY+2.6% QoQ
|
-0.5% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
29% |
| Efficiency Ratio |
56.3%
-0.9% YoY-3.2% QoQ
|
-32.5% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
Top 8.3% in tier |
| Delinquency Rate |
0.9%
-46.6% YoY-2.5% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
58% |
| Loan To Share |
44.5%
-8.5% YoY+3.4% QoQ
|
-14.4% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
28% |
| AMR |
$9,793
-2.5% YoY-4.0% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
27% |
| CD Concentration |
12.1%
+58.9% YoY+6.3% QoQ
|
-12.5% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)