BlastPoint's Credit Union Scorecard
INTERNATIONAL UAW
Charter #5123 · MI
INTERNATIONAL UAW has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.33% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 1.95% above tier average
- - Member decline: -12.9% YoY
- - Member Growth Rate: Bottom 3.9% in tier
- - Total Delinquency Rate (60+ days): Bottom 9.4% in tier
- - Asset Growth Rate: Bottom 9.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,736
-12.9% YoY-11.6% QoQ
|
-940 |
2,676
+1.6% YoY
|
36,022
+6.3% YoY
|
33,913
+5.7% YoY
|
46% |
| Assets |
$21.1M
-6.6% YoY-3.6% QoQ
|
$-9.1M |
$30.2M
+1.3% YoY
|
$705.1M
+14.1% YoY
|
$578.3M
+9.0% YoY
|
49% |
| Loans |
$8.6M
-7.1% YoY-2.4% QoQ
|
$-6.7M |
$15.3M
-2.0% YoY
|
$480.6M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
47% |
| Deposits |
$17.6M
-5.3% YoY-4.5% QoQ
|
$-8.2M |
$25.8M
+0.7% YoY
|
$601.5M
+14.1% YoY
|
$494.3M
+9.1% YoY
|
48% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.5%
+187.0% YoY-173.3% QoQ
|
+1.3% |
0.1%
-77.6% YoY
|
0.9%
+85.7% YoY
|
0.4%
-39.2% YoY
|
84% |
| NIM |
3.9%
-5.3% YoY-10.5% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.7%
+3.8% YoY
|
3.8%
+4.1% YoY
|
53% |
| Efficiency Ratio |
75.6%
-14.6% YoY-39.6% QoQ
|
-15.0% |
90.6%
+6.5% YoY
|
75.8%
-7.1% YoY
|
84.6%
+2.8% YoY
|
36% |
| Delinquency Rate |
3.5%
+151.3% YoY-21.6% QoQ
|
+1.9 |
1.5%
+3.8% YoY
|
0.7%
-7.8% YoY
|
1.2%
+3.4% YoY
|
Bottom 9.4% in tier |
| Loan To Share |
49.1%
-1.9% YoY+2.2% QoQ
|
-9.4% |
58.5%
-3.0% YoY
|
65.1%
-0.0% YoY
|
65.6%
-1.4% YoY
|
35% |
| AMR |
$15,084
+8.0% YoY+8.9% QoQ
|
+$200 |
$14,884
-1.7% YoY
|
$22,971
+5.9% YoY
|
$19,920
+1.6% YoY
|
56% |
| CD Concentration |
13.9%
+0.3% YoY+5.3% QoQ
|
-10.4% | 24.3% | 18.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)