BlastPoint's Credit Union Scorecard
DIXIES
Charter #5569 · SC
DIXIES has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.44% above tier average
- + Net Interest Margin 1.10% above tier average
- + Loan-to-Share Ratio: Top 8.7% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 5.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,008
+2.3% YoY+0.7% QoQ
|
+2.3K |
2,676
+1.6% YoY
|
37,268
+3.6% YoY
|
33,913
+5.7% YoY
|
Top 13.3% in tier |
| Assets |
$47.3M
+0.8% YoY+1.5% QoQ
|
+$17.1M |
$30.2M
+1.3% YoY
|
$534.3M
+6.5% YoY
|
$578.3M
+9.0% YoY
|
75% |
| Loans |
$32.4M
+8.5% YoY+2.4% QoQ
|
+$17.1M |
$15.3M
-2.0% YoY
|
$369.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
Top 14.9% in tier |
| Deposits |
$36.2M
-0.7% YoY+1.2% QoQ
|
+$10.4M |
$25.8M
+0.7% YoY
|
$450.9M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
71% |
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| ROA |
0.6%
+20.7% YoY-24.6% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.7%
-43.3% YoY
|
0.4%
-39.2% YoY
|
49% |
| NIM |
5.1%
-1.5% YoY-2.5% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
4.1%
-0.5% YoY
|
3.8%
+4.1% YoY
|
Top 10.0% in tier |
| Efficiency Ratio |
86.9%
+1.2% YoY+1.6% QoQ
|
-3.7% |
90.6%
+6.5% YoY
|
81.4%
+7.0% YoY
|
84.6%
+2.8% YoY
|
62% |
| Delinquency Rate |
0.9%
+46.7% YoY-21.8% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
0.8%
+19.1% YoY
|
1.2%
+3.4% YoY
|
60% |
| Loan To Share |
89.3%
+9.3% YoY+1.3% QoQ
|
+30.8% |
58.5%
-3.0% YoY
|
69.5%
-0.5% YoY
|
65.6%
-1.4% YoY
|
Top 8.9% in tier |
| AMR |
$13,698
+1.1% YoY+1.0% QoQ
|
$-1K |
$14,884
-1.7% YoY
|
$16,971
+2.3% YoY
|
$19,920
+1.6% YoY
|
49% |
| CD Concentration |
18.3%
-0.5% YoY+1.7% QoQ
|
-6.0% | 24.3% | 18.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)