BlastPoint's Credit Union Scorecard
BOX BUTTE PUBLIC EMPLOYEES
Charter #4176 · NE
BOX BUTTE PUBLIC EMPLOYEES has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 1.74% below tier average
- - Efficiency ratio 36.89% above tier (higher cost structure)
- - Delinquency rate 0.97% above tier average
- - Net Worth Ratio: Bottom 1.1% in tier
- - Share Certificate Concentration (%): Bottom 5.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
653
+0.2% YoY-1.2% QoQ
|
-2.0K |
2,615
-1.9% YoY
|
11,118
+2.3% YoY
|
33,374
+5.7% YoY
|
18% |
| Assets |
$8.6M
+6.8% YoY+3.1% QoQ
|
$-21.5M |
$30.1M
+2.1% YoY
|
$137.3M
+7.4% YoY
|
$561.6M
+9.7% YoY
|
29% |
| Loans |
$5.1M
-5.1% YoY-2.4% QoQ
|
$-10.6M |
$15.8M
-1.3% YoY
|
$99.6M
+9.6% YoY
|
$397.0M
+8.8% YoY
|
35% |
| Deposits |
$7.9M
+9.4% YoY+3.9% QoQ
|
$-17.7M |
$25.7M
+1.4% YoY
|
$116.6M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
32% |
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| ROA |
-1.1%
+21.8% YoY+14.4% QoQ
|
-1.7% |
0.6%
+10.8% YoY
|
0.6%
+50.8% YoY
|
0.7%
+15.9% YoY
|
Bottom 5.3% in tier |
| NIM |
2.7%
-7.7% YoY+12.6% QoQ
|
-1.3% |
4.0%
+4.0% YoY
|
4.0%
+10.2% YoY
|
3.8%
+5.1% YoY
|
Bottom 11.1% in tier |
| Efficiency Ratio |
119.5%
+0.8% YoY-11.3% QoQ
|
+36.9% |
82.6%
-2.3% YoY
|
81.4%
-6.7% YoY
|
79.7%
-3.3% YoY
|
Top 4.2% in tier |
| Delinquency Rate |
2.5%
+19074.4% YoY-29.1% QoQ
|
+1.0 |
1.6%
-3.1% YoY
|
1.1%
-6.1% YoY
|
1.3%
-2.1% YoY
|
83% |
| Loan To Share |
64.7%
-13.2% YoY-6.0% QoQ
|
+4.1% |
60.6%
-3.1% YoY
|
70.8%
+0.1% YoY
|
67.4%
-1.7% YoY
|
56% |
| AMR |
$20,046
+3.0% YoY+2.6% QoQ
|
+$5K |
$14,783
-1.4% YoY
|
$17,066
+1.6% YoY
|
$19,687
+2.0% YoY
|
79% |
| CD Concentration |
43.4%
-10.5% YoY-4.0% QoQ
|
+18.9% | 24.4% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)