BlastPoint's Credit Union Scorecard
RIVERBANK
Charter #3757 · CT
RIVERBANK has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.37% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Total Deposits: Top 3.3% in tier
- + Total Assets: Top 4.5% in tier
- + Average Member Relationship (AMR): Top 5.5% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 8.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,268
-1.6% YoY-0.1% QoQ
|
+1.6K |
2,676
+1.6% YoY
|
14,157
+8.2% YoY
|
33,913
+5.7% YoY
|
81% |
| Assets |
$88.0M
+0.8% YoY+1.7% QoQ
|
+$57.8M |
$30.2M
+1.3% YoY
|
$246.5M
+13.9% YoY
|
$578.3M
+9.0% YoY
|
Top 4.6% in tier |
| Loans |
$38.6M
+9.6% YoY+1.1% QoQ
|
+$23.3M |
$15.3M
-2.0% YoY
|
$136.3M
+13.4% YoY
|
$402.4M
+8.7% YoY
|
Top 10.7% in tier |
| Deposits |
$79.0M
+0.4% YoY+1.7% QoQ
|
+$53.2M |
$25.8M
+0.7% YoY
|
$217.1M
+13.8% YoY
|
$494.3M
+9.1% YoY
|
Top 3.3% in tier |
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| ROA |
0.5%
+64.6% YoY+15.8% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.6%
+218.7% YoY
|
0.4%
-39.2% YoY
|
46% |
| NIM |
3.3%
+14.0% YoY+7.2% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.6%
+1.6% YoY
|
3.8%
+4.1% YoY
|
26% |
| Efficiency Ratio |
85.9%
-3.0% YoY+1.2% QoQ
|
-4.7% |
90.6%
+6.5% YoY
|
83.6%
-6.8% YoY
|
84.6%
+2.8% YoY
|
60% |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
2.5%
+122.5% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
48.8%
+9.2% YoY-0.7% QoQ
|
-9.7% |
58.5%
-3.0% YoY
|
52.8%
-1.3% YoY
|
65.6%
-1.4% YoY
|
34% |
| AMR |
$27,540
+5.0% YoY+1.6% QoQ
|
+$13K |
$14,884
-1.7% YoY
|
$17,581
+5.9% YoY
|
$19,920
+1.6% YoY
|
Top 5.6% in tier |
| CD Concentration |
19.8%
+12.1% YoY+1.8% QoQ
|
-4.5% | 24.3% | 14.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)