BlastPoint's Credit Union Scorecard
DIXIES
Charter #5569 · SC
DIXIES has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.16% above tier average
- + Net Interest Margin 1.29% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 2.91% above tier (higher cost structure)
- - First Mortgage Concentration (%): Bottom 5.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,972
+1.8% YoY+0.6% QoQ
|
+2.4K |
2,615
-1.9% YoY
|
37,100
+2.2% YoY
|
33,374
+5.7% YoY
|
Top 14.0% in tier |
| Assets |
$46.6M
+1.0% YoY-0.8% QoQ
|
+$16.5M |
$30.1M
+2.1% YoY
|
$523.8M
+6.7% YoY
|
$561.6M
+9.7% YoY
|
75% |
| Loans |
$31.6M
+4.1% YoY+1.8% QoQ
|
+$15.8M |
$15.8M
-1.3% YoY
|
$367.9M
+7.3% YoY
|
$397.0M
+8.8% YoY
|
84% |
| Deposits |
$35.8M
+1.0% YoY-1.3% QoQ
|
+$10.1M |
$25.7M
+1.4% YoY
|
$439.0M
+5.8% YoY
|
$477.3M
+9.7% YoY
|
71% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
+27.0% YoY+34.1% QoQ
|
+0.2% |
0.6%
+10.8% YoY
|
1.0%
+5.1% YoY
|
0.7%
+15.9% YoY
|
55% |
| NIM |
5.2%
+5.6% YoY+1.3% QoQ
|
+1.3% |
4.0%
+4.0% YoY
|
4.2%
+0.5% YoY
|
3.8%
+5.1% YoY
|
Top 9.8% in tier |
| Efficiency Ratio |
85.5%
+2.6% YoY-3.4% QoQ
|
+2.9% |
82.6%
-2.3% YoY
|
76.9%
-0.6% YoY
|
79.7%
-3.3% YoY
|
65% |
| Delinquency Rate |
1.1%
-18.8% YoY-6.1% QoQ
|
-0.4 |
1.6%
-3.1% YoY
|
1.0%
+13.3% YoY
|
1.3%
-2.1% YoY
|
63% |
| Loan To Share |
88.2%
+3.0% YoY+3.1% QoQ
|
+27.6% |
60.6%
-3.1% YoY
|
71.5%
-0.9% YoY
|
67.4%
-1.7% YoY
|
Top 12.0% in tier |
| AMR |
$13,558
+0.6% YoY-0.5% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$16,782
+2.9% YoY
|
$19,687
+2.0% YoY
|
49% |
| CD Concentration |
17.9%
-5.2% YoY+0.9% QoQ
|
-6.5% | 24.4% | 17.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.9% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)