BlastPoint's Credit Union Scorecard

FIRST EDUCATION

Charter #5465 · WY

<100M

2508 CUs in <100M nationally 7 in WY

FIRST EDUCATION demonstrates 4 strengths

National Analysis

How does the industry compare?

WY Analysis

How does WY stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.97% above tier average
+ Total Deposits: Top 3.2% in tier
+ Total Assets: Top 4.5% in tier
+ Loan Growth Rate: Top 5.2% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WY)	National Avg	Tier Percentile
Members	5,576 +0.4% YoY-0.1% QoQ	+2.9K	2,676 +1.6% YoY	21,934 +2.5% YoY	33,913 +5.7% YoY	Top 10.6% in tier
Assets	$88.2M +5.2% YoY+3.4% QoQ	+$58.0M	$30.2M +1.3% YoY	$341.2M +5.8% YoY	$578.3M +9.0% YoY	Top 4.5% in tier
Loans	$34.4M +15.7% YoY-2.0% QoQ	+$19.1M	$15.3M -2.0% YoY	$250.8M +3.8% YoY	$402.4M +8.7% YoY	Top 13.5% in tier
Deposits	$79.1M +4.4% YoY+3.9% QoQ	+$53.3M	$25.8M +0.7% YoY	$290.8M +4.6% YoY	$494.3M +9.1% YoY	Top 3.2% in tier

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.1% -27.1% YoY-27.0% QoQ	+1.0%	0.1% -77.6% YoY	1.0% -6.8% YoY	0.4% -39.2% YoY	73%
NIM	3.9% -0.2% YoY-0.6% QoQ	-0.1%	4.0% +4.0% YoY	3.9% -0.5% YoY	3.8% +4.1% YoY	52%
Efficiency Ratio	76.2% +14.9% YoY+13.6% QoQ	-14.4%	90.6% +6.5% YoY	73.8% +4.7% YoY	84.6% +2.8% YoY	37%
Delinquency Rate	0.3% +234.0% YoY-68.2% QoQ	-1.2	1.5% +3.8% YoY	1.7% +17.4% YoY	1.2% +3.4% YoY	34%
Loan To Share	43.5% +10.8% YoY-5.7% QoQ	-15.0%	58.5% -3.0% YoY	76.1% -2.5% YoY	65.6% -1.4% YoY	26%
AMR	$20,356 +7.1% YoY+2.1% QoQ	+$5K	$14,884 -1.7% YoY	$23,399 +4.1% YoY	$19,920 +1.6% YoY	79%
CD Concentration	7.3% +4.8% YoY-1.7% QoQ	-16.9%	24.3%	26.4%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	19.3%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (11 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

Total Deposits

balance_sheet

Value: $79.09M

Peer Median: $18.77M

#81 of 2508 Top 3.2% in <100M tier

114

Total Assets

balance_sheet

Value: $88.17M

Peer Median: $21.86M

#114 of 2508 Top 4.5% in <100M tier

131

Loan Growth Rate

growth

Value: 15.68%

Peer Median: -2.36%

#131 of 2508 Top 5.2% in <100M tier

266

Total Members

engagement

Value: 5,576

Peer Median: 1,918

#266 of 2508 Top 10.6% in <100M tier

339

Total Loans

balance_sheet

Value: $34.42M

Peer Median: $9.48M

#339 of 2508 Top 13.5% in <100M tier

413

AMR Growth Rate

growth

Value: 7.13%

Peer Median: 1.27%

#413 of 2508 Top 16.4% in <100M tier

425

Fee Income Per Member

profitability

Value: $130.50

Peer Median: $60.42

#425 of 2508 Top 16.9% in <100M tier

445

Net Charge-Off Rate

risk

Value: -0.01%

Peer Median: 0.07%

#445 of 2508 Top 17.7% in <100M tier

517

Average Member Relationship (AMR)

engagement

Value: $20,356

Peer Median: $13,926

#517 of 2508 Top 20.6% in <100M tier

Top Weaknesses (1 metrics)

2087

Net Worth Ratio

risk

Value: 9.94%

Peer Median: 14.28%

#2087 of 2508 Bottom 16.8% in <100M tier