BlastPoint's Credit Union Scorecard
TOLEDO POLICE
Charter #3720 · OH
TOLEDO POLICE faces 4 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.07% below tier average
- - Delinquency rate 2.26% above tier average
- - Net Interest Margin (NIM): Bottom 8.2% in tier
- - Total Delinquency Rate (60+ days): Bottom 9.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
- Shares and deposits +2.0% year over year ($51.0M in shares and deposits).
- Membership: 3,144 members, -0.4% vs a year ago.
- Delinquency rate 3.81%.
- Return on assets 0.42%.
- Efficiency ratio 84.88% vs a 88.77% peer average.
- Loan-to-share ratio 39.36% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,144
-0.4% YoY-0.1% QoQ
|
+558 |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
70% |
| Assets |
$56.6M
+2.1% YoY-0.2% QoQ
|
+$26.3M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
81% |
| Loans |
$20.1M
-4.9% YoY-1.5% QoQ
|
+$4.6M |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
71% |
| Deposits |
$51.0M
+2.0% YoY-0.4% QoQ
|
+$25.2M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
82% |
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| ROA |
0.4%
+2.9% YoY-24.8% QoQ
|
-1.1% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
26% |
| NIM |
2.6%
+22.7% YoY+1.5% QoQ
|
-1.3% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
Bottom 8.1% in tier |
| Efficiency Ratio |
84.9%
+2.0% YoY+8.5% QoQ
|
-3.9% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
61% |
| Delinquency Rate |
3.8%
-7.0% QoQ
|
+2.3 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 9.6% in tier |
| Loan To Share |
39.4%
-6.8% YoY-1.1% QoQ
|
-19.5% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
21% |
| AMR |
$22,611
+0.3% YoY-0.6% QoQ
|
+$8K |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
Top 14.1% in tier |
| CD Concentration |
9.8%
-2.7% YoY-2.0% QoQ
|
-14.8% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)