BlastPoint's Credit Union Scorecard
DIXIES
Charter #5569 · SC
DIXIES has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.24% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.10% below tier average
- - Efficiency ratio 7.04% above tier (higher cost structure)
- - First Mortgage Concentration (%): Bottom 5.5% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,942
+0.0% YoY+0.4% QoQ
|
+2.3K |
2,625
-2.2% YoY
|
37,124
+2.2% YoY
|
33,089
+6.1% YoY
|
Top 14.4% in tier |
| Assets |
$47.0M
+2.6% YoY+0.7% QoQ
|
+$17.2M |
$29.9M
+1.1% YoY
|
$514.3M
+4.6% YoY
|
$547.7M
+7.8% YoY
|
76% |
| Loans |
$31.0M
+1.0% YoY-0.1% QoQ
|
+$15.3M |
$15.8M
-2.4% YoY
|
$362.8M
+7.0% YoY
|
$388.7M
+8.6% YoY
|
83% |
| Deposits |
$36.3M
+2.1% YoY+0.4% QoQ
|
+$10.8M |
$25.5M
+0.4% YoY
|
$433.3M
+6.0% YoY
|
$464.6M
+9.3% YoY
|
72% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
-11.2% YoY-44.1% QoQ
|
-0.1% |
0.7%
-731.4% YoY
|
1.2%
+18.8% YoY
|
0.7%
+273.4% YoY
|
41% |
| NIM |
5.2%
+9.6% YoY+0.1% QoQ
|
+1.2% |
3.9%
+3.8% YoY
|
4.3%
+2.6% YoY
|
3.7%
+5.0% YoY
|
Top 11.2% in tier |
| Efficiency Ratio |
88.4%
+7.3% YoY+7.3% QoQ
|
+7.0% |
81.4%
-2.4% YoY
|
75.1%
-1.9% YoY
|
79.1%
-3.3% YoY
|
74% |
| Delinquency Rate |
1.2%
-26.3% YoY+18.9% QoQ
|
-0.3 |
1.5%
-2.0% YoY
|
0.9%
+10.3% YoY
|
1.2%
-0.9% YoY
|
66% |
| Loan To Share |
85.6%
-1.0% YoY-0.5% QoQ
|
+24.3% |
61.2%
-3.0% YoY
|
71.3%
-1.2% YoY
|
68.0%
-1.7% YoY
|
84% |
| AMR |
$13,623
+1.6% YoY-0.2% QoQ
|
$-1K |
$14,627
-2.7% YoY
|
$16,641
+2.9% YoY
|
$19,418
+1.3% YoY
|
50% |
| CD Concentration |
17.8%
-8.8% YoY-4.7% QoQ
|
-6.6% |
24.4%
+4.2% YoY
|
17.4%
+3.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.9%
-5.3% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)