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BlastPoint's Credit Union Scorecard

BOX BUTTE PUBLIC EMPLOYEES

Charter #4176 · NE

<100M
2437 CUs in <100M nationally 34 in NE

BOX BUTTE PUBLIC EMPLOYEES has 1 strength but faces 5 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 0.99% above tier average

Key Concerns

Areas that may need attention

  • - ROA 0.66% below tier average
  • - Asset Growth Rate: Bottom 1.3% in tier
  • - Deposit Growth Rate: Bottom 2.1% in tier
  • - AMR Growth Rate: Bottom 3.9% in tier
  • - Net Worth Ratio: Bottom 5.3% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
  • Shares and deposits -18.4% year over year ($6.3M in shares and deposits).
  • Membership: 649 members, +0.0% vs a year ago.
  • Delinquency rate 1.31%.
  • Return on assets 0.83%.
  • Efficiency ratio 85.01% vs a 88.77% peer average.
  • Loan-to-share ratio 76.35% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 649
0% YoY-0.2% QoQ
-1.9K 2,585
-1.7% YoY
11,070
-2.8% YoY
34,678
+6.6% YoY
18%
Assets $6.9M
-18.3% YoY-13.9% QoQ
$-23.3M $30.3M
+1.5% YoY
$139.7M
+2.9% YoY
$593.1M
+10.2% YoY
25%
Loans $4.8M
-9.8% YoY-3.5% QoQ
$-10.6M $15.5M
-1.7% YoY
$101.1M
+5.0% YoY
$418.6M
+10.1% YoY
34%
Deposits $6.3M
-18.4% YoY-15.1% QoQ
$-19.5M $25.8M
+1.1% YoY
$119.4M
+3.3% YoY
$504.8M
+10.3% YoY
27%

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Tier 1
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Performance signatures (strengths & concerns)
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ROA 0.8%
-165.0% YoY+394.9% QoQ
-0.7% 1.5%
+241.5% YoY
1.1%
+69.2% YoY
1.2%
+121.4% YoY
51%
NIM 4.9%
+120.5% YoY+27.9% QoQ
+1.0% 3.9%
+0.9% YoY
4.1%
+6.3% YoY
3.8%
+2.3% YoY
Top 13.6% in tier
Efficiency Ratio 85.0%
-42.9% YoY-11.7% QoQ
-3.8% 88.8%
-6.9% YoY
79.7%
-2.7% YoY
83.0%
-5.3% YoY
61%
Delinquency Rate 1.3%
+379.7% YoY-23.2% QoQ
-0.2 1.5%
+2.1% YoY
1.2%
+28.5% YoY
1.3%
+2.6% YoY
68%
Loan To Share 76.4%
+10.6% YoY+13.6% QoQ
+17.5% 58.9%
-3.1% YoY
69.5%
+0.0% YoY
66.4%
-1.4% YoY
76%
AMR $17,141
-14.9% YoY-10.3% QoQ
+$2K $14,963
-6.8% YoY
$17,408
+1.9% YoY
$20,028
-0.9% YoY
65%
CD Concentration 31.8%
-36.2% YoY-5.9% QoQ
+7.2% 24.6% 22.2% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 5.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
331
Net Interest Margin (NIM)
profitability
Value: 4.89%
Peer Median: 3.87%
#331 of 2437 Top 13.5% in <100M tier
538
Loan-to-Member Ratio (LMR)
engagement
Value: $7,421
Peer Median: $4,937
#538 of 2437 Top 22.0% in <100M tier
589
Loan-to-Share Ratio
balance_sheet
Value: 76.35%
Peer Median: 58.67%
#589 of 2437 Top 24.1% in <100M tier

Top Weaknesses (9 metrics)

2406
Asset Growth Rate
growth
Value: -18.27%
Peer Median: 1.25%
#2406 of 2437 Bottom 1.3% in <100M tier
2388
Deposit Growth Rate
growth
Value: -18.40%
Peer Median: 0.92%
#2388 of 2437 Bottom 2.1% in <100M tier
2344
AMR Growth Rate
growth
Value: -14.87%
Peer Median: 1.04%
#2344 of 2437 Bottom 3.9% in <100M tier
2310
Net Worth Ratio
risk
Value: 8.27%
Peer Median: 14.28%
#2310 of 2437 Bottom 5.3% in <100M tier
2168
Members Per Employee (MPE)
engagement
Value: 162.250
Peer Median: 328.333
#2168 of 2437 Bottom 11.1% in <100M tier
2054
Share Certificate Concentration (%)
balance_sheet
Value: 31.79%
Peer Median: 12.77%
#2054 of 2437 Bottom 15.8% in <100M tier
2001
Total Members
engagement
Value: 649
Peer Median: 1,902
#2001 of 2437 Bottom 17.9% in <100M tier
1859
Loan Growth Rate
growth
Value: -9.77%
Peer Median: -2.63%
#1859 of 2437 Bottom 23.8% in <100M tier
1833
Total Assets
balance_sheet
Value: $6.94M
Peer Median: $21.91M
#1833 of 2437 Bottom 24.8% in <100M tier
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