BlastPoint's Credit Union Scorecard

HASTINGS

Charter #5291 ยท NE

2596 CUs in <100M nationally 34 in NE

HASTINGS has 6 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 2.36% above tier average
  • + Net Interest Margin 0.83% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + AMR Growth Rate: Top 1.9% in tier
  • + Efficiency Ratio: Top 6.2% in tier
  • + Loan-to-Share Ratio: Top 8.8% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -18.6% YoY
  • - Member Growth Rate: Bottom 1.8% in tier

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 4,228
-18.6% YoY-19.3% QoQ
+1.6K 2,625
-2.2% YoY
11,261
+2.9% YoY
33,089
+6.1% YoY
80%
Assets $48.8M
+2.1% YoY-0.7% QoQ
+$18.9M $29.9M
+1.1% YoY
$135.7M
+6.0% YoY
$547.7M
+7.8% YoY
77%
Loans $35.4M
+1.3% YoY+0.2% QoQ
+$19.6M $15.8M
-2.4% YoY
$98.5M
+7.2% YoY
$388.7M
+8.6% YoY
Top 13.8% in tier
Deposits $38.3M
-2.7% YoY-3.0% QoQ
+$12.8M $25.5M
+0.4% YoY
$114.5M
+4.4% YoY
$464.6M
+9.3% YoY
74%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 3.0%
+10.3% YoY+5.3% QoQ
+2.4% 0.7%
-731.4% YoY
0.7%
+41.5% YoY
0.7%
+273.4% YoY
Top 2.0% in tier
NIM 4.8%
+3.4% YoY+5.0% QoQ
+0.8% 3.9%
+3.8% YoY
4.0%
+7.0% YoY
3.7%
+5.0% YoY
80%
Efficiency Ratio 49.6%
-4.8% YoY-1.5% QoQ
-31.8% 81.4%
-2.4% YoY
80.8%
-5.9% YoY
79.1%
-3.3% YoY
Bottom 6.2% in tier
Delinquency Rate 0.3%
+148.4% YoY+14.8% QoQ
-1.2 1.5%
-2.0% YoY
1.1%
+1.3% YoY
1.2%
-0.9% YoY
34%
Loan To Share 92.5%
+4.1% YoY+3.3% QoQ
+31.3% 61.2%
-3.0% YoY
71.7%
-1.6% YoY
68.0%
-1.7% YoY
Top 9.0% in tier
AMR $17,426
+21.9% YoY+22.1% QoQ
+$3K $14,627
-2.7% YoY
$16,886
+0.6% YoY
$19,418
+1.3% YoY
69%
CD Concentration 1.7%
-3.8% YoY-1.3% QoQ
-22.7% 24.4%
+4.2% YoY
22.1%
+4.2% YoY
19.6%
+6.2% YoY
50%
Indirect Auto % 0.0% -14.0% 14.0%
-5.7% YoY
5.8%
-5.5% YoY
7.9%
-2.9% YoY
50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (12 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: -
#1 of 2596 Top 0.0% in <100M tier
50
AMR Growth Rate
growth
Value: 21.94%
Peer Avg: -
#50 of 2596 Top 1.9% in <100M tier
53
Return on Assets (ROA)
profitability
Value: 3.05%
Peer Avg: -
#53 of 2596 Top 2.0% in <100M tier
161
Efficiency Ratio
profitability
Value: 49.60%
Peer Avg: -
#161 of 2596 Top 6.2% in <100M tier
229
Loan-to-Share Ratio
balance_sheet
Value: 92.50%
Peer Avg: -
#229 of 2596 Top 8.8% in <100M tier
329
Fee Income Per Member
profitability
Value: $157.15
Peer Avg: -
#329 of 2596 Top 12.6% in <100M tier
358
Total Loans
balance_sheet
Value: $35.40M
Peer Avg: -
#358 of 2596 Top 13.8% in <100M tier
415
Loan-to-Member Ratio (LMR)
engagement
Value: $8,374
Peer Avg: -
#415 of 2596 Top 15.9% in <100M tier
506
Net Interest Margin (NIM)
profitability
Value: 4.76%
Peer Avg: -
#506 of 2596 Top 19.5% in <100M tier
509
Total Members
engagement
Value: 4,228
Peer Avg: -
#509 of 2596 Top 19.6% in <100M tier

Top Weaknesses (1 metrics)

2549
Member Growth Rate
growth
Value: -18.65%
Peer Avg: -
#2549 of 2596 Bottom 1.8% in <100M tier
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