BlastPoint's Credit Union Scorecard
NEWARK POLICE
Charter #4611 · NJ
NEWARK POLICE has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.29% above tier average
- + Net Interest Margin 5.43% above tier average
- + Loan-to-Share Ratio: Top 3.7% in tier
- + Net Worth Ratio: Top 3.7% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 3.72% above tier average
- - Member decline: -3.5% YoY
- - Total Delinquency Rate (60+ days): Bottom 6.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in New Jersey.
- Shares and deposits -2.6% year over year ($3.4M in shares and deposits).
- Membership: 1,164 members, -3.5% vs a year ago.
- Delinquency rate 5.27%.
- Return on assets 1.78%.
- Efficiency ratio 81.69% vs a 88.77% peer average.
- Loan-to-share ratio 98.61% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,164
-3.5% YoY0% QoQ
|
-1.4K |
2,585
-1.7% YoY
|
7,520
+5.0% YoY
|
34,678
+6.6% YoY
|
32% |
| Assets |
$5.2M
+0.5% YoY-0.3% QoQ
|
$-25.1M |
$30.3M
+1.5% YoY
|
$121.5M
+6.2% YoY
|
$593.1M
+10.2% YoY
|
19% |
| Loans |
$3.3M
-3.0% YoY+0.3% QoQ
|
$-12.2M |
$15.5M
-1.7% YoY
|
$76.8M
+8.6% YoY
|
$418.6M
+10.1% YoY
|
26% |
| Deposits |
$3.4M
-2.6% YoY-1.9% QoQ
|
$-22.5M |
$25.8M
+1.1% YoY
|
$104.3M
+6.9% YoY
|
$504.8M
+10.3% YoY
|
16% |
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| ROA |
1.8%
-19.8% YoY-1578.8% QoQ
|
+0.3% |
1.5%
+241.5% YoY
|
0.9%
+81.6% YoY
|
1.2%
+121.4% YoY
|
Top 13.4% in tier |
| NIM |
9.3%
-0.9% YoY+8.2% QoQ
|
+5.4% |
3.9%
+0.9% YoY
|
3.9%
+3.8% YoY
|
3.8%
+2.3% YoY
|
Top 0.3% in tier |
| Efficiency Ratio |
81.7%
+32.8% YoY-19.4% QoQ
|
-7.1% |
88.8%
-6.9% YoY
|
85.3%
-2.0% YoY
|
83.0%
-5.3% YoY
|
53% |
| Delinquency Rate |
5.3%
+35.1% YoY-3.0% QoQ
|
+3.7 |
1.5%
+2.1% YoY
|
2.2%
+22.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 6.0% in tier |
| Loan To Share |
98.6%
-0.5% YoY+2.2% QoQ
|
+39.7% |
58.9%
-3.1% YoY
|
52.7%
+0.2% YoY
|
66.4%
-1.4% YoY
|
Top 3.8% in tier |
| AMR |
$5,721
+0.7% YoY-0.8% QoQ
|
$-9K |
$14,963
-6.8% YoY
|
$16,658
-5.0% YoY
|
$20,028
-0.9% YoY
|
Bottom 10.6% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 14.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 1.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)