BlastPoint's Credit Union Scorecard
FIRST EDUCATION
Charter #5465 · WY
FIRST EDUCATION has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Total Deposits: Top 3.9% in tier
- + Total Assets: Top 4.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.36% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 7 that size in Wyoming.
- Shares and deposits +2.7% year over year ($77.7M in shares and deposits).
- Membership: 5,574 members, +0.1% vs a year ago.
- Delinquency rate 0.20%.
- Return on assets 1.14%.
- Efficiency ratio 75.57% vs a 88.77% peer average.
- Loan-to-share ratio 43.04% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,574
+0.1% YoY-0.0% QoQ
|
+3.0K |
2,585
-1.7% YoY
|
22,105
+2.3% YoY
|
34,678
+6.6% YoY
|
Top 10.6% in tier |
| Assets |
$87.2M
+3.5% YoY-1.1% QoQ
|
+$56.9M |
$30.3M
+1.5% YoY
|
$345.9M
+6.0% YoY
|
$593.1M
+10.2% YoY
|
Top 4.9% in tier |
| Loans |
$33.4M
+7.5% YoY-2.9% QoQ
|
+$18.0M |
$15.5M
-1.7% YoY
|
$256.8M
+5.3% YoY
|
$418.6M
+10.1% YoY
|
Top 14.4% in tier |
| Deposits |
$77.7M
+2.7% YoY-1.8% QoQ
|
+$51.9M |
$25.8M
+1.1% YoY
|
$290.0M
+5.4% YoY
|
$504.8M
+10.3% YoY
|
Top 3.9% in tier |
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| ROA |
1.1%
-26.3% YoY+1.8% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.4%
+23.8% YoY
|
1.2%
+121.4% YoY
|
67% |
| NIM |
3.9%
+2.5% YoY+0.5% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.9%
-1.1% YoY
|
3.8%
+2.3% YoY
|
51% |
| Efficiency Ratio |
75.6%
+13.9% YoY-0.9% QoQ
|
-13.2% |
88.8%
-6.9% YoY
|
70.6%
+1.3% YoY
|
83.0%
-5.3% YoY
|
37% |
| Delinquency Rate |
0.2%
-38.4% YoY-32.0% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
2.3%
+31.5% YoY
|
1.3%
+2.6% YoY
|
26% |
| Loan To Share |
43.0%
+4.7% YoY-1.1% QoQ
|
-15.9% |
58.9%
-3.1% YoY
|
76.6%
-2.2% YoY
|
66.4%
-1.4% YoY
|
26% |
| AMR |
$19,930
+4.0% YoY-2.1% QoQ
|
+$5K |
$14,963
-6.8% YoY
|
$23,513
+4.1% YoY
|
$20,028
-0.9% YoY
|
77% |
| CD Concentration |
8.3%
+16.5% YoY+12.6% QoQ
|
-16.3% | 24.6% | 26.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 19.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)