BlastPoint's Credit Union Scorecard
HASTINGS
Charter #5291 ยท NE
HASTINGS has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.36% above tier average
- + Net Interest Margin 0.83% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + AMR Growth Rate: Top 1.9% in tier
- + Efficiency Ratio: Top 6.2% in tier
- + Loan-to-Share Ratio: Top 8.8% in tier
Key Concerns
Areas that may need attention
- - Member decline: -18.6% YoY
- - Member Growth Rate: Bottom 1.8% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,228
-18.6% YoY-19.3% QoQ
|
+1.6K |
2,625
-2.2% YoY
|
11,261
+2.9% YoY
|
33,089
+6.1% YoY
|
80% |
| Assets |
$48.8M
+2.1% YoY-0.7% QoQ
|
+$18.9M |
$29.9M
+1.1% YoY
|
$135.7M
+6.0% YoY
|
$547.7M
+7.8% YoY
|
77% |
| Loans |
$35.4M
+1.3% YoY+0.2% QoQ
|
+$19.6M |
$15.8M
-2.4% YoY
|
$98.5M
+7.2% YoY
|
$388.7M
+8.6% YoY
|
Top 13.8% in tier |
| Deposits |
$38.3M
-2.7% YoY-3.0% QoQ
|
+$12.8M |
$25.5M
+0.4% YoY
|
$114.5M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
74% |
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| ROA |
3.0%
+10.3% YoY+5.3% QoQ
|
+2.4% |
0.7%
-731.4% YoY
|
0.7%
+41.5% YoY
|
0.7%
+273.4% YoY
|
Top 2.0% in tier |
| NIM |
4.8%
+3.4% YoY+5.0% QoQ
|
+0.8% |
3.9%
+3.8% YoY
|
4.0%
+7.0% YoY
|
3.7%
+5.0% YoY
|
80% |
| Efficiency Ratio |
49.6%
-4.8% YoY-1.5% QoQ
|
-31.8% |
81.4%
-2.4% YoY
|
80.8%
-5.9% YoY
|
79.1%
-3.3% YoY
|
Bottom 6.2% in tier |
| Delinquency Rate |
0.3%
+148.4% YoY+14.8% QoQ
|
-1.2 |
1.5%
-2.0% YoY
|
1.1%
+1.3% YoY
|
1.2%
-0.9% YoY
|
34% |
| Loan To Share |
92.5%
+4.1% YoY+3.3% QoQ
|
+31.3% |
61.2%
-3.0% YoY
|
71.7%
-1.6% YoY
|
68.0%
-1.7% YoY
|
Top 9.0% in tier |
| AMR |
$17,426
+21.9% YoY+22.1% QoQ
|
+$3K |
$14,627
-2.7% YoY
|
$16,886
+0.6% YoY
|
$19,418
+1.3% YoY
|
69% |
| CD Concentration |
1.7%
-3.8% YoY-1.3% QoQ
|
-22.7% |
24.4%
+4.2% YoY
|
22.1%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.8%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)